1130 Howard St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $440,323 - $460,000
3
Beds
3
Baths
2,292
Sq Ft
$196/Sq Ft
Est. Value
Highlights
- Recreation Room
- Corner Lot
- Formal Dining Room
- Richmond Intermediate School Rated A
- Home Office
- Stainless Steel Appliances
About This Home
As of December 2019THIS IMPRESSIVE HOME HAS BEEN BEAUTIFULLY UPDATED. CHEF'S KITCHEN IS SUNFILLED AND FEATURES STAINLESS APPLIANCES, GRANITE, STONE, EATING AREA AND SLIDERS TO PATIO FOR OUTDOOR ENTERTAINING. KITCHEN FLOWS INTO LARGE LIVING ROOM AND DINING ROOM. THE SECOND FLOOR SHOWCASES A MASTER BEDROOM WITH DUAL CLOSETS, PLANTATION SHUTTERS AND PRIVATE BATH. TWO ADDITIONAL BEDROOMS AND BATH COMPLETE THE SECOND FLOOR. THE LOWER LEVEL FEATURES A HUGE FAMILY ROOM WITH LARGE WINDOWS AND FIREPLACE FOR RELAXING. THE FAMILY ROOM FLOWS INTO THE PERFECT HOME OFICE WITH SPECTACULAR BUILT-INS. LAUNDRY ROOM WITH LOTS OF CABINETS. SUB-BASEMENT OFFERS A LARGE REC ROOM, EXERCISE OR PLAY ROOM AND TONS OF STORAGE. NEWER MECHANICALS AND ROOF, 2 CAR GARAGE, LUSH, LANDSCAPED, FENCED YARD. WALK TO PARKS, SCHOOL AND TOWN.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,532
Year Built
- Built in 1973
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 194 x 69
- Fenced Yard
- Corner Lot
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Parking Space is Owned
Home Design
- Split Level with Sub
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,292 Sq Ft Home
- Ceiling Fan
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Play Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Partial Basement
- Sump Pump
- Sub-Basement
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Patio
Schools
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2019
Closed on
Dec 30, 2019
Sold by
Luttrell Haley
Bought by
Jones Leila
Seller's Agent
Susan Kalina
Karen Douglas Realty
Buyer's Agent
Leila Jones
Baird & Warner Fox Valley - Geneva
List Price
$319,000
Sold Price
$310,000
Premium/Discount to List
-$9,000
-2.82%
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,581
Avg. Annual Appreciation
6.94%
Original Mortgage
$248,000
Outstanding Balance
$223,874
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$221,185
Purchase Details
Listed on
Mar 12, 2015
Closed on
May 2, 2015
Sold by
Cantu Rory and Cantu Stephanie O
Bought by
Luttrell Haley
Seller's Agent
Diane Pavini
Coldwell Banker Realty
Buyer's Agent
Susan Kalina
Karen Douglas Realty
List Price
$304,900
Sold Price
$295,000
Premium/Discount to List
-$9,900
-3.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.08%
Original Mortgage
$289,656
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Listed on
Jun 30, 2012
Closed on
Nov 26, 2012
Sold by
Mowbray Patrick L
Bought by
Cantu Rory and Cantu Stephanie
Seller's Agent
Kelly Schmidt
Coldwell Banker Realty
Buyer's Agent
Diane Pavini
Coldwell Banker Realty
List Price
$268,000
Sold Price
$242,000
Premium/Discount to List
-$26,000
-9.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$237,616
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 12, 2007
Sold by
Thomas Sandra L
Bought by
Mowbray Patrick
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,600
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 28, 2000
Sold by
Mundt Erick A and Althoff Marsha L
Bought by
Garcia Yolanda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,978
Interest Rate
8.31%
Purchase Details
Closed on
Oct 19, 1995
Sold by
