$375,000
SOLD AUG 12, 2025

111 Water Lily Cove Panama City, FL 32404

3 Beds
2 Baths
2,159 Sq Ft
8,930 Sq Ft Lot

Recently Sold

$174 Per Sq Ft

6% Below List Price

73 Days on Market

Highlights

  • In Ground Pool
  • Craftsman Architecture
  • Great Room
  • A. Crawford Mosley High School Rated A-
  • Wood Flooring
  • Home Office

About This Home

As of August 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSWelcome to the Village of Mill Bayou, a charming waterfront community where comfort meets convenience. This beautiful corner-lot home invites you to bring your family and experience all the incredible amenities the neighborhood has to offer, including a community pool, fishing areas, walkable access to local schools, and scenic water views right from your front yard. As you step inside, you're greeted by a welcoming foyer that flows into a separate dining room and private study, perfect for working from home or creating a quiet retreat. The heart of the home features an open-concept living area that seamlessly connects the spacious living room, kitchen, and breakfast nook--ideal for both everyday living and entertaining guests. The kitchen is outfitted with elegant granite countertops and wood flooring that continues throughout the main areas, adding a touch of warmth and style. The master suite is a true retreat, showcasing tray ceilings, a luxurious bathroom with double vanities, a separate shower and soaking tub, and an expansive walk-in closet. On the opposite side of the home, you'll find two additional bedrooms, a full bathroom, and a convenient laundry room, offering privacy and functionality for the whole family. Step outside to enjoy the oversized covered patio, perfect for relaxing or entertaining year-round. Centrally located, this home offers easy access to Tyndall Air Force Base, the Panama City Beach Navy base, shopping, and dining. Don't miss your chance to enjoy the lifestyle at the Village of Mill Bayou.

Last Agent to Sell the Property

Ida Hargaray

Coldwell Banker Realty License #BK3147204 Listed on: 04/29/2025

Coldwell Banker Realty

Last Buyer's Agent

Zack Seltzer

Seltzer Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $169

Year Built

  • Built in 2017

Lot Details

  • 8,930 Sq Ft Lot
  • Lot Dimensions are 76x118
  • Cleared Lot

HOA Fees

  • $102 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 2,159 Sq Ft Home
  • Crown Molding
  • Coffered Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Entrance Foyer
  • Great Room
  • Dining Room
  • Home Office
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Deer Point Elementary School
  • Merritt Brown Middle School
  • Mosley High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, ground maintenance, pool(s)
  • Village Of Mill Bayou/Shoreline Village Ph 1B Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$169

Year Built

Built in 2017

Lot Details

0

HOA Fees

$102 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2017
  • Property Sub Type: Detached
  • Lot Size Acres: 0.2
  • Lot Size: 76x118
  • Road Surface Type: Paved
  • Subdivision Name: Village of Mill Bayou/Shoreline Village Ph 1B
  • Architectural Style: Craftsman
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Interior Amenities: Crown Molding, Coffered Ceiling(s), Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms, Window Treatments, Entrance Foyer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Hardwood, Tile
  • Living Area: 2159.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Foyer, Garage, Great Room, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Office, Porch

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • View: Other
  • Waterfront: No
  • Construction Type: HardiPlank Type, Wood Frame
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Underground Utilities
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 102.0
  • Community Features: Pool, Sidewalks
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Maintenance Grounds, Pool(s)

Schools

  • Middle Or Junior School: Merritt Brown

Lot Info

  • Lot Features: Cleared, Subdivision
  • Lot Size Sq Ft: 8930.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 169.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Deer Point
  • High School: Mosley

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 26, 2018
Sold by
D R Horton Inc Corp
Bought by
Yerka Sonja L and Marron Robert M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,300
Outstanding Balance
$268,940
Interest Rate
3.93%
Mortgage Type
VA
Estimated Equity
$125,107

Purchase Details

Closed on
Jan 1, 2017
Bought by
Dr Horton Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $312,150 Dhi Title Of Florida Inc
Deed $940,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $317,300 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $375,000 -5.1% $174 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $395,000 -1.3% $183 / Sq Ft
04/29/2025 04/29/25 For Sale $400,000 -- $185 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $154 $331,514 $67,000 $264,514
2023 $154 $324,249 $57,000 $267,249
2022 $3,972 $263,095 $0 $0
2021 $3,845 $239,177 $0 $0
2020 $3,247 $217,434 $60,300 $157,134
2019 $3,111 $214,310 $56,243 $158,067
2018 $3,549 $241,579 $0 $0
2017 $792 $53,125 $0 $0
2016 $89 $5,848 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 772664

Central Panhandle Association of REALTORS®

APN: 11352-760-080