NOT LISTED FOR SALE

12026 Settlers Trail Lusby, MD 20657

Estimated Value: $357,000 - $393,000

3 Beds
2.5 Baths
2,394 Sq Ft
$157/Sq Ft Est. Value

Last Sold October 29, 2021

Last sale price $279,000 $117 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $2,359/month

33 Days on Market

Highlights

  • Beach
  • Canoe or Kayak Water Access
  • Community Lake
  • Private Beach
  • Fishing Allowed
  • Clubhouse

About This Home

As of October 2021

Perfectly versatile home with Top Rated Schools. Many updates made that will show you the pride of ownership! Custom composite ramp, deck and storage shed. Comfortable tones throughout with attention to detail in all baths, kitchen and finished lower level. New high efficient windows and exterior doors added in 2021.
Come and see how motivated sellers really are, even in this sellers market. Upgraded one year warranty included as a token of appreciation. Have found home of choice so come and see us soon.
ASK YOUR REALTOR TO REVIEW TWO MAJOR PRICE REDUCTIONS BY MOTIVATED SELLERS. SELLERS HAVE FOUND HOME OF CHOICE AND WANT TO SHARE THEIR MOTIVATION. SAVE THOUSANDS IN THIS SELLERS MARKET!

Last Agent to Sell the Property

Juan Aranda

CENTURY 21 New Millennium License #515011 Listed on: 07/23/2021

CENTURY 21 New Millennium

Last Buyer's Agent

Teairra Jones

Samson Properties License #0225258395

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,421

Year Built

  • Built in 1991

Lot Details

  • 10,000 Sq Ft Lot
  • Private Beach
  • Landscaped
  • No Through Street
  • Corner Lot
  • Backs to Trees or Woods
  • Property is in very good condition

HOA Fees

  • $40 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Fiberglass Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Vaulted Ceiling
  • Skylights
  • Double Pane Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Game Room
  • Home Gym
  • Storm Doors

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Rear Basement Entry
  • Laundry in Basement

Parking

  • On-Street Parking
  • Off-Street Parking

Accessible Home Design

  • Ramp on the main level

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Deck
  • Shed
  • Storage Shed
  • Outbuilding
  • Porch

Schools

  • Appeal Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Multiple Phone Lines
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 0501103431

Community Details

Overview

  • Association fees include management, recreation facility, reserve funds, road maintenance, snow removal
  • Chesapeake Ranch Estates HOA
  • Built by A GREAT HOME!
  • Chesapeake Ranch Estates Subdivision, Bright And Open! Floorplan
  • Chesapeake Rand Estates Community
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Party Room
  • Community Storage Space

Recreation

  • Beach
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,421

Year Built

Built in 1991

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Ramp - Main Level
  • Ownership: Fee Simple
  • Exclusions: Tagged Items
  • Historic: No
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: Perfectly versatile home with Top Rated Schools. Many updates made that will show you the pride of ownership! Custom composite ramp, deck and storage shed. Comfortable tones throughout with attention to detail in all baths, kitchen and finished lower level. New high efficient windows and exterior doors added in 2021. Come and see how motivated sellers really are, even in this sellers market. Upgraded one year warranty included as a token of appreciation. Have found home of choice so come and see us soon. ASK YOUR REALTOR TO REVIEW TWO MAJOR PRICE REDUCTIONS BY MOTIVATED SELLERS. SELLERS HAVE FOUND HOME OF CHOICE AND WANT TO SHARE THEIR MOTIVATION. SAVE THOUSANDS IN THIS SELLERS MARKET!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Kitchen - Country, Combination Kitchen/Dining, Entry Level Bedroom, Window Treatments, Primary Bath(s), Floor Plan - Traditional
  • Window Features: Insulated, Double Pane, Screens, Skylights
  • Fireplace: No
  • Door Features: Storm, Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Exercise Room
  • Basement: Yes
  • Basement Type: Rear Entrance, Partially Finished, Walkout Level, Improved, Heated
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2394
  • Living Area Sq Ft: 2394
  • Price Per Sq Ft: 207.59
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Finished Sq Ft: 1050
  • Total Below Grade Sq Ft: 1050
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12026

