$399,900

Estimated payment $2,858/month

Total Views 3,531
4 Beds
4 Baths
1,852 Sq Ft
$216 Price per Sq Ft

Highlights

  • Very Popular Property
  • Colonial Architecture
  • No HOA
  • Open Floorplan
  • Recreation Room
  • Family Room Off Kitchen

About This Home

Welcome to 123 E Cross Street – A Rare, Renovated Federal Hill Gem! Tucked just one block from Cross Street Market and surrounded by urban convenience, this beautifully renovated 4-level row-home offers over 1,800 square feet of stylish and functional living space. With 4 bedrooms, 2 full baths, and 2 half baths, there’s room for everyone to spread out and enjoy. Completely gutted and renovated from top to bottom in 2023, this home features all new systems, plumbing, roofing, electrical fixtures, and finishes (all permits pulled through city)—truly move-in ready and designed for worry-free living. The main level features warm exposed brick, a convenient half bath, and a galley-style kitchen that leads to a fully fenced, oversized private patio—perfect for entertaining or relaxing under the tall trees that provide both shade and privacy. Bonus: The secure lot behind the home means no rear neighbors and added peace of mind for storing bikes or other personal items. Upstairs on the second level, you’ll find a primary suite with a walk-in closet, a charming ornate brick fireplace, and an updated ensuite bathroom with a double vanity and tile shower. A second bedroom on this level is perfect for a home office, nursery, or guest space.
The third level offers two additional generously sized bedrooms and another full bathroom. Each top-floor bedroom includes its own ductless mini-split HVAC unit, giving you personalized climate control and excellent energy efficiency. The fully finished basement provides a flexible space ideal for a hobby room, home office, or guest accommodations. This level also includes a utility/storage room with a slop sink and stacked washer/dryer—a thoughtful and practical setup for modern living.
Enjoy the perks of city living with a twist: green space across the street at the school is a great spot for pets or play, and non-permit parking on the school side ensures easy guest or long-term parking. Plus, a small school parking lot offers convenience for unloading groceries or large items. Technically the dumpster is for school use only ;) Use as a stand-alone investment property with an estimated $3200-$3400 month rental income or live in one bedroom as an owner occupant and rent the other bedrooms to cover your mortgage!
Don't miss this opportunity to own a turn-key home in the heart of Federal Hill—convenient to shopping, dining, parks, and more!

Listing Agent

Richie Taylor

Taylor Properties License #612943 Listed on: 06/27/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,744

Year Built

  • Built in 1900 | Remodeled in 2023

Lot Details

  • 2,178 Sq Ft Lot
  • North Facing Home
  • Property is Fully Fenced
  • Back Yard

Parking

  • On-Street Parking

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Area
  • Recreation Room
  • Utility Room
  • Finished Basement
  • Laundry in Basement

Kitchen

  • Galley Kitchen
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Breezeway

Location

  • Urban Location

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Federal Hill Historic District Subdivision

