
123 E Cross St Baltimore, MD 21230
Riverside NeighborhoodEstimated payment $2,858/month
Highlights
- Very Popular Property
- Colonial Architecture
- No HOA
- Open Floorplan
- Recreation Room
- Family Room Off Kitchen
About This Home
Welcome to 123 E Cross Street – A Rare, Renovated Federal Hill Gem! Tucked just one block from Cross Street Market and surrounded by urban convenience, this beautifully renovated 4-level row-home offers over 1,800 square feet of stylish and functional living space. With 4 bedrooms, 2 full baths, and 2 half baths, there’s room for everyone to spread out and enjoy. Completely gutted and renovated from top to bottom in 2023, this home features all new systems, plumbing, roofing, electrical fixtures, and finishes (all permits pulled through city)—truly move-in ready and designed for worry-free living. The main level features warm exposed brick, a convenient half bath, and a galley-style kitchen that leads to a fully fenced, oversized private patio—perfect for entertaining or relaxing under the tall trees that provide both shade and privacy. Bonus: The secure lot behind the home means no rear neighbors and added peace of mind for storing bikes or other personal items. Upstairs on the second level, you’ll find a primary suite with a walk-in closet, a charming ornate brick fireplace, and an updated ensuite bathroom with a double vanity and tile shower. A second bedroom on this level is perfect for a home office, nursery, or guest space.
The third level offers two additional generously sized bedrooms and another full bathroom. Each top-floor bedroom includes its own ductless mini-split HVAC unit, giving you personalized climate control and excellent energy efficiency. The fully finished basement provides a flexible space ideal for a hobby room, home office, or guest accommodations. This level also includes a utility/storage room with a slop sink and stacked washer/dryer—a thoughtful and practical setup for modern living.
Enjoy the perks of city living with a twist: green space across the street at the school is a great spot for pets or play, and non-permit parking on the school side ensures easy guest or long-term parking. Plus, a small school parking lot offers convenience for unloading groceries or large items. Technically the dumpster is for school use only ;) Use as a stand-alone investment property with an estimated $3200-$3400 month rental income or live in one bedroom as an owner occupant and rent the other bedrooms to cover your mortgage!
Don't miss this opportunity to own a turn-key home in the heart of Federal Hill—convenient to shopping, dining, parks, and more!
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,744
Year Built
- Built in 1900 | Remodeled in 2023
Lot Details
- 2,178 Sq Ft Lot
- North Facing Home
- Property is Fully Fenced
- Back Yard
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Permanent Foundation
- Asphalt Roof
Interior Spaces
- Property has 4 Levels
- Open Floorplan
- Ceiling Fan
- Family Room Off Kitchen
- Living Room
- Dining Area
- Recreation Room
- Utility Room
- Finished Basement
- Laundry in Basement
Kitchen
- Galley Kitchen
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathtub with Shower
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
- Breezeway
Location
- Urban Location
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Federal Hill Historic District Subdivision
Listing and Financial Details
- Tax Lot 025
- Assessor Parcel Number 0324020951 025
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $7,707 | $362,067 | -- | -- |
2024 | $7,707 | $328,133 | $0 | $0 |
2023 | $6,943 | $294,200 | $110,000 | $184,200 |
2022 | $6,805 | $288,333 | $0 | $0 |
2021 | $6,666 | $282,467 | $0 | $0 |
2020 | $3,650 | $276,600 | $110,000 | $166,600 |
2019 | $3,486 | $276,600 | $110,000 | $166,600 |
2018 | $3,417 | $276,600 | $110,000 | $166,600 |
2017 | $3,315 | $295,800 | $0 | $0 |
2016 | $2,906 | $278,000 | $0 | $0 |
2015 | $2,906 | $260,200 | $0 | $0 |
2014 | $2,906 | $242,400 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/28/2025 07/28/25 | For Sale | $389,900 | -2.5% | $211 / Sq Ft |
06/27/2025 06/27/25 | For Sale | $399,900 | 0.0% | $216 / Sq Ft |
07/01/2023 07/01/23 | Rented | $3,000 | 0.0% | -- |
06/23/2023 06/23/23 | Under Contract | -- | -- | -- |
05/07/2023 05/07/23 | Price Changed | $3,000 | -6.3% | $2 / Sq Ft |
04/07/2023 04/07/23 | For Rent | $3,200 | 0.0% | -- |
05/21/2021 05/21/21 | Sold | $175,000 | 0.0% | $107 / Sq Ft |
03/29/2021 03/29/21 | Pending | -- | -- | -- |
03/28/2021 03/28/21 | Off Market | $175,000 | -- | -- |
03/08/2021 03/08/21 | For Sale | $189,000 | -- | $116 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $288,333 | Boston National Title | |
Deed | $175,000 | Classic Settlements Inc | |
Deed | -- | -- | |
Deed | -- | -- | |
Deed | -- | -- | |
Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $284,160 | New Conventional | |
Previous Owner | $316,996 | New Conventional | |
Previous Owner | $225,037 | Commercial |
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Source: Bright MLS
MLS Number: MDBA2172572

APN: 0951-025
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