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Storage Barn/Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Secure Storage, Private Beach, Outbuilding(s)
  • Road Surface Type: Black Top, Tar And Chip
  • Roof: Asphalt, Fiberglass
  • Spa: No
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE LARIAT & CHESAPEAKE BAY
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street, Off Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Multiple Phone Lines, Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 476.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Bike Trail, Common Grounds, Club House, Extra Storage, Lake, Jog/Walk Path, Party Room, Picnic Area, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Management, Recreation Facility, Reserve Funds, Road Maintenance, Snow Removal
  • HOA Name: CHESAPEAKE RANCH ESTATES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: APPEAL
  • Middle School: MILL CREEK
  • High School: PATUXENT
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: APPEAL
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: 010
  • Lot Features: Corner, No Thru Street, Landscaping, Backs To Trees
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Building Info

  • Builder Name: A GREAT HOME!

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2421.00
  • Assessor Parcel Number: 0501103431
  • Tax Lot: 18
  • Tax Total Finished Sq Ft: 1344
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 10/29/2021

Multi Family

  • Mean Low Water Feet: 3

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2021
Closed on
Oct 29, 2021
Sold by
Smith Thomas E and Smith Susanne P
Bought by
Bosket Anthony
Seller's Agent
Juan Aranda
CENTURY 21 New Millennium
Buyer's Agent
Teairra Jones
Samson Properties
List Price
$279,000
Sold Price
$279,000
Current Estimated Value
$376,327

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,327
Avg. Annual Appreciation
7.78%
Original Mortgage
$285,417
Outstanding Balance
$262,438
Interest Rate
3.09%
Mortgage Type
VA
Estimated Equity
$109,909

Purchase Details

Closed on
Jul 30, 1999
Sold by
Jerome Raymond P and Jerome Barbara M
Bought by
Smith Thomas E and Smith Susanne P

Purchase Details

Closed on
Feb 12, 1999
Sold by
Dickerson Edward J and Dickerson Lisa R
Bought by
Jerome Raymond P and Jerome Barbara M

Purchase Details

Closed on
Jul 8, 1991
Sold by
Dolgoff Allen L
Bought by
Dickerson Edward J and Dickerson Lisa R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,688
Interest Rate
9.62%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bosket Anthony $279,000 Capitol Title Group
Smith Thomas E $117,000 --
Jerome Raymond P $116,000 --
Dickerson Edward J $110,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bosket Anthony $285,417
Previous Owner Smith Thomas E $207,570
Previous Owner Smith Thomas E $177,534
Previous Owner Dickerson Edward J $111,688
Closed Jerome Raymond P --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/29/2021 10/29/21 Sold $279,000 0.0% $117 / Sq Ft
08/25/2021 08/25/21 Pending -- -- --
08/18/2021 08/18/21 For Sale $279,000 0.0% $117 / Sq Ft
08/17/2021 08/17/21 Off Market $279,000 -- --
08/17/2021 08/17/21 For Sale $279,000 0.0% $117 / Sq Ft
08/12/2021 08/12/21 Pending -- -- --
08/06/2021 08/06/21 Price Changed $279,000 +1.8% $117 / Sq Ft
08/06/2021 08/06/21 Price Changed $274,000 -3.8% $114 / Sq Ft
07/30/2021 07/30/21 Price Changed $284,900 -1.4% $119 / Sq Ft
07/23/2021 07/23/21 For Sale $289,000 -- $121 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,265 $307,067 $0 $0
2024 $3,265 $262,533 $0 $0
2023 $2,419 $218,000 $55,200 $162,800
2022 $2,603 $209,567 $0 $0
2021 $5,207 $201,133 $0 $0
2020 $2,432 $192,700 $55,200 $137,500
2019 $1,960 $186,800 $0 $0
2018 $1,898 $180,900 $0 $0
2017 $2,231 $175,000 $0 $0
2016 -- $174,667 $0 $0
2015 $2,488 $174,333 $0 $0
2014 $2,488 $174,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2000928

Bright MLS

APN: 01-103431