$499,900
$10K PRICE DROP

Sterling Reef Condominium 12011 Front Beach Rd Unit 1004B Panama City Beach, FL 32407

Estimated payment $4,210/month

Total Views 3,206
2 Beds
2 Baths
1,076 Sq Ft
$465 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated In Ground Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • 3-minute walk to County Pier

About This Home

Stunning Gulf-Front Master Suite with breathtaking views from the living room, dining area, and kitchen! Located in the heart of Panama City Beach, Sterling Reef offers an unbeatable location--just steps from Shipwreck Island Water Park and a short walk to the fishing pier. This adorable condo is perfectly situated on an ideal floor to showcase panoramic views of the Emerald Coast's sugar-white sands and shimmering emerald waters. Enjoy resort-style amenities, including a bi-level pool (heated seasonally), a beachfront fitness center, a terrace grilling area, an Owner's Room with a flatscreen TV, and covered parking right under the building for ultimate convenience. Don't miss out--call today to make this your new beachfront getaway or income-generating investment!

Listing Agent

Michele Morros

Keller Williams Success Realty License #3085018

Keller Williams Success Realty

Co-Listing Agent

Ann Wohlford

Keller Williams Success Realty License #3196138

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,220

Year Built

  • Built in 2005

HOA Fees

  • $977 Monthly HOA Fees

Parking

  • Attached Garage

Interior Spaces

  • 1,076 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Home Security

Outdoor Features

  • Heated In Ground Pool
  • Deeded access to the beach
  • Balcony

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Property fronts gulf or ocean
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include clubhouse, cable TV, insurance, internet, pest control, pool(s), sewer, trash, water
  • High-Rise Condominium
  • Sterling Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Elevator

Recreation

  • Beach

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,220

Year Built

Built in 2005

Lot Details

0

HOA Fees

$977 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Lot Size: Gulf Front Condo
  • Road Surface Type: Paved
  • Co List Office Mls Id: BKWS
  • Co List Office Phone: (850) 249-0313
  • Subdivision Name: Sterling Reef
  • Architectural Style: High Rise
  • Entry Level: 10
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Oven, Disposal, Microwave
  • Interior Amenities: Breakfast Bar, Split Bedrooms
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1076.0
  • Dining Room Type: Bedroom, Living Room, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Electric Heat, In Ground, Pool, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Attached, Garage
  • Garage: No
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected
  • Security Features: Fire Alarm, Fire Sprinkler System
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Laundry Features: Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 977.0
  • Community Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Short Term Rental Allowed, Waterfront, Pool
  • Amenities: Beach Rights
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Insurance, Internet, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resort

Rental Info

  • Furnished: Furnished

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

About Sterling Reef Condominium

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $390,316 -- --
2023 $5,220 $354,833 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,308 $276,250 $0 $276,250
2019 $2,985 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,357 $201,607 $0 $0
2015 $2,311 $183,279 $0 $0
2014 $2,091 $166,617 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2025 03/31/25 Price Changed $499,900 -2.0% $465 / Sq Ft
11/19/2024 11/19/24 For Sale $510,000 +108.2% $474 / Sq Ft
06/20/2022 06/20/22 Off Market $245,000 -- --
05/20/2016 05/20/16 Sold $245,000 -2.0% $228 / Sq Ft
04/16/2016 04/16/16 Pending -- -- --
03/30/2016 03/30/16 For Sale $249,900 -- $232 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 None Available
Condominium Deed $279,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 765242

Central Panhandle Association of REALTORS®

APN: 34809-610-067

Florida Bay County Panama City Beach 32407

12011 Front Beach Rd Unit 1004B, Panama City Beach, FL

Homes for Sale in Panama City Beach, FL

This home is located at 12011 Front Beach Rd Unit 1004B, Panama City Beach, FL 32407 and is currently priced at $499,900, approximately $464 per square foot. This property was built in 2005. 12011 Front Beach Rd Unit 1004B is a home located in Bay County with nearby schools including J.R. Arnold High School, Hutchison Beach Elementary School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Michele Morros
Listing Agent
Michele Morros
Section Image
Keller Williams Success Realty
(448) 202-5888