$920,000
SOLD AUG 18, 2025
5 Beds
3 Baths
1,794 Sq Ft
0.98 Acres

Recently Sold

$513 Per Sq Ft

2% Above List Price

7 Days on Market

Highlights

  • Main Floor Bedroom
  • Community Pool
  • 2 Car Attached Garage
  • Heritage Elementary School Rated A-
  • Jogging Track
  • Walk-In Closet

About This Home

As of August 2025

Spend your summer walking & riding bikes to Heritage Park & Heritage community Pool. Walkable distance to the best of true original Otay Ranch Village living! This flexible floorpan is great for those looking for an in home office or optional den with a full bathroom downstairs. Beautiful Spanish tiled cozy fireplace in living room! Original maple floors, this light filled home has an ease of flow to the outdoor spaces with a paved enclosed yard and side driveway access. This home offers the opportunity as a blank canvas for you to customize & modernize with sweat equity and be ready to embrace the living of this wonderful community.

Last Agent to Sell the Property

Genie Irish

Costa Modern Properties License #01918753 Listed on: 06/20/2025

Last Buyer's Agent

Raul Lopez

ROA California Inc License #02070263

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,438

Year Built

  • Built in 2000

Lot Details

  • Partially Fenced Property
  • Level Lot

HOA Fees

  • $116 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Composition Roof

Interior Spaces

  • 1,794 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Fire and Smoke Detector
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Full Size Washer or Dryer
  • Dryer

Utilities

  • Separate Water Meter
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 642-450-47-00
  • $86 Monthly special tax assessment

Community Details

Overview

  • Association fees include common area maintenance
  • Otay Ranch One Association, Phone Number (858) 495-0900

Recreation

  • Community Playground
  • Community Pool
  • Jogging Track
  • Trails

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,438

Year Built

Built in 2000

Lot Details

0

HOA Fees

$116 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: South Bay
  • Cross Street: Santa Ynez Ave
  • Neighborhood: Otay Ranch 1
  • Estimated Living Space: 1,500 to 1,999 SqFt
  • LP / Sq Ft: 501.11
  • Price Per Sq Ft: 512.82
  • Residential Unit Location: Detached
  • SP/ Sq Ft: 512.82
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 2000
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Dryer, Refrigerator
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Bedroom Entry Level, Kitchen, Master Bedroom, Laundry, Master Bathroom, Walk-In Closet
  • Total Bedrooms: 5
  • Bedrooms: 4
  • Master Bedroom Dimensions: 14x12
  • Optional Bedrooms: 1
  • Full Bathrooms: 3
  • Laundry Location: Closet Full Sized
  • Estimated Sq Ft: 1794
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Wood/Stucco
  • Fencing: Partial
  • Pool: Community/Common
  • Roof: Composition

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway - Concrete
  • Garage Spaces: 4
  • Parking Spaces Total: 6

Utilities

  • Cooling: Central Forced Air
  • Security: Smoke Detector
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Water Heater Type: Gas
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Total Fees: 1392.0
  • Community: CHULA VISTA
  • Home Owner Association: Otay Ranch One
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 116.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 858-495-0900
  • Association Amenities: Biking Trails, Guard, Jogging Track, Pets Permitted, Playground, Pool, Security

Fee Information

  • CFD Mello Roos Fee: 86.0
  • CFD Mello Roos Fee Reflects: Month
  • Total Monthly Fees: 202
  • CFD Mello Roos Fee Frequency: Monthly

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Assessor Parcel Number: 642-450-47-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Aug 1, 2025
Sold by
Lutes George Anthony
Bought by
Lutes Rebecca Ann
Seller's Agent
Genie Irish
Costa Modern Properties
Buyer's Agent
Raul Lopez
ROA California Inc
List Price
$899,000
Sold Price
$920,000
Premium/Discount to List
$21,000
2.34%
Views
279

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-25.85%
Original Mortgage
$736,800
Outstanding Balance
$736,156
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$170,190

Purchase Details

Listed on
Jun 20, 2025
Closed on
Jul 12, 2025
Sold by
John L Phillips And Elaine R Pablo 2015 and Phillips John L
Bought by
Luna Nicholas A and Lutes Rebecca Ann
Seller's Agent
Genie Irish
Costa Modern Properties
Buyer's Agent
Raul Lopez
ROA California Inc
List Price
$899,000
Sold Price
$920,000
Premium/Discount to List
$21,000
2.34%
Views
279

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$736,800
Outstanding Balance
$736,156
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$170,190

Purchase Details

Closed on
Feb 4, 2015
Sold by
Phillips John L and Pablo Elaine R
Bought by
The John L Phillips & Elaine R Pablo 201

Purchase Details

Closed on
Aug 27, 2004
Sold by
Torres Rosa Maria
Bought by
Phillips John I and Pablo Elaine R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$479,900
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 1999
Sold by
Torres Juan Enrique
Bought by
Torres Rosa Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
2.95%

Purchase Details

Closed on
May 28, 1999
Sold by
Centex Homes
Bought by
Torres Rosa Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
2.95%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed -- First American Title Company
Grant Deed $921,000 First American Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $600,000 California Title Company
Interfamily Deed Transfer -- First American Title
Grant Deed $216,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $736,800 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $422,024 VA
Previous Owner $448,615 VA
Previous Owner $460,000 VA
Previous Owner $494,500 Fannie Mae Freddie Mac
Previous Owner $479,900 New Conventional
Previous Owner $400,000 Unknown
Previous Owner $15,000 Credit Line Revolving
Previous Owner $54,000 Credit Line Revolving
Previous Owner $29,500 Credit Line Revolving
Previous Owner $236,000 Unknown
Previous Owner $36,000 Credit Line Revolving
Previous Owner $36,000 Credit Line Revolving
Previous Owner $172,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Sold $920,000 +2.3% $513 / Sq Ft
07/02/2025 07/02/25 For Sale $899,000 0.0% $501 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $899,000 -- $501 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,438 $836,138 $290,384 $545,754
2024 $10,438 $819,744 $284,691 $535,053
2023 $11,600 $803,671 $279,109 $524,562
2022 $11,241 $787,914 $273,637 $514,277
2021 $8,749 $570,000 $210,000 $360,000
2020 $8,501 $560,000 $207,000 $353,000
2019 $8,407 $560,000 $207,000 $353,000
2018 $7,893 $515,000 $191,000 $324,000
2017 $7,421 $475,000 $177,000 $298,000
2016 $6,730 $425,000 $159,000 $266,000
2015 $6,474 $410,000 $154,000 $256,000
2014 $6,457 $410,000 $154,000 $256,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250031147

San Diego MLS

APN: 642-450-47