$105,000
SOLD APR 24, 2017

1315 Main St Center Point, IA 52213

2 Beds
1 Bath
1,802 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$58 Per Sq Ft

9% Below List Price

145 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • 1 Car Detached Garage
  • Forced Air Cooling System
  • Center Point-Urbana Middle School Rated A-
  • Eat-In Kitchen
  • Patio

About This Home

As of April 2020

Great starter home or investment property. Hardwood floors and white trim. Updated kitchen with appliances included. Eligible for 100% financing. Nice lot with mature trees. Full finished basement. Utility sink in laundry. Easy to show.

Last Agent to Sell the Property

Alissa Gardner

U Realty Listed on: 10/21/2016

Co-Listed By

Chad Gardner

Realty87

Last Buyer's Agent

Chad Gardner

Realty87

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,084

Year Built

  • 1940

Parking

  • 1 Car Detached Garage

Home Design

  • Frame Construction
  • Aluminum Siding

Interior Spaces

  • 1.5-Story Property
  • Living Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • 1 Full Bathroom

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Lot Dimensions are 87 x 100

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,084

Year Built

1940

Lot Details

0

Listing Details

  • Style: 1.5 Story
  • Above Grade Finished Sq Ft: 1302
  • Total Bathrooms: 1.00
  • Total Bedrooms: 2
  • City Name: Center Point
  • Dining Features: Eat-In Kitchen
  • Gross Tax: 2084
  • List User Cell Phone: 319-540-7353
  • Low Lvl Fin Sq Ft: 500
  • Miscellaneous: Patio
  • Net Tax: 2084
  • Property Sub Types: Single Family
  • Property Type: Residential
  • Ratio Close Price By List Price: 0.95455
  • Ratio Close Price By Original Li: 0.91304
  • Ratio Current Price By Sq Ft: 80.65
  • Total Sq Ft: 1802
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1940

Interior Features

  • Appliances Included: Dishwasher, Range, Refrigerator
  • Additional Room: Living Room
  • Basement: Full
  • Basement: Yes
  • Full Bathrooms: 1
  • Bedrooms Level 1: 1
  • Bedrooms Level 2: 1
  • Level 1 Full Bathrooms: 1
  • Master Bedroom Level: Level 1

Exterior Features

  • Construction Methods: Frame
  • Exterior: Aluminum

Garage/Parking

  • Garage/Parking: 1 Car, Detached
  • Garage Size: 1 Car

Utilities

  • Heating Cooling: Central Air, Forced Air, Gas Heat

Schools

  • Elementary School: CenterPt/Urbana
  • Middle School: CenterPt/Urbana
  • High School: CenterPt/Urbana

Lot Info

  • Lot Size: 87 X 100

Rental Info

  • Pets: Pets Allowed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2020
Closed on
Apr 15, 2020
Sold by
Boge Brian J and Boge Mallory Lynn
Bought by
Crary Jacob L
Seller's Agent
Olivia Bates
IOWA REALTY
Buyer's Agent
Graf Home Selling Team
GRAF HOME SELLING TEAM & ASSOCIATES
List Price
$137,500
Sold Price
$137,500
Current Estimated Value
$164,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,509
Avg. Annual Appreciation
3.40%
Original Mortgage
$137,500
Outstanding Balance
$122,688
Interest Rate
3.2%
Mortgage Type
VA
Estimated Equity
$41,321

Purchase Details

Closed on
Aug 9, 2019
Sold by
Boge Brian J and Boge Mallory Lynn
Bought by
Crary Jacob L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,500
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Listed on
Oct 21, 2016
Closed on
Jun 12, 2017
Sold by
Montross Bruce E
Bought by
Montross Christine E
Seller's Agent
Alissa Gardner
U Realty
Buyer's Agent
Chad Gardner
Realty87
List Price
$115,000
Sold Price
$105,000
Premium/Discount to List
-$10,000
-8.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.55%
Original Mortgage
$15,750
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2016
Closed on
Apr 24, 2017
Sold by
Jones Kasey W
Bought by
Boge Brian J and Shada Mallory
Seller's Agent
Alissa Gardner
U Realty
Buyer's Agent
Chad Gardner
Realty87
List Price
$115,000
Sold Price
$105,000
Premium/Discount to List
-$10,000
-8.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,750
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2009
Sold by
Rutledge Sean D and Rutledge Jennifer L
Bought by
Jones Kasey W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,100
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 28, 2007
Sold by
Rutledge David G and Rutledge Dawn D
Bought by
Rutledge Sean D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.27%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 22, 2004
Sold by
Griswold Maria K and Griswold Chad A
Bought by
Brunscheon Anthony L and Brunscheon Katherine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,500
Interest Rate
6.46%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 2000
Sold by
Baker Cathryn I
Bought by
Schmit Maria K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,967
Interest Rate
8.66%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,500 None Available
Warranty Deed $137,500 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Warranty Deed $106,500 None Available
Warranty Deed $69,500 None Available
Warranty Deed $81,000 --
Warranty Deed $62,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $137,500 VA
Previous Owner $137,500 VA
Previous Owner $15,750 New Conventional
Previous Owner $84,000 Adjustable Rate Mortgage/ARM
Previous Owner $96,874 FHA
Previous Owner $96,100 Purchase Money Mortgage
Previous Owner $95,000 Credit Line Revolving
Previous Owner $75,500 Purchase Money Mortgage
Previous Owner $62,967 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2020 04/15/20 Sold $137,500 0.0% $141 / Sq Ft
03/09/2020 03/09/20 Pending -- -- --
03/06/2020 03/06/20 For Sale $137,500 +31.0% $141 / Sq Ft
04/24/2017 04/24/17 Sold $105,000 -8.7% $58 / Sq Ft
03/15/2017 03/15/17 Pending -- -- --
10/21/2016 10/21/16 For Sale $115,000 -- $64 / Sq Ft
Source: Cedar Rapids Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,558 $173,800 $19,800 $154,000
2022 $2,350 $118,800 $19,800 $99,000
2021 $2,386 $109,300 $19,800 $89,500
2020 $2,386 $105,400 $19,800 $85,600
2019 $2,228 $101,000 $19,800 $81,200
2018 $2,178 $101,000 $19,800 $81,200
2017 $2,085 $97,300 $19,800 $77,500
2016 $2,085 $97,300 $19,800 $77,500
2015 $2,087 $97,300 $19,800 $77,500
2014 $1,900 $97,300 $19,800 $77,500
2013 $1,884 $97,300 $19,800 $77,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Cedar Rapids Area Association of REALTORS®

MLS Number: 1612128

Cedar Rapids Area Association of REALTORS®

APN: 05092-28005-00000