12405 Royal Rd El Cajon, CA 92021
3
Beds
3
Baths
1,900
Sq Ft
0.32
Acres
Highlights
- No HOA
- 2 Car Attached Garage
- Laundry Room
- Granite Hills High School Rated A-
- Views
- Central Air
About This Home
As of February 2025This recently renovated 3-bedroom, 3-bathroom home on a huge lot offers an oasis of comfort and style. Nice living room with a huge family room. All bedrooms are master bedrooms with restrooms. Nice back yard and plenty of room for an RV and potential to build an ADU. Plenty of room to entertain. Close to shopping, entertainment and schools.
Last Agent to Sell the Property
Coldwell Banker West Brokerage Email: homesbymartybanks@gmail.com License #01933744 Listed on: 11/23/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,562
Year Built
- Built in 1958
Lot Details
- 0.32 Acre Lot
- Density is up to 1 Unit/Acre
- Property is zoned R-1:Single Fam-Res
Parking
- 2 Car Attached Garage
- 8 Open Parking Spaces
Interior Spaces
- 1,900 Sq Ft Home
- 1-Story Property
- Laundry Room
- Property Views
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 3 Full Bathrooms
Location
- Suburban Location
Utilities
- Central Air
- No Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Tract Number 1247
- Assessor Parcel Number 4001800300
- Seller Considering Concessions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 23, 2024
Closed on
Jan 28, 2025
Sold by
Christopher A Shipp Living Trust and Shipp Christopher A
Bought by
Shipp Christopher A
Seller's Agent
Marty Banks
Coldwell Banker West
Buyer's Agent
Brian Jabro
Coldwell Banker West
List Price
$799,000
Sold Price
$605,000
Premium/Discount to List
-$194,000
-24.28%
Views
112
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.72%
Original Mortgage
$332,750
Outstanding Balance
$169,162
Interest Rate
6.72%
Mortgage Type
Construction
Estimated Equity
$499,065
Purchase Details
Listed on
Nov 23, 2024
Closed on
Jan 15, 2025
Sold by
Shipp Christopher A
Bought by
Rajaa Beauty Inc
Seller's Agent
Marty Banks
Coldwell Banker West
Buyer's Agent
Brian Jabro
Coldwell Banker West
List Price
$799,000
Sold Price
$605,000
Premium/Discount to List
-$194,000
-24.28%
Views
112
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,750
Outstanding Balance
$169,162
Interest Rate
6.72%
Mortgage Type
Construction
Estimated Equity
$499,065
Purchase Details
Closed on
Aug 7, 2020
Sold by
Shipp Robin M
Bought by
Shipp Christopher A and Christopher A Shipp Living Tru
Purchase Details
Closed on
Dec 14, 1994
Sold by
Shipp Christopher A and Shipp Christopher Albert
Bought by
Shipp Christopher A and Shipp Robin M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
9.25%
Purchase Details
Closed on
Oct 8, 1993
Sold by
Akers Gregory A
Bought by
Shipp Christopher Albert
Purchase Details
Closed on
Mar 29, 1993
Sold by
Wardwell Hazel and Beardslee Hazel O
Bought by
Shipp Christopher Albert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
4.37%
Similar Homes in El Cajon, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Ticor Title - San Diego Branch | |
| Grant Deed | $605,000 | Ticor Title | |
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Continental Lawyers Title | |
| Quit Claim Deed | $12,500 | First American Title Co | |
| Grant Deed | -- | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $332,750 | Construction | |
| Previous Owner | $312,950 | New Conventional | |
| Previous Owner | $273,000 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $262,000 | Unknown | |
| Previous Owner | $35,000 | Stand Alone Second | |
| Previous Owner | $172,000 | Unknown | |
| Previous Owner | $28,000 | Stand Alone Second | |
| Previous Owner | $136,000 | No Value Available | |
| Previous Owner | $95,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | For Sale | $890,000 | +47.1% | $469 / Sq Ft |
| 02/07/2025 02/07/25 | Sold | $605,000 | -23.9% | $318 / Sq Ft |
| 01/04/2025 01/04/25 | Pending | -- | -- | -- |
| 12/05/2024 12/05/24 | Price Changed | $795,000 | -0.5% | $418 / Sq Ft |
| 11/23/2024 11/23/24 | For Sale | $799,000 | -- | $421 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,562 | $247,763 | $111,479 | $136,284 |
| 2024 | $3,562 | $242,906 | $109,294 | $133,612 |
| 2023 | $3,451 | $238,144 | $107,151 | $130,993 |
| 2022 | $3,371 | $233,475 | $105,050 | $128,425 |
| 2021 | $3,333 | $228,898 | $102,991 | $125,907 |
| 2020 | $3,263 | $226,551 | $101,935 | $124,616 |
| 2019 | $3,216 | $222,110 | $99,937 | $122,173 |
| 2018 | $3,120 | $217,756 | $97,978 | $119,778 |
| 2017 | $3,039 | $213,487 | $96,057 | $117,430 |
| 2016 | $2,903 | $209,302 | $94,174 | $115,128 |
| 2015 | $2,882 | $206,159 | $92,760 | $113,399 |
| 2014 | $2,832 | $202,121 | $90,943 | $111,178 |
Source: Public Records
Agents Affiliated with this Home
-
Marty Banks
Seller's Agent in 2025
Marty Banks
Coldwell Banker West
(619) 929-6558
1 in this area
68 Total Sales
-
Brian Jabro
B
Buyer's Agent in 2025
Brian Jabro
Coldwell Banker West
1 in this area
5 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2407240
APN: 400-180-03
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