1164 Cove Pointe Dr Panama City, FL 32401
Millville NeighborhoodEstimated payment $15,185/month
Total Views
31,571
4
Beds
4
Baths
3,487
Sq Ft
$714
Price per Sq Ft
Highlights
- Property fronts a bayou
- 0.57 Acre Lot
- Vaulted Ceiling
- In Ground Pool
- Contemporary Architecture
- Wood Flooring
About This Home
MOVE-IN READY | NO LEASE-BACK | WATERFRONT MODEL HOME WITH DESIGNER FURNISHINGS The showpiece model everyone remembers is now available for immediate occupancy—no lease-back required. Previously offered with an 18-month delay, this fully furnished Arthur Rutenberg home is ready for its first full-time owner. Positioned on 154 feet of deep-water bayou frontage, this custom-built residence blends timeless elegance with modern functionality in the waterfront community of Cove Pointe. With over 5,000 square feet under roof, the 4-bedroom plus den plus bonus room layout showcases soaring vaulted ceilings with exposed beams, disappearing glass walls, and curated designer finishes throughout. The heart of the home opens to a resort-style outdoor living space featuring a vanishing-edge pool, spa, lanai, cabana, and a fully equipped outdoor kitchen. Additional highlights include a gourmet kitchen with hidden pantry, smart home features, a 3-car garage, and a private Home Delivery Center for secure, contact-free package drop-off. Located in a tranquil bayou setting with direct access to Shell Island and the Gulf, and situated in a low-dues HOA community, this is a rare opportunity to own a turnkey luxury waterfront property without the wait. All information deemed reliable but not guaranteedif important, buyer to verify.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $16,092
Year Built
- Built in 2023
Lot Details
- 0.57 Acre Lot
- Property fronts a bayou
- Irregular Lot
- Sprinkler System
HOA Fees
- $65 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Contemporary Architecture
- Cement Board or Planked
- Stucco
Interior Spaces
- 3,487 Sq Ft Home
- 1-Story Property
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Double Pane Windows
- Great Room
- Den
- Bayou Views
Kitchen
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Garden Bath
Laundry
- Dryer
- Washer
Pool
- In Ground Pool
- Spa
Outdoor Features
- Covered patio or porch
- Outdoor Kitchen
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Tankless Water Heater
- Multiple Water Heaters
- Gas Water Heater
- Cable TV Available
Community Details
- Cove Pointe Subdivision
- The community has rules related to covenants
Listing and Financial Details
- Assessor Parcel Number 21267-106-000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,152 | $1,001,471 | $253,881 | $747,590 |
| 2023 | $4,152 | $247,978 | $247,978 | $0 |
| 2022 | $4,121 | $261,504 | $261,504 | $0 |
| 2021 | $3,746 | $225,790 | $0 | $0 |
| 2020 | $3,408 | $205,264 | $205,264 | $0 |
| 2019 | $3,318 | $205,264 | $205,264 | $0 |
| 2018 | $3,108 | $205,264 | $0 | $0 |
| 2017 | $3,076 | $205,264 | $0 | $0 |
| 2016 | $3,130 | $203,281 | $0 | $0 |
| 2015 | $2,925 | $184,801 | $0 | $0 |
| 2014 | $2,754 | $168,001 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/10/2025 06/10/25 | For Sale | $2,490,000 | -- | $697 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $360,000 | Clear Title & Escrow Llc | |
| Corporate Deed | $745,000 | Bay Cnty Land & Abstract Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,203,000 | Construction | |
| Previous Owner | $633,250 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Panama City, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 978870
APN: 21267-106-000
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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