Listing and Financial Details

  • Tax Lot 025
  • Assessor Parcel Number 0324020951 025

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,744

Year Built

Built in 1900 | Remodeled in 2023

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1900
  • Year Renovated: 2023
  • Remarks Public: Welcome to 123 E Cross Street – A Rare, Renovated Federal Hill Gem! Tucked just one block from Cross Street Market and surrounded by urban convenience, this beautifully renovated 4-level row-home offers over 1,800 square feet of stylish and functional living space. With 4 bedrooms, 2 full baths, and 2 half baths, there’s room for everyone to spread out and enjoy. Completely gutted and renovated from top to bottom in 2023, this home features all new systems, plumbing, roofing, electrical fixtures, and finishes (all permits pulled through city)—truly move-in ready and designed for worry-free living. The main level features warm exposed brick, a convenient half bath, and a galley-style kitchen that leads to a fully fenced, oversized private patio—perfect for entertaining or relaxing under the tall trees that provide both shade and privacy. Bonus: The secure lot behind the home means no rear neighbors and added peace of mind for storing bikes or other personal items. Upstairs on the second level, you’ll find a primary suite with a walk-in closet, a charming ornate brick fireplace, and an updated ensuite bathroom with a double vanity and tile shower. A second bedroom on this level is perfect for a home office, nursery, or guest space. The third level offers two additional generously sized bedrooms and another full bathroom. Each top-floor bedroom includes its own ductless mini-split HVAC unit, giving you personalized climate control and excellent energy efficiency. The fully finished basement provides a flexible space ideal for a hobby room, home office, or guest accommodations. This level also includes a utility/storage room with a slop sink and stacked washer/dryer—a thoughtful and practical setup for modern living. Enjoy the perks of city living with a twist: green space across the street at the school is a great spot for pets or play, and non-permit parking on the school side ensures easy guest or long-term parking. Plus, a small school parking lot offers convenience for unloading groceries or large items. Technically the dumpster is for school use only ;) Use as a stand-alone investment property with an estimated $3200-$3400 month rental income or live in one bedroom as an owner occupant and rent the other bedrooms to cover your mortgage! Don't miss this opportunity to own a turn-key home in the heart of Federal Hill—convenient to shopping, dining, parks, and more!
  • Special Features: NewHome
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Washer, Dryer, Refrigerator, Built-In Microwave, Dishwasher
  • Interior Amenities: Family Room Off Kitchen, Floor Plan - Open, Kitchen - Galley, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area
  • Foundation Details: Permanent
  • Levels Count: 4
  • Room List: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Recreation Room, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 1852
  • Living Area Sq Ft: 1852
  • Price Per Sq Ft: 245.04
  • Above Grade Finished Sq Ft: 1632
  • Below Grade Finished Sq Ft: 220
  • Total Below Grade Sq Ft: 220
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 123

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Upper Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: BALTIMORE CITY PUBLIC SCHOOLS
  • School District Key: 121137830454
  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Land Use Code: R
  • Lot Features: Rear Yard
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2178.00
  • Outdoor Living Structures: Patio(s), Breezeway
  • Year Assessed: 2025
  • Zoning: C-1
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7744.00
  • Assessor Parcel Number: 0324020951 025
  • Tax Lot: 025
  • Tax Total Finished Sq Ft: 1852
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,707 $362,067 -- --
2024 $7,707 $328,133 $0 $0
2023 $6,943 $294,200 $110,000 $184,200
2022 $6,805 $288,333 $0 $0
2021 $6,666 $282,467 $0 $0
2020 $3,650 $276,600 $110,000 $166,600
2019 $3,486 $276,600 $110,000 $166,600
2018 $3,417 $276,600 $110,000 $166,600
2017 $3,315 $295,800 $0 $0
2016 $2,906 $278,000 $0 $0
2015 $2,906 $260,200 $0 $0
2014 $2,906 $242,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 For Sale $389,900 -2.5% $211 / Sq Ft
06/27/2025 06/27/25 For Sale $399,900 0.0% $216 / Sq Ft
07/01/2023 07/01/23 Rented $3,000 0.0% --
06/23/2023 06/23/23 Under Contract -- -- --
05/07/2023 05/07/23 Price Changed $3,000 -6.3% $2 / Sq Ft
04/07/2023 04/07/23 For Rent $3,200 0.0% --
05/21/2021 05/21/21 Sold $175,000 0.0% $107 / Sq Ft
03/29/2021 03/29/21 Pending -- -- --
03/28/2021 03/28/21 Off Market $175,000 -- --
03/08/2021 03/08/21 For Sale $189,000 -- $116 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $288,333 Boston National Title
Deed $175,000 Classic Settlements Inc
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,160 New Conventional
Previous Owner $316,996 New Conventional
Previous Owner $225,037 Commercial
Source: Public Records

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Source: Bright MLS

MLS Number: MDBA2172572

Bright MLS

APN: 0951-025