$554,000 - $628,000
RENTED JUN 30, 2025

10921 Dumbarton Dr Dunkirk, MD 20754

4 Beds
3 Baths
2,693 Sq Ft
$218 Price per Sq Ft

Last Sold January 31, 2018

Last sale price $347,500 $129 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $3,502/month

Highlights

  • 3.87 Acre Lot
  • Rambler Architecture
  • No HOA
  • Mount Harmony Elementary School Rated A-
  • 1 Fireplace
  • 2 Attached Carport Spaces

About This Home

As of June 2025

4-Bedroom Home on 3+ Acres in Dunkirk, MD

This 4-bedroom, 3-bathroom home in Dunkirk, MD, offers a peaceful setting on over 3 acres of land. The home features solid surface countertops in the kitchen and a comfortable layout with plenty of space for everyday living.

A new patio at the back of the home overlooks the large backyard, providing a quiet spot to relax or entertain. The property also includes a garage, storage shed, and a garden area, offering practical space for storage and outdoor hobbies.

Located on a quiet street, this home provides a private and serene environment while still being close to local amenities. A great option for those looking for space and convenience in a peaceful setting.

Last Agent to Rent the Property

Richard Cefaratti

Peninsula Properties, LLC. License #649343 Listed on: 05/20/2025

Last Renter's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,674

Year Built

  • Built in 1980

Lot Details

  • 3.87 Acre Lot
  • Property is in excellent condition

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Laundry in unit

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Side Exterior Basement Entry
  • Basement Windows

Parking

  • 4 Parking Spaces
  • 2 Driveway Spaces
  • 2 Attached Carport Spaces

Outdoor Features

  • Rain Gutters

Schools

  • Mount Harmony Elementary School
  • Northern Middle School
  • Northern High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Dunkirk Woods Subdivision

Listing and Financial Details

  • Residential Lease
  • Security Deposit $3,500
  • Requires 1 Month of Rent Paid Up Front
  • Tenant pays for cable TV, electricity, exterior maintenance, fireplace/flue cleaning, frozen waterpipe damage, gutter cleaning, heat, HVAC maintenance, insurance, lawn/tree/shrub care, light bulbs/filters/fuses/alarm care, minor interior maintenance, pest control, snow removal, all utilities
  • The owner pays for real estate taxes
  • Rent includes parking, sewer, taxes
  • No Smoking Allowed
  • 1-Month Lease Term
  • Available 7/1/25
  • $45 Application Fee
  • $300 Repair Deductible
  • Assessor Parcel Number 0503022986

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,674

Year Built

Built in 1980

Lot Details

0

Rental Info

  • Date Available: 2025-07-01
  • Application Fee: 45.00
  • Months Rent Up Front: 1.0
  • Owner Pays: Taxes - Real Estate
  • Pet Deposit: 500.00
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Rent Includes: Parking, Sewer, Taxes
  • Security Deposit: 3500.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Cable Tv, Electricity, Exterior Maintenance, Fireplace/Flue Cleaning, Frozen Waterpipe Damage, Gutter Cleaning, Heat, Hvac Maintenance, Insurance, Lawn/Tree/Shrub Care, Light Bulbs/Filters/Fuses/Alarm Care, Minor Interior Maintenance, Pest Control, Snow Removal, Utilities - All
  • Vacation Rental: No
  • Max Lease in Months: 1
  • Min Lease in Months: 1
  • Rent Spree Online Application: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1980
  • Automatically Close On Close Date: Yes
  • Building Winterized: No
  • Remarks Public: 4-Bedroom Home on 3+ Acres in Dunkirk, MD This 4-bedroom, 3-bathroom home in Dunkirk, MD, offers a peaceful setting on over 3 acres of land. The home features solid surface countertops in the kitchen and a comfortable layout with plenty of space for everyday living. A new patio at the back of the home overlooks the large backyard, providing a quiet spot to relax or entertain. The property also includes a garage, storage shed, and a garden area, offering practical space for storage and outdoor hobbies. Located on a quiet street, this home provides a private and serene environment while still being close to local amenities. A great option for those looking for space and convenience in a peaceful setting.
  • Repair Deductible: 300.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Heated, Outside Entrance, Fully Finished, Side Entrance, Walkout Level, Windows
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2912
  • Living Area Sq Ft: 2693
  • Price Per Sq Ft: 2.40
  • Above Grade Finished Sq Ft: 1456
  • Below Grade Finished Sq Ft: 1237
  • Below Grade Sq Ft: 219
  • Total Below Grade Sq Ft: 1456
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 10921

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Gutter System
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Carport, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: MOUNT HARMONY
  • Middle School: NORTHERN
  • High School: NORTHERN
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139842846
  • School District Source: 3rd Party
  • Elementary School: MOUNT HARMONY
  • High School: NORTHERN
  • Middle Or Junior School: NORTHERN

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Size Acres: 3.87
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 168577.00
  • Property Condition: Excellent
  • Zoning: A

Tax Info

  • Assessor Parcel Number: 0503022986
  • Tax Total Finished Sq Ft: 2693
  • Close Date: 06/30/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 6, 2020
Sold by
Cefaratti James
Bought by
Cefaratti James and Cefaratti Abbigail
Current Estimated Value
$568,314

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,000
Outstanding Balance
$294,628
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$293,700

Purchase Details

Closed on
Dec 4, 1985
Sold by
Meadows Leslie E and Meadows Doris H
Bought by
Isham James Andrew and Kathryn Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
11.58%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cefaratti James -- Accommodation
Isham James Andrew $140,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cefaratti James $189,900
Open Cefaratti James $332,000
Closed Isham David A $347,500
Closed Isham Kathryn Marie $10,000
Closed Isham James Andrew $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Rented $3,500 0.0% --
06/07/2025 06/07/25 Under Contract -- -- --
05/20/2025 05/20/25 For Rent $3,500 0.0% --
01/31/2018 01/31/18 Sold $347,500 -0.4% $239 / Sq Ft
12/16/2017 12/16/17 Pending -- -- --
11/20/2017 11/20/17 For Sale $349,000 -- $240 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,674 $434,400 $177,700 $256,700
2024 $4,674 $413,100 $0 $0
2023 $4,285 $391,800 $0 $0
2022 $4,061 $370,500 $177,700 $192,800
2021 $3,788 $356,833 $0 $0
2020 $3,788 $343,167 $0 $0
2019 $3,658 $329,500 $177,700 $151,800
2018 $3,645 $329,500 $177,700 $151,800
2017 $3,692 $329,500 $0 $0
2016 -- $329,900 $0 $0
2015 $3,585 $329,900 $0 $0
2014 $3,585 $329,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2021202

Bright MLS

APN: 03-022986