Thomas Gregory M
Bought by
Thomas Sandra L
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Similar Homes in Saint Charles, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Jones Leila | $310,000 | Greater Illinois Title Co | |
| Luttrell Haley | $295,000 | Chicago Title Insurance Co | |
| Cantu Rory | $242,000 | None Available | |
| Mowbray Patrick | $338,500 | Chicago Title Insurance Co | |
| Garcia Yolanda | $150,000 | -- | |
| Thomas Sandra L | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Jones Leila | $248,000 | |
| Previous Owner | Luttrell Haley | $289,656 | |
| Previous Owner | Cantu Rory | $237,616 | |
| Previous Owner | Mowbray Patrick | $302,000 | |
| Previous Owner | Mowbray Patrick | $304,600 | |
| Previous Owner | Thomas Sandra L | $73,070 | |
| Previous Owner | Thomas Sandra L | $93,750 | |
| Previous Owner | Garcia Yolanda | $148,978 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/31/2019 12/31/19 | Sold | $310,000 | -2.8% | $135 / Sq Ft |
| 10/20/2019 10/20/19 | Pending | -- | -- | -- |
| 10/17/2019 10/17/19 | For Sale | $319,000 | 0.0% | $139 / Sq Ft |
| 08/18/2017 08/18/17 | Rented | $2,395 | 0.0% | -- |
| 08/07/2017 08/07/17 | For Rent | $2,395 | +10.1% | -- |
| 12/05/2016 12/05/16 | Rented | $2,175 | -5.2% | -- |
| 12/04/2016 12/04/16 | Off Market | $2,295 | -- | -- |
| 11/21/2016 11/21/16 | Price Changed | $2,295 | -4.2% | $1 / Sq Ft |
| 11/02/2016 11/02/16 | For Rent | $2,395 | 0.0% | -- |
| 05/15/2015 05/15/15 | Sold | $295,000 | -1.6% | -- |
| 04/12/2015 04/12/15 | Pending | -- | -- | -- |
| 04/10/2015 04/10/15 | Price Changed | $299,900 | -1.6% | -- |
| 03/12/2015 03/12/15 | For Sale | $304,900 | +26.0% | -- |
| 11/27/2012 11/27/12 | Sold | $242,000 | -5.1% | $164 / Sq Ft |
| 09/06/2012 09/06/12 | Pending | -- | -- | -- |
| 08/31/2012 08/31/12 | Price Changed | $255,000 | -1.9% | $172 / Sq Ft |
| 08/21/2012 08/21/12 | Price Changed | $259,900 | -0.6% | $176 / Sq Ft |
| 08/09/2012 08/09/12 | Price Changed | $261,500 | -1.3% | $177 / Sq Ft |
| 07/23/2012 07/23/12 | Price Changed | $265,000 | -1.1% | $179 / Sq Ft |
| 06/30/2012 06/30/12 | For Sale | $268,000 | -- | $181 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $7,597 | $102,921 | $24,998 | $77,923 |
| 2022 | $7,417 | $97,865 | $27,669 | $70,196 |
| 2021 | $7,119 | $93,285 | $26,374 | $66,911 |
| 2020 | $7,040 | $91,545 | $25,882 | $65,663 |
| 2019 | $6,911 | $89,733 | $25,370 | $64,363 |
| 2018 | $6,532 | $84,745 | $24,405 | $60,340 |
| 2017 | $6,355 | $81,848 | $23,571 | $58,277 |
| 2016 | $6,666 | $78,973 | $22,743 | $56,230 |
| 2015 | -- | $72,799 | $22,498 | $50,301 |
| 2014 | -- | $69,272 | $22,498 | $46,774 |
| 2013 | -- | $71,576 | $22,723 | $48,853 |
Source: Public Records
Agents Affiliated with this Home
-
Susan Kalina
Seller's Agent in 2019
Susan Kalina
Karen Douglas Realty
(630) 673-7741
6 in this area
86 Total Sales
-
L
Buyer's Agent in 2019
Leila Jones
Baird Warner
-
Buyer's Agent in 2017
Megan Wilt
Realstar Realty, Inc
-
Pete Soderquist
Buyer's Agent in 2016
Pete Soderquist
Coleman Land Company
(630) 377-1600
1 in this area
1 Total Sale
-
Diane Pavini
D
Seller's Agent in 2015
Diane Pavini
Coldwell Banker Realty
(708) 268-0188
13 Total Sales
-
Kelly Schmidt
Seller's Agent in 2012
Kelly Schmidt
Coldwell Banker Realty
(630) 338-2049
4 in this area
300 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 10551200
APN: 09-33-252-005
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