Seller's Agent in 2025
Kathleen Helbig
EXP Realty, LLC
(636) 385-5095
52 in this area
552 Total Sales
1228 Cold Spring Dr O Fallon, MO 63368
Estimated Value: $398,000 - $431,742
4
Beds
3.5
Baths
3,008
Sq Ft
$138/Sq Ft
Est. Value
Highlights
- Hearth Room
- Recreation Room
- Wood Flooring
- Pheasant Point Elementary School Rated A
- Traditional Architecture
- Den
About This Home
As of December 2025PRICE IMPROVEMENT!! NOW $15,000 BETTER!!! Welcome to 1228 Cold Spring in the heart of sought-after Spring Orchard Subdivision and Cottleville’s golf cart community! Frankie Martins, the all new Cottle Village is just across the Street! This beautiful 4 bedroom, 4 full bath home offers the perfect blend of space, style, and lifestyle. The open main floor features soaring ceilings, new carpet throughout, hardwood in entry, bath, kitchen and breakfast room open to Hearth room centered around a cozy fireplace. The kitchen boasts ample white cabinetry, a center island and so many windows. The formal dining area is open to Living room and perfect for entertaining. Upstairs you’ll find a bonus room, spacious bedrooms with walk in closets including a huge serene primary suite with private bath and large walk in closet. The finished lower level expands your living space with a large family/game room, full bath, and plenty of storage. Outdoor living is unmatched with patio, and fenced yard. Enjoy Cottleville’s charming small-town feel with golf cart access to restaurants, shops, parks, and community events. Move-in ready with modern updates, this home checks every box—don’t miss your chance to own in one of the area’s most desirable neighborhoods!
Last Agent to Sell the Property
EXP Realty, LLC License #1999118350 Listed on: 10/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,859
Year Built
- Built in 2003
Lot Details
- 7,405 Sq Ft Lot
- Property is Fully Fenced
- Level Lot
HOA Fees
- $20 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
- Brick Veneer
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Great Room with Fireplace
- Living Room
- Breakfast Room
- Dining Room
- Den
- Recreation Room
- Bonus Room
Kitchen
- Hearth Room
- Oven
- Electric Range
- Recirculated Exhaust Fan
- Microwave
- ENERGY STAR Qualified Refrigerator
- Ice Maker
- ENERGY STAR Qualified Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
- Sump Pump
- Basement Storage
Outdoor Features
- Covered Patio or Porch
Schools
- Pheasant Point Elem. Elementary School
- Ft. Zumwalt South Middle School
- Ft. Zumwalt South High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Heater
Community Details
- Association fees include common area maintenance, snow removal
- Spring Orchard Association
Listing and Financial Details
- Assessor Parcel Number 2-0126-8930-00-0080.0000000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Dec 18, 2025
Sold by
Bought by
Seller's Agent
Kathleen Helbig
EXP Realty, LLC
Buyer's Agent
Mark Gellman
EXP Realty, LLC
List Price
$460,000
Views
121
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.20%
Original Mortgage
$384,750
Outstanding Balance
$384,014
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$31,172
Purchase Details
Listed on
Feb 28, 2020
Closed on
Apr 14, 2020
Sold by
Bought by
Seller's Agent
Olga Verschoore
Compass Realty Group
Buyer's Agent
Mark Brackin
RedKey Realty Leaders
List Price
$300,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.42%
Original Mortgage
$285,000
Interest Rate
3.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 28, 2020
Closed on
Apr 9, 2020
Sold by
Bought by
Seller's Agent
Olga Verschoore
Compass Realty Group
Buyer's Agent
Mark Brackin
RedKey Realty Leaders
List Price
$300,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
3.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,544
Interest Rate
5.44%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 21, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,400
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Investors Title | ||
| -- | None Listed On Document | ||
| -- | None Listed On Document | ||
| -- | Us Title Corp & Agcy Inc | ||
| -- | Inv | ||
| $246,000 | Inv | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $384,750 | ||
| Previous Owner | $285,000 | ||
| Previous Owner | $241,544 | ||
| Previous Owner | $172,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/17/2025 12/17/25 | Sold | -- | -- | -- | |
| 12/05/2025 12/05/25 | Pending | -- | -- | -- | |
| 11/12/2025 11/12/25 | Price Changed | $425,000 | -3.4% | $141 / Sq Ft | |
| 10/22/2025 10/22/25 | Price Changed | $440,000 | -4.3% | $146 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $460,000 | +53.3% | $153 / Sq Ft | |
| 04/09/2020 04/09/20 | Sold | -- | -- | -- | View Prior Sale |
| 03/01/2020 03/01/20 | Pending | -- | -- | -- | |
| 02/28/2020 02/28/20 | For Sale | $300,000 | -- | $100 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,859 | $76,389 | -- | -- |
| 2023 | $4,861 | $73,603 | $0 | $0 |
| 2022 | $3,824 | $53,785 | $0 | $0 |
| 2021 | $3,827 | $53,785 | $0 | $0 |
| 2020 | $3,780 | $51,462 | $0 | $0 |
| 2019 | $3,789 | $51,462 | $0 | $0 |
| 2018 | $3,772 | $48,924 | $0 | $0 |
| 2017 | $3,728 | $48,924 | $0 | $0 |
| 2016 | $3,611 | $47,199 | $0 | $0 |
| 2015 | $3,357 | $47,199 | $0 | $0 |
| 2014 | $2,651 | $36,627 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kathleen Helbig
-
Tamara Hill
Seller Co-Listing Agent in 2025
Tamara Hill
EXP Realty, LLC
(314) 393-4185
7 in this area
38 Total Sales
-
Mark Gellman
Buyer's Agent in 2025
Mark Gellman
EXP Realty, LLC
(314) 578-1123
110 in this area
2,425 Total Sales
-
Olga Verschoore
Seller's Agent in 2020
Olga Verschoore
Compass Realty Group
(314) 255-5281
11 in this area
125 Total Sales
-
Mark Brackin
Buyer's Agent in 2020
Mark Brackin
RedKey Realty Leaders
(314) 343-9515
1 in this area
59 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25057108
APN: 2-0126-8930-00-0080.0000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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