$347,900
SOLD MAY 30, 2025

128 Terning Way Howard Lake, MN 55349

4 Beds
3 Baths
1,995 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$174 Per Sq Ft

1% Below List Price

89 Days on Market

Highlights

  • New Construction
  • Game Room
  • The kitchen features windows
  • No HOA
  • Stainless Steel Appliances
  • Porch

About This Home

As of May 2025

See Sales Consultant about special lender incentives! COMPLETED NEW CONSTRUCTION! JP Brooks presents the Oak Ridge floor plan on a walkout lot. Desirable Terning Trails community with nearby Lions Park Beach and boat access. Upgraded cabinets, SS appliances, vaulted ceilings, vinyl plank flooring and carpet. Finished basement includes a family room, 3rd and 4th bedroom and 3/4 bath for an extra 857 sq ft. Pictures, photographs, colors, features, and sizes are for illustration purposes only and may vary from the home that is built. COMPLETED NEW CONSTRUCTION!

Last Agent to Sell the Property

Josh Pomerleau

JPW Realty Listed on: 02/07/2025

JPW Realty

Co-Listed By

Amy Teal

JPW Realty

Last Buyer's Agent

Amanda Galindo

eXp Realty

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $400

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,019 Sq Ft Lot
  • Irregular Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home

Interior Spaces

  • Entrance Foyer
  • Family Room
  • Living Room
  • Game Room
  • Washer and Dryer Hookup

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Finished Basement

  • Sump Pump
  • Drain
  • Crawl Space
  • Basement Storage
  • Natural lighting in basement

Additional Features

  • Air Exchanger
  • Porch
  • Sod Farm
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Built by JP BROOKS INC
  • Terning Trails Community
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050006200

Home Details

Home Type

Single Family

Est. Annual Taxes

$400

Year Built

Built in 2025 | New Construction

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2025
  • Above Grade Finished Sq Ft: 1138
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: Yes
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump
  • Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
  • Living Area: 1995
  • Below Grade Finished Sq Ft: 857
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Porch, Walk In Closet, Game Room, Foyer, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • CompletionDate: 2025-04-21
  • PatioPorchType: Porch

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener
  • Garage Square Feet: 641

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
  • Community Name: Terning Trails

Association/Amenities

  • Builders Association Membership(s): Builders Association of the Twin Cities

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictNumber: 2687
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 65x161x153x65 10,182 sq ft
  • Lot Size Sq Ft: 10018.8
  • Land Lease: No
  • Lot Features: Irregular Lot, Sod Included in Price, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Builder License: 686554
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 109050006200
  • Tax Annual Amount: 400
  • TaxWithAssessments: 400.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
May 30, 2025
Sold by
Gb Land Llc
Bought by
Cahuantzi Fernando
Seller's Agent
Josh Pomerleau
JPW Realty
Buyer's Agent
Amanda Galindo
eXp Realty
List Price
$349,900
Sold Price
$347,900
Premium/Discount to List
-$2,000
-0.57%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.29%
Original Mortgage
$247,900
Outstanding Balance
$247,900
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$99,071

Purchase Details

Closed on
Jan 14, 2022
Sold by
City Of Howard Lake
Bought by
Gb Land Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.45%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $347,900 --
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $247,900 New Conventional
Previous Owner -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $347,900 0.0% $174 / Sq Ft
05/07/2025 05/07/25 Pending -- -- --
02/14/2025 02/14/25 Price Changed $347,900 -0.6% $174 / Sq Ft
02/07/2025 02/07/25 For Sale $349,900 -- $175 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $410 $28,400 $28,400 $0
2023 $342 $25,400 $25,400 $0
2022 $0 $20,300 $20,300 $0
2021 $0 $3,000 $0 $0
2020 $156 $2,600 $2,600 $0
2019 $156 $2,600 $0 $0
2018 $0 $2,600 $0 $0
2017 $0 $2,600 $0 $0
2016 $156 $0 $0 $0
2015 $161 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6658665

NorthstarMLS

APN: 109-050-006200