$445,000
SOLD SEP 30, 2019
4 Beds
3.5 Baths
3,144 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$142 Per Sq Ft

2% Below List Price

16 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Covered patio or porch
  • Creekside Middle School Rated A+
  • Wood Flooring
  • 4-minute walk to The University Green

About This Home

As of January 2024

Perfect location. Beautiful custom home that shows like a model! Lovingly cared for and it shows. Wonderful open floor plan with 4BRs. Exceptional kitchen in granite, hdwd flrs, SS appls. Many built-ins. Master Bath has sep shower & jet tub. Covered porch & fenced courtyard. Ck out updates sheet! New roof, nestled in the heart of the Village of West Clay. Absolutely immaculate home is outstanding & will capture your attention. Enjoy daily walks to all the amenities the Village has to offer including restaurants, shops, fitness center, tennis, basketball, bike trails, numerous parks and so much more!

Last Agent to Sell the Property

Robert Cowan

F.C. Tucker Company Listed on: 07/05/2019

F.C. Tucker Company

Last Buyer's Agent

Jane Wells

F.C. Tucker Company

F.C. Tucker Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,318

Year Built

  • Built in 2005

Lot Details

  • 3,920 Sq Ft Lot
  • Partially Fenced Property

HOA Fees

  • $145 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Thermal Windows
  • Window Screens
  • Great Room with Fireplace
  • Combination Kitchen and Dining Room
  • Fire and Smoke Detector

Kitchen

  • Gas Oven
  • Gas Cooktop
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump with Backup
  • Basement Lookout

Outdoor Features

  • Covered patio or porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Association fees include home owners, clubhouse, insurance, maintenance, parkplayground, pool, snow removal
  • Village Of Westclay Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number 290928040001000018

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,318

Year Built

Built in 2005

Lot Details

0

HOA Fees

$145 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2018
  • Year Built: 2005
  • Building Area Total: 3144
  • Garage Y N: Yes
  • Lot Size Acres: 0.09
  • Subdivision Name: VILLAGE OF WESTCLAY
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Open House Count: 0
  • Open House Public Count: 0
  • MBR_AttributionContact: rcowan@mibor.net
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Finished, Full, Daylight/Lookout Windows
  • Appliances: Gas Cooktop, Dishwasher, Dryer, Disposal, Microwave, Gas Oven, Refrigerator, Washer
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Raised Ceiling(s), Tray Ceiling(s), Screens Complete, Windows Thermal
  • Other Equipment: Smoke Detector, Sump Pump w/Backup
  • Areas Interior: Living Room Formal,Laundry Room Main Level
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Sq Ft Main Upper: 2048
  • Main Level Sq Ft: 1096
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Breakfast Bar,Center Island,Kitchen Eat In,Pantry
  • Below Grade Sq Ft: 1096
  • Upper Level Sq Ft: 952
  • Pct Optional Level Finished: 100%

Exterior Features

  • Construction Materials: Cement Siding
  • Disclosures: Not Applicable
  • Exterior Features: Driveway Concrete, Fence Partial
  • Foundation Details: Concrete Perimeter
  • List Price: 455000
  • Association Maintained Building Exterior: 0
  • Porch: Covered Porch

Garage/Parking

  • Garage Spaces: 2
  • Fuel: Gas
  • Garage Parking Description: Attached
  • Garage Parking Other: Garage Door Opener,Finished Garage,Side Load Garage
  • Garage Sq Ft: 576

Utilities

  • Sewer: Sewer Connected
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public
  • Solid Waste: 0
  • Utility Options: Cable Connected,Gas Connected
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 435
  • Association Fee Frequency: Quarterly
  • Management Company Name: --
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Clubhouse, Insurance, Maintenance, ParkPlayground, Pool, Snow Removal

Lot Info

  • Property Attached Yn: No
  • Parcel Number: 290928040001000018
  • Acres: <1/4 Acre
  • Lot Information: Sidewalks,Storm Sewer,Street Lights
  • Lot Number: 664
  • Lot Size: 3,920

Green Features

  • Green Certification Y N: 0

Tax Info

  • Tax Annual Amount: 4318
  • Semi Annual Property Tax Amt: 2159
  • Tax Exemption: HomesteadTaxExemption,MortageTaxExemption

