$250,000
SOLD MAY 24, 2023

1296 Christopher Ct Unit 63 Elgin, IL 60120

Cobblers Crossing Neighborhood
2 Beds
1.5 Baths
1,347 Sq Ft
$237/mo HOA Fee

Recently Sold

$186 Per Sq Ft

11% Above List Price

3 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Loft
  • Landscaped Professionally
  • Backs to Open Ground
  • Stainless Steel Appliances

About This Home

As of May 2023

***MULTIPLE OFFERS RECEIVED, HIGHEST AND BEST BY 5/7/23 AT 7PM*** CALL OR TEXT AL IF YOU NEED MORE TIME ***HONEY STOP THE CAR - YOU DON'T WANT TO LOSE OUT ON THIS ONE-OF-A-KIND HOME IT IS THE ONLY AVAILABLE HOME OF ITS KIND WITHIN ONE MILE IN ANY DIRECTION! - YOUR SEARCH IS TRULY OVER - WELCOME TO YOUR NEW HOME. LOCATED IN COBBLERS CROSSINGS - VERY SAFE LOCATION TUCKED AWAY ON A CUL-DE-SAC - MAIN BEDROOM HAS A LARGE WALK-IN CLOSET YOU ALSO GET AN OVERSIZED 2ND BEDROOM - LARGE SECOND-FLOOR LOFT OVERLOOKING THE LIVING ROOM WITH A GAS FIREPLACE (COULD BE CONVERTED TO A BEDROOM - PLEASE CONFIRM WITH THE ASSOCIATION) - MAKES THE RIGHT HOME FOR YOU - UPSTAIRS YOU WILL FIND A FULL SHARED FULL BATH WITH DOUBLE VANITY - HALF BATH DOWNSTAIRS - WITH SO MUCH NEW THIS HOME TODAY IS BETTER THAN WHEN THE HOME WAS NEW - MODERN OPEN CONCEPT FLOOR PLAN - SKY HIGH CEILING IN THE LIVING AREA - THIS FAMILY FRIENDLY HOME BOASTS SO MANY UPDATES - 2019 NEW STOVE - NEW CLOSET SYSTEM - NEW TOILETS - 2020 - NEW CARPET UPSTAIRS - NEW ENGINEERED FLOOR 1ST FLOOR - NEW BATHTUB AND SURROUND - NEW WINDOWS LIFETIME TRANSFERABLE WARRANTY - NEW WINDOW TREATMENTS - 2021 NEW ROOF - NEW EXTERIOR SIDING - IN UNIT WASHER & DRYER - 2 YEARS LEFT ON TRANSFERABLE HOME WARRANTY $60 DEDUCTIBLE MAKE THIS HOME MAINTENANCE FREE - ADT CAMERAS STAY - YOU DON'T HAVE TO KEEP SERVICE - NEW GARAGE DOOR OPENER. NOTHING LIKE IT IS AVAILABLE IN THE AREA - BLINK & THIS HOME WILL BE GONE - YOUR SEARCH IS OVER - WELCOME HOME. SCHEDULE YOUR SHOWING TODAY BEFORE IT IS GONE. I SAVED THE BEST FOR LAST THE ASSOCIATION IS INVESTOR FRIENDLY - THEY ALLOW RENTALS - I'M NOT DONE YOU MIGHT BE ABLE TO ASSUME THE CURRENT FHA 4.125 LOAN. ***MULTIPLE OFFERS RECEIVED, HIGHEST AND BEST BY 5/7/23 AT 7PM*** CALL OR TEXT AL IF YOU NEED MORE TIME ***

Last Agent to Sell the Property

Al Rautbort

Keller Williams Thrive License #475165980 Listed on: 05/04/2023

Keller Williams Thrive

Last Buyer's Agent

Kathleen Barnett

Compass License #475144957

Compass

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,545

Year Built

  • Built in 1997 | Remodeled in 2020

Lot Details

  • Backs to Open Ground
  • Cul-De-Sac
  • Landscaped Professionally

HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Visitor Parking
  • Off-Street Parking
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,347 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Replacement Windows
  • Insulated Windows
  • Blinds
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Storage
  • Home Security System

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Partially Carpeted
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Schools

  • Lincoln Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include parking, insurance, exterior maintenance, lawn care, snow removal
  • 8 Units
  • Manager Association, Phone Number (847) 517-4400
  • Cobblers Crossing Subdivision, 2 Story Townhome Condo Floorplan
  • Property managed by Real Manage

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,545

Year Built

Built in 1997 | Remodeled in 2020

Lot Details

0

HOA Fees

$237 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Unit Floor Level: 1
  • Rehab Year: 2020
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2
  • Year Renovated: 2020

