Seller's Agent in 2025
Tracey Larsen
Coldwell Banker Realty
(847) 533-8708
4 in this area
233 Total Sales
1223 S 3rd St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
2
Beds
1
Bath
1,121
Sq Ft
8,886
Sq Ft Lot
Highlights
- Ranch Style House
- Living Room
- Central Air
- Davis Primary School Rated A-
- Laundry Room
- Dining Room
About This Home
As of July 2025This charming 2-bedroom, 1-bathroom home in beautiful St. Charles presents a fantastic opportunity for buyers ready to make it their own. While the interior could benefit from some cosmetic updates, many of the major improvements have already been completed, including a newer furnace and air conditioning system, a brand-new roof, and new siding. The full, partially finished basement provides extra space for storage, a home office, or recreational use, and the 1-car attached garage features convenient alley access. There's also space at the rear of the property for a potential detached garage, offering added flexibility. Located in a quiet, well-established neighborhood, this home is ideally situated just 5 minutes from vibrant downtown St. Charles, where you can enjoy riverfront dining, shopping, and year-round community events. You're also just minutes from the popular 3rd Street shopping and dining district in downtown Geneva-perfect for weekend strolls, coffee dates, and exploring local boutiques. Enjoy easy access to Lincoln Park, the Fox River Trail, and the historic Arcada Theatre, as well as commuter routes like Route 64 and Randall Road. With highly rated schools nearby and endless amenities just around the corner, this home is full of potential and perfectly located for enjoying the best of the Fox Valley lifestyle.
Last Agent to Sell the Property
Coldwell Banker Realty License #475134866 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,718
Year Built
- Built in 1948
Lot Details
- 8,886 Sq Ft Lot
Parking
- 1 Car Garage
Home Design
- Ranch Style House
Interior Spaces
- 1,121 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 3, 2025
Sold by
Howenstein Diane C
Bought by
Koester Amanda
Seller's Agent
Tracey Larsen
Coldwell Banker Realty
Buyer's Agent
Brooke Wilke
Best Realty
List Price
$325,000
Sold Price
$295,000
Premium/Discount to List
-$30,000
-9.23%
Views
47
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.46%
Original Mortgage
$206,500
Interest Rate
6.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 11, 1997
Sold by
Howenstein John C and Howenstein Lois G
Bought by
Howenstein John C and Howenstein Diane E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Administrators Deed | $295,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $206,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $295,000 | -3.3% | $263 / Sq Ft |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | Price Changed | $305,000 | -6.2% | $272 / Sq Ft |
| 05/29/2025 05/29/25 | For Sale | $325,000 | -- | $290 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,808 | $94,248 | $37,240 | $57,008 |
| 2023 | $4,718 | $84,353 | $33,330 | $51,023 |
| 2022 | $5,164 | $80,131 | $32,835 | $47,296 |
| 2021 | $5,216 | $76,380 | $31,298 | $45,082 |
| 2020 | $5,675 | $74,955 | $30,714 | $44,241 |
| 2019 | $5,569 | $73,471 | $30,106 | $43,365 |
| 2018 | $5,236 | $69,125 | $27,334 | $41,791 |
| 2017 | $5,091 | $66,761 | $26,399 | $40,362 |
| 2016 | $5,337 | $64,416 | $25,472 | $38,944 |
| 2015 | -- | $61,186 | $25,197 | $35,989 |
| 2014 | -- | $58,407 | $25,197 | $33,210 |
| 2013 | -- | $59,173 | $25,449 | $33,724 |
Source: Public Records
Agents Affiliated with this Home
-
Tracey Larsen
-
Graham Mcdonald
G
Seller Co-Listing Agent in 2025
Graham Mcdonald
Coldwell Banker Realty
(847) 269-6409
2 in this area
91 Total Sales
-
Brooke Wilke
Buyer's Agent in 2025
Brooke Wilke
Best Realty
(815) 298-5154
1 in this area
84 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12375333
APN: 09-34-376-011
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