MLS Schools

  • School District: Carmel Clay Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2023
Closed on
Jan 26, 2024
Sold by
Henderson David M and Henderson Dana L
Bought by
Ratcliffe Peter A and Gage Melina Yasmin
Seller's Agent
Jennil Salazar
Compass Indiana, LLC
Buyer's Agent
Jennil Salazar
Compass Indiana, LLC
List Price
$679,500
Sold Price
$623,500
Premium/Discount to List
-$56,000
-8.24%
Total Days on Market
16
Views
452
Current Estimated Value
$668,017

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,517
Avg. Annual Appreciation
4.74%
Original Mortgage
$368,000
Outstanding Balance
$363,571
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$304,446

Purchase Details

Closed on
Jul 26, 2021
Sold by
Brewer Virginia A
Bought by
Henderson David M and Henderson Dana L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
2.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 5, 2019
Closed on
Sep 27, 2019
Sold by
Smith Daniels Vicki L
Bought by
Brewer Virginia A
Seller's Agent
Robert Cowan
F.C. Tucker Company
Buyer's Agent
Jane Wells
F.C. Tucker Company
List Price
$455,000
Sold Price
$445,000
Premium/Discount to List
-$10,000
-2.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.24%
Original Mortgage
$422,750
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 11, 2014
Sold by
Johnston Peter D and Johnston Millicent D
Bought by
Smith Daniels Dwight E and Smith Daniels Vicki L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$373,500
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 16, 2010
Sold by
Bennett Richard C and Bennett Anita B
Bought by
Johnston Peter D and Johnston Millicent D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,500
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 26, 2007
Sold by
Johnston Peter D and Johnston Millicent D
Bought by
Bennett Richard C and Bennett Anita B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 10, 2006
Sold by
Kent Shaffer Builders Inc
Bought by
Johnston Peter D and Johnston Millicent D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.29%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 10, 2005
Sold by
Brenwick Tnd Communities Llc
Bought by
Kent Shaffer Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,500
Interest Rate
5.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 13, 2004
Sold by
Shaffer Enterprises Of Indiana Inc
Bought by
Osburn Marie K
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 First American Title
Warranty Deed -- Centurion Land Title Inc
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- Burnet Title Of Indiana Llc
Corporate Deed -- Lawyers Title
Warranty Deed -- --
Corporate Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,000 New Conventional
Previous Owner $250,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $419,000 New Conventional
Previous Owner $419,000 New Conventional
Previous Owner $422,750 New Conventional
Previous Owner $336,000 New Conventional
Previous Owner $373,500 New Conventional
Previous Owner $364,200 New Conventional
Previous Owner $370,500 New Conventional
Previous Owner $340,000 Purchase Money Mortgage
Previous Owner $63,750 Unknown
Previous Owner $300,000 Fannie Mae Freddie Mac
Previous Owner $321,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/24/2024 01/24/24 Sold $623,500 -1.0% $198 / Sq Ft
12/22/2023 12/22/23 Pending -- -- --
10/27/2023 10/27/23 Price Changed $629,500 -7.4% $200 / Sq Ft
09/18/2023 09/18/23 For Sale $679,500 +52.7% $216 / Sq Ft
09/30/2019 09/30/19 Sold $445,000 -2.2% $142 / Sq Ft
07/22/2019 07/22/19 Pending -- -- --
07/05/2019 07/05/19 For Sale $455,000 -- $145 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,251 $482,100 $101,100 $381,000
2023 $5,286 $482,100 $101,100 $381,000
2022 $5,414 $475,000 $101,100 $373,900
2021 $4,690 $412,400 $101,100 $311,300
2020 $4,732 $416,100 $101,100 $315,000
2019 $4,354 $383,100 $75,900 $307,200
2018 $4,317 $386,600 $75,900 $310,700
2017 $4,310 $386,000 $75,900 $310,100
2016 $4,123 $375,000 $75,900 $299,100
2014 $4,034 $370,100 $70,200 $299,900
2013 $4,034 $363,000 $70,200 $292,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21652584

MIBOR Broker Listing Cooperative®

APN: 29-09-28-040-001.000-018