PENDING
$20K PRICE DROP
121 N Cove Ln Panama City, FL 32401
Estimated payment $2,281/month
Total Views
10,524
3
Beds
2
Baths
1,897
Sq Ft
$210
Price per Sq Ft
Highlights
- Traditional Architecture
- Skylights
- Interior Lot
- No HOA
- Porch
- Double Pane Windows
About This Home
Tucked away in the heart of the charming Cove neighborhood, this beautifully updated 3-bedroom, 2-bath home offers a perfect blend of classic character and modern comfort. Inside, natural light pours across refinished hardwood floors and luxury vinyl plank, creating a warm and welcoming atmosphere.The kitchen is equipped with sleek stainless-steel appliances and abundant cabinetry, while the adjacent dining area is ideal for both everyday meals and special gatherings.The spacious family room is a true highlight, featuring large windows and skylights that flood the space with light. A cozy gas fireplace anchors the room, making it a perfect spot to relax on cooler evenings.Step outside to enjoy the low-maintenance vinyl siding, new windows, and doors that enhance both curb appeal and energy efficiency. The privacy-fenced backyard is a peaceful retreat - perfect for entertaining, playing, or quiet moments under the sky. A roomy storage shed with a lean-to and alley access adds practical storage for tools, toys, and outdoor gear.Situated in a vibrant waterfront community, this home offers access to Watson Bayou and Saint Andrews Bay - perfect for kayaking, fishing, or scenic walks along the shoreline. Just a short stroll away, Sudduth Park invites you to enjoy even more outdoor recreation and community charm.Don't miss the chance to experience life in The Cove - where timeless style meets every day ease in a truly inspiring setting.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,470
Year Built
- Built in 1950
Lot Details
- 10,498 Sq Ft Lot
- Lot Dimensions are 75 x 140
- Fenced
- Interior Lot
- Sprinkler System
Parking
- Driveway
Home Design
- Traditional Architecture
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,897 Sq Ft Home
- Ceiling Fan
- Skylights
- Gas Fireplace
- Double Pane Windows
- Living Room
- Dining Room
- Utility Room
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Outdoor Features
- Patio
- Porch
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Heating and Cooling System
- Gas Water Heater
Community Details
- No Home Owners Association
- Cove Terrace 2Nd Add Subdivision
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,525 | $125,313 | -- | -- |
| 2023 | $1,525 | $121,663 | $0 | $0 |
| 2022 | $1,494 | $118,119 | $0 | $0 |
| 2021 | $1,403 | $114,679 | $0 | $0 |
| 2020 | $844 | $77,608 | $39,322 | $38,286 |
| 2019 | $593 | $77,515 | $37,852 | $39,663 |
| 2018 | $1,084 | $111,510 | $0 | $0 |
| 2017 | $1,090 | $112,153 | $0 | $0 |
| 2016 | $1,123 | $112,677 | $0 | $0 |
| 2015 | $1,149 | $111,894 | $0 | $0 |
| 2014 | $1,151 | $112,611 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Pending | -- | -- | -- |
| 05/27/2025 05/27/25 | Price Changed | $399,000 | -4.8% | $210 / Sq Ft |
| 04/16/2025 04/16/25 | For Sale | $419,000 | +78.3% | $221 / Sq Ft |
| 03/12/2024 03/12/24 | Sold | $235,000 | -9.6% | $124 / Sq Ft |
| 01/17/2024 01/17/24 | Pending | -- | -- | -- |
| 01/17/2024 01/17/24 | For Sale | $259,900 | -- | $137 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,000 | South Oak Title | |
| Deed | $100 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,743 | FHA | |
| Previous Owner | $83,900 | Small Business Administration | |
| Previous Owner | $12,500 | Credit Line Revolving | |
| Previous Owner | $59,000 | Unknown | |
| Previous Owner | $20,340 | Unknown |
Source: Public Records
Similar Homes in Panama City, FL
Source: Central Panhandle Association of REALTORS®
MLS Number: 772019
APN: 21925-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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