11152 N Bear Creek Rd Panama City, FL 32404
5
Beds
3.5
Baths
2,382
Sq Ft
1992
Built
Highlights
- RV Access or Parking
- Main Floor Primary Bedroom
- Fireplace
- Craftsman Architecture
- Covered patio or porch
- 2 Car Attached Garage
About This Home
As of July 2025Welcome to 11152 N Bear Creek — your peaceful retreat with space, style, and charm. Located in a gorgeous, quiet area just minutes from Deer Point Lake, this updated 5-bedroom, 3.5-bath home sits on 1.75 high and dry acres with no HOA and a pool! Enjoy the perfect blend of rural privacy and convenience — you're less than 20 minutes to Lynn Haven, shopping and dining on Highway 77, and highly rated schools like Mosley High School and North Bay Haven Charter Academy. Quick access to boat ramps, parks, and only about 30 minutes to Panama City Beach. This nearly 2,400 square foot home has been thoughtfully updated throughout, including new windows, doors, flooring, kitchen, and water heater. The open-concept layout allows the family room, dining area, and kitchen to flow together for easy living and entertaining. A cozy wood-burning fireplace adds warmth and charm, while two spacious master suites provide flexibility for multi-generational living or guest space. A large additional flex room is ideal for a home office, home-school setup, craft room, or playroom. Outside, the fenced backyard offers room for it all RV, boat, pole barn and space to throw a football or relax with a peaceful sunset after a cookout. The landscaped yard includes fruit trees and curb appeal, while the metal roof and two-car garage add long-term value and function. If you're looking for space, charm, and peaceful living close to town, this one checks every box. Come tour 11152 N Bear Creek today your forever home might be waiting here.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,459
Year Built
- Built in 1992
Lot Details
- Property fronts a county road
- Privacy Fence
Parking
- 2 Car Attached Garage
- RV Access or Parking
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Frame Construction
- Metal Roof
- Cement Board or Planked
Interior Spaces
- 2,382 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Living Room
- Dining Room
- Vinyl Flooring
Kitchen
- Electric Oven or Range
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Covered patio or porch
Schools
- Waller Elementary School
- Merritt Brown Middle School
- Rutherford High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 03726-020-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 30, 2021
Closed on
Dec 9, 2021
Sold by
Doolittle Amanda and Veal Daric
Bought by
Gerhart Susan M and Gerhart Laura R
Seller's Agent
Lisa Davis
Harvest One Realty powered by SellState
Buyer's Agent
Bubba McCants
ERA Neubauer Real Estate, Inc
List Price
$289,900
Sold Price
$275,000
Premium/Discount to List
-$14,900
-5.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%
Original Mortgage
$251,831
Outstanding Balance
$233,455
Interest Rate
3.09%
Mortgage Type
FHA
Estimated Equity
$201,576
Similar Homes in Panama City, FL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $251,831 | FHA | |
| Previous Owner | $150,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | $435,000 | -11.0% | $183 / Sq Ft |
| 06/07/2025 06/07/25 | Pending | -- | -- | -- |
| 05/23/2025 05/23/25 | For Sale | $489,000 | +77.8% | $205 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $275,000 | -- | -- |
| 12/15/2021 12/15/21 | Sold | $275,000 | -5.1% | $131 / Sq Ft |
| 09/30/2021 09/30/21 | For Sale | $289,900 | -- | $138 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,459 | $271,521 | $26,316 | $245,205 |
| 2023 | $3,459 | $272,502 | $26,316 | $247,415 |
| 2022 | $2,705 | $230,776 | $25,245 | $205,531 |
| 2021 | $3,139 | $177,668 | $0 | $0 |
| 2020 | $1,663 | $135,100 | $20,290 | $114,810 |
| 2019 | $1,284 | $103,695 | $25,990 | $77,705 |
| 2018 | $1,674 | $134,248 | $0 | $0 |
| 2017 | $1,689 | $133,031 | $0 | $0 |
| 2016 | $1,270 | $133,801 | $0 | $0 |
| 2015 | $1,327 | $134,557 | $0 | $0 |
| 2014 | $1,343 | $135,921 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bubba McCants
Seller's Agent in 2025
Bubba McCants
EXP Realty LLC
(850) 624-8433
375 Total Sales
-
Lisa Davis
Seller's Agent in 2021
Lisa Davis
Harvest One Realty powered by SellState
(850) 778-1182
68 Total Sales
-
Aaron Payne
Buyer Co-Listing Agent in 2021
Aaron Payne
Counts Real Estate Group Inc
(850) 890-5268
73 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 977043
APN: 03726-020-000
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