$202,500
SOLD AUG 12, 2025
2 Beds
2 Baths
1,615 Sq Ft
$656/mo HOA Fee

Recently Sold

$125 Per Sq Ft

19% Below List Price

360 Days on Market

Highlights

  • 200 Feet of Lake Waterfront
  • Boat Ramp
  • Gated Community
  • Lake Howell High School Rated A-
  • Oak Trees
  • Open Floorplan

About This Home

As of August 2025

Carmel by the lake is made up of 42 private acres with gated acess from 436. The complex backs up to beautiful private lake Howell. The amenities in the community include a large pool and hot tub area, tennis/pickleball court, racquetball court, and private lake access to Lake Howell. Carmel has easy access to shopping, major roads and public transportation. When you walk into unit 408 you will notice just how open and bright the unit is. There is brand new carpet in all of the living areas, the AC was replaced in 2018 and the water heater in 2017. The open floor plan and the fact that this is an end unit you will think you are living in your own private spa area. Seller willing to contribute ONE YEAR of HOA to BUYER and Closing and $8,580 value.

Last Agent to Sell the Property

Troy Hensley

BHHS FLORIDA REALTY Brokerage Phone: 407-406-5300 License #687169 Listed on: 07/03/2024

BHHS FLORIDA REALTY

Last Buyer's Agent

Troy Hensley

BHHS FLORIDA REALTY Brokerage Phone: 407-406-5300 License #687169 Listed on: 07/03/2024

BHHS FLORIDA REALTY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $805

Year Built

  • Built in 2002

Lot Details

  • 200 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Oak Trees
  • Wooded Lot

HOA Fees

  • $656 Monthly HOA Fees

Parking

  • 1 Parking Garage Space

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Membrane Roofing
  • Concrete Siding

Interior Spaces

  • 1,615 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Blinds
  • Sliding Doors
  • Living Room
  • Formal Dining Room
  • Inside Utility
  • Pool Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Boat Ramp
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Schools

  • Sterling Park Elementary School
  • South Seminole Middle School
  • Lake Howell High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, maintenance structure, ground maintenance, management, private road, recreational facilities, sewer, trash, water
  • Vista Cam Association, Phone Number (407) 682-3443
  • Visit Association Website
  • Carmel By The Lake Unit 5 Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions, vehicle restrictions

Amenities

  • Clubhouse
  • Elevator
  • Community Mailbox

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Racquetball
  • Community Pool
  • Community Spa

Pet Policy

  • Pets up to 35 lbs
  • 2 Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$805

Year Built

Built in 2002

Lot Details

0

HOA Fees

$656 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Management, Private Road, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Concrete
  • Fireplace: No
  • Living Area: 1615
  • Lot Size Acres: 0.01
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 1751
  • Lot Size Sq Ft: 258
  • Directions to Property: 436 north past howell branch, right on Carmel by the lake
  • Status: Sold
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow City: Winter Park
  • Escrow Postal Code: 32789
  • Escrow State: FL
  • Escrow Street Name: W morse Blvd
  • Escrow Street Number: 515
  • Floor Number: 4
  • List Office Head Office Key Nume: 1050528
  • Minimum Lease: 7 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 125.39
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: End Unit,High Rise
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake,Private Boat Ramp
  • Attribution Contact: 407-406-5300
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Street Number Modifier: 1150
  • Additional Rooms: Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 150.04
  • Room Count: 5

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Membrane
  • Pool Private: No
  • View: Pool
  • Water Body Name: LAKE HOWELL
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private,Skiing Allowed
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 200
  • Water Frontage Feet Lake: 200

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Racquetball, Sidewalks, Tennis Court(s)
  • Association Amenities: Elevator(s), Gated, Maintenance, Pickleball Court(s), Pool, Racquetball, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 656.02
  • Association Fee Frequency: Monthly
  • Association Name: vista CAM
  • Phone: (407) 682-3443
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: pleae see HOA rules and regulations for further information.
  • Association Fee Requirement: Required
  • Building Name Number: 1150
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Max Pet Weight: 35
  • Montly Maint Amt Addition To HOA: 0
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: http://www.vistacamfl.com/

Fee Information

  • Total Annual Fees: 7872.24
  • Total Monthly Fees: 656.02
  • Monthly HOA Amount: 656.02

Schools

  • Elementary School: Sterling Park Elementary
  • High School: Lake Howell High
  • Middle Or Junior School: South Seminole Middle

Lot Info

  • Zoning: PRD
  • Parcel Number: 28-21-30-531-0000-4080
  • Additional Parcels: No
  • Flood Zone Code: x
  • Homestead YN: 1
  • Lot Size Square Meters: 24

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: pleae see HOA rules and regulations for further information.

Tax Info

  • Tax Annual Amount: 804.92
  • Tax Block: 0000
  • Tax Book Number: 0000
  • Tax Lot: 3050

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2024
Closed on
Aug 12, 2025
Sold by
Wilma L Godfroy Living Trust and Wazenegger Rani
Bought by
Fry Christopher Barrick
Seller's Agent
Troy Hensley
BHHS FLORIDA REALTY
Buyer's Agent
Troy Hensley
BHHS FLORIDA REALTY
List Price
$249,000
Sold Price
$202,500
Premium/Discount to List
-$46,500
-18.67%
Views
112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1636.44%
Original Mortgage
$182,250
Outstanding Balance
$182,250
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$65,037

Purchase Details

Closed on
Nov 26, 2008
Sold by
Godfroy Wilma Lois
Bought by
The Wilma Lois Godfroy Living Trust

Purchase Details

Closed on
Nov 1, 2008
Bought by
Godfroy Wilma L Trustee

Purchase Details

Closed on
Jun 12, 2002
Sold by
Rpl Dev Inc
Bought by
Godfroy Wilma L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $202,500 Florida Title & Guarantee Agen
Warranty Deed $202,500 Florida Title & Guarantee Agen
Interfamily Deed Transfer -- None Available
Quit Claim Deed $100 --
Deed $161,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $182,250 New Conventional
Closed $182,250 New Conventional
Previous Owner $55,000 New Conventional
Previous Owner $60,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $202,500 -9.2% $125 / Sq Ft
06/29/2025 06/29/25 Pending -- -- --
05/29/2025 05/29/25 Price Changed $223,000 -4.7% $138 / Sq Ft
04/16/2025 04/16/25 Price Changed $234,000 -6.0% $145 / Sq Ft
03/10/2025 03/10/25 For Sale $249,000 +23.0% $154 / Sq Ft
03/01/2025 03/01/25 Off Market $202,500 -- --
01/23/2025 01/23/25 Price Changed $249,000 -4.2% $154 / Sq Ft
12/19/2024 12/19/24 Price Changed $260,000 -5.5% $161 / Sq Ft
09/15/2024 09/15/24 Price Changed $275,000 -5.2% $170 / Sq Ft
07/03/2024 07/03/24 For Sale $290,000 -- $180 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $831 $104,022 -- --
2023 $805 $100,992 $0 $0
2021 $737 $95,194 $0 $0
2020 $721 $93,880 $0 $0
2019 $711 $91,769 $0 $0
2018 $712 $90,058 $0 $0
2017 $708 $88,206 $0 $0
2016 $730 $86,997 $0 $0
2015 $740 $85,791 $0 $0
2014 $650 $85,110 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6219653

Stellar MLS

APN: 28-21-30-531-0000-4080