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, First Floor Laundry, Laundry Hook-Up in Unit, Storage, Walk-In Closet(s), Open Floorplan, Some Carpeting, Replacement Windows
  • LivingArea: 1347
  • Other Equipment: TV-Cable, Security System, CO Detectors, Ceiling Fan(s), Security Cameras, Water Heater-Gas
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 1347
  • Basement Description: None
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1347
  • Fireplace Location: Living Room
  • Total Sq Ft: 1347
  • Main Level Sq Ft: 1347
  • Door Features: ENERGY STAR Qualified Doors,Sliding Doors,6 Panel Door(s)
  • Window Features: Blinds,Insulated Windows,Window Treatments
  • Flooring: Carpet
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • ExteriorFeatures: Patio, Porch
  • Foundation Details: Concrete Perimeter
  • List Price: 225000
  • Lot Features: Cul-De-Sac, Landscaped, Backs to Open Grnd, Sidewalks
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Unassigned, Off Street, Visitor Parking, Driveway
  • ParkingTotal: 3
  • Number of Cars: 4
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 216
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: Real Manage
  • Management Contact Name: Manager
  • Management Phone: 847-517-4400
  • Master Association Fee: 247
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Parking, Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Lincoln Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: CONDO
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: N/A

Tax Info

  • Tax Annual Amount: 4544.84
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2023
Closed on
May 23, 2023
Sold by
Paul Joane
Bought by
Lowery Catherine L and Lowery Karl J
Seller's Agent
Al Rautbort
Keller Williams Thrive
Buyer's Agent
Kathleen Barnett
Compass
List Price
$225,000
Sold Price
$250,000
Premium/Discount to List
$25,000
11.11%
Views
157
Current Estimated Value
$274,859

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,859
Avg. Annual Appreciation
4.88%
Original Mortgage
$204,000
Outstanding Balance
$200,087
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$77,435

Purchase Details

Listed on
Jul 31, 2019
Closed on
Oct 23, 2019
Sold by
Franklin Christine and Newbold Christine
Bought by
Paul Joane
Seller's Agent
Tyler Lewke
Keller Williams Success Realty
Buyer's Agent
Al Rautbort
Keller Williams Thrive
List Price
$169,500
Sold Price
$163,500
Premium/Discount to List
-$6,000
-3.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.59%
Original Mortgage
$160,538
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 17, 2009
Sold by
Shages Beverley J
Bought by
Franklin Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,554
Interest Rate
5.15%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 30, 1999
Sold by
Chmura Stephen P and Chmura Kimberl A
Bought by
Shages Beverley J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,750
Interest Rate
7.04%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Sep 16, 1994
Sold by
Cobblers Crossing Country Homes North Lt
Bought by
Chmura Stephen P and Chmura Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,700
Interest Rate
8.44%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 Old Republic National Title
Warranty Deed $163,500 Plymouth Title Guaranty Corp
Warranty Deed $135,000 Attorneys Title Guaranty Fun
Warranty Deed $125,000 --
Warranty Deed $126,530 Intercounty Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,000 New Conventional
Previous Owner $18,652 FHA
Previous Owner $160,538 FHA
Previous Owner $132,554 FHA
Previous Owner $93,750 Stand Alone First
Previous Owner $121,700 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/24/2023 05/24/23 Sold $250,000 +11.1% $186 / Sq Ft
05/08/2023 05/08/23 Pending -- -- --
05/04/2023 05/04/23 For Sale $225,000 +37.6% $167 / Sq Ft
10/24/2019 10/24/19 Sold $163,500 -0.9% $109 / Sq Ft
09/12/2019 09/12/19 Pending -- -- --
08/27/2019 08/27/19 Price Changed $165,000 -2.7% $110 / Sq Ft
08/16/2019 08/16/19 For Sale $169,500 0.0% $113 / Sq Ft
08/05/2019 08/05/19 Pending -- -- --
07/31/2019 07/31/19 For Sale $169,500 -- $113 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,313 $18,302 $2,125 $16,177
2023 $4,162 $18,302 $2,125 $16,177
2022 $4,162 $18,302 $2,125 $16,177
2021 $4,545 $13,189 $1,365 $11,824
2020 $4,516 $13,189 $1,365 $11,824
2019 $3,459 $14,714 $1,365 $13,349
2018 $2,394 $10,482 $1,214 $9,268
2017 $2,407 $10,482 $1,214 $9,268
2016 $2,545 $10,482 $1,214 $9,268
2015 $2,429 $9,537 $1,062 $8,475
2014 $2,371 $9,537 $1,062 $8,475
2013 $2,273 $9,537 $1,062 $8,475
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11774515

Midwest Real Estate Data (MRED)

APN: 06-06-208-008-1055