NOT LISTED FOR SALE

Estimated Value: $271,000 - $327,000

4 Beds
2.5 Baths
1,613 Sq Ft
$183/Sq Ft Est. Value

Last Sold December 02, 2022

Last sale price $235,000 $146 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,842/month

1 Day on Market

Highlights

  • Traditional Architecture
  • Formal Dining Room
  • Window Unit Cooling System
  • No HOA
  • Tandem Parking
  • Forced Air Heating and Cooling System

About This Home

As of December 2022

Great family home on a corner lot. Very unique layout. This could be a 4 bedroom home or if you are looking for multi-generation or just need separate space for others this will definitely allow you to set this up as such. There is a Kitchen on the second level which could easily be a one bedroom apartment and have a separate entrance. You will love the front porch to sit and enjoy that cup of coffee, not to mention the enclosed covered back patio. Original hardwood floors on the first level. Plenty of storage space in the basement with 3/4 of a bathroom. Solid brick ranch with fenced in flat yard. All upgrades to the home have been done within the last 6 years. New gutters with gutter guard 2019 HVAC 6-7 years and HW 6 years. A must see!!!

Last Agent to Sell the Property

Tracey Herron

Coldwell Banker Realty FM License #213433 Listed on: 11/07/2022

Coldwell Banker Realty FM

Last Buyer's Agent

Damon Mocahbee

Haven Homes Group License #264752

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,090

Year Built

  • Built in 1950

Lot Details

  • 6,700 Sq Ft Lot
  • Wood Fence
  • Chain Link Fence

Parking

  • 1 Car Garage
  • Tandem Parking
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,613 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Casement Windows
  • Living Room with Fireplace
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-13-07-001.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,090

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air, Window Unit(s)
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Year Built: 1950
  • Lot Size: Irregular
  • Directions: Winston Avenue to W Southern/Under RR overpass/home is at corner of 31st and Caroline.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ninth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irregular
  • General Property Description:Approx SqFt2: 1613.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Northern Ky
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1538
  • General Property Description:Living Area: 1613.0
  • General Property Description:Lot Size Square Feet: 6700.0
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 056-13-07-001.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Fencing:Chain Link: Yes
  • Cooling:Window Unit(s): Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Gas Oven, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1613.0
  • Window Features: Casement
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Basement:Unfinished2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Living Room Features:Fireplace(s): Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • Fencing: Chain Link, Wood
  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Block
  • Construction Materials:Brick2: Yes
  • Window Features:Casement: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, On Street, Tandem
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Tandem: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 6700.0
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 7, 2022
Closed on
Dec 2, 2022
Sold by
Speakes Joseph M and Speakes Sandra L
Bought by
Ohara Aaron Thomas
Seller's Agent
Tracey Herron
Coldwell Banker Realty FM
Buyer's Agent
Damon Mocahbee
Haven Homes Group
List Price
$228,000
Sold Price
$235,000
Premium/Discount to List
$7,000
3.07%
Views
10
Current Estimated Value
$289,366

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,366
Avg. Annual Appreciation
8.92%
Original Mortgage
$230,743
Outstanding Balance
$225,093
Interest Rate
7.08%
Mortgage Type
FHA
Estimated Equity
$70,634

Purchase Details

Closed on
Nov 3, 2020
Sold by
Speakes Joey and Speakes Sandra L
Bought by
Speakes Joseph M and Speakes Sandra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,500
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 7, 2004
Sold by
Bilz Wilbert
Bought by
Speakes Joey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,920
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ohara Aaron Thomas $235,000 360 American Title
Speakes Joseph M -- Cosmopolitan Title Agency
Speakes Joey $124,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ohara Aaron Thomas $230,743
Previous Owner Speakes Joseph M $199,600
Previous Owner Speakes Joseph M $130,500
Previous Owner Speakes Joseph $109,312
Previous Owner Speakes Joey $127,950
Previous Owner Speakes Joey $99,920
Closed Speakes Joey $24,980
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/02/2022 12/02/22 Sold $235,000 +3.1% $146 / Sq Ft
11/09/2022 11/09/22 Pending -- -- --
11/07/2022 11/07/22 For Sale $228,000 -- $141 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,090 $235,000 $5,000 $230,000
2023 $3,130 $235,000 $5,000 $230,000
2022 $1,732 $128,000 $5,000 $123,000
2021 $1,989 $128,000 $5,000 $123,000
2020 $1,934 $125,000 $5,000 $120,000
2019 $1,956 $125,000 $5,000 $120,000
2018 $1,996 $125,000 $5,000 $120,000
2017 $2,025 $125,000 $10,000 $115,000
2015 $2,547 $125,000 $10,000 $115,000
2014 $2,539 $125,000 $10,000 $115,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609338

Northern Kentucky Multiple Listing Service

APN: 056-13-07-001.00