$420,000
SOLD JUL 24, 2025

1320 Umbdenstock Rd Elgin, IL 60123

4 Beds
2.5 Baths
2,372 Sq Ft
1996 Built

Recently Sold

$177 Per Sq Ft

3% Below List Price

6 Days on Market

Highlights

  • Den
  • Walk-In Closet
  • Living Room
  • South Elgin High School Rated A-
  • Breakfast Bar
  • Laundry Room

About This Home

As of July 2025

Single Family in Elgin- Simply move in! Perfect opportunity to bring in your own ideas/special touches and make this home your own! Primary Suite with full bath/walk in closet. 1st floor den and laundry- convenient! Basement. 2 Car attached garage. Welcome Home! Close to all accommodations including schools, parks, shops, restaurants and more! Not for rent or lease.

Last Agent to Sell the Property

Christopher Clark

Grandview Realty, LLC License #471021845 Listed on: 06/05/2025

Co-Listed By

Christopher Lobrillo

Grandview Realty, LLC License #471019567

Last Buyer's Agent

Cindy Schmalz

@properties Christie's International Real Estate License #475123237

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,958

Year Built

  • Built in 1996

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Garage

Interior Spaces

  • 2,372 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Carpet
  • Partial Basement
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Connie Mcghee Association, Phone Number (847) 888-4494
  • Property managed by Woodbridge South Homeowners Association

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,958

Year Built

Built in 1996

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Unfinished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 2372
  • Room Type: Eating Area, Walk In Closet, Den, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 434900
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Woodbridge South Homeowners Association
  • Management Contact Name: Connie McGhee
  • Management Phone: 847-888-4494

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 10003
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 8957.58
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2025
Closed on
Jul 10, 2025
Sold by
Grandview Capital Llc
Bought by
Lezameta Ingrid Katherine and Lezameta Andre L
Seller's Agent
Christopher Clark
Grandview Realty, LLC
Buyer's Agent
Cindy Schmalz
@properties Christie's International Real Estate
List Price
$434,900
Sold Price
$420,000
Premium/Discount to List
-$14,900
-3.43%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.96%
Original Mortgage
$396,150
Outstanding Balance
$395,515
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$28,571

Purchase Details

Listed on
Jun 5, 2025
Closed on
May 27, 2025
Sold by
Holberg Daniel L and Holberg Lynn M
Bought by
Grandview Capital Llc
Seller's Agent
Christopher Clark
Grandview Realty, LLC
Buyer's Agent
Cindy Schmalz
@properties Christie's International Real Estate
List Price
$434,900
Sold Price
$420,000
Premium/Discount to List
-$14,900
-3.43%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$396,150
Outstanding Balance
$395,515
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$28,571

Purchase Details

Closed on
Mar 25, 1996
Sold by
American National Bk&Tr Co Of Chicago
Bought by
Hoberg Daniel L and Hoberg Lynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,200
Interest Rate
7.78%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Chicago Title
Warranty Deed $345,000 None Listed On Document
Joint Tenancy Deed $178,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $396,150 New Conventional
Previous Owner $258,750 Construction
Previous Owner $160,200 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2025 07/24/25 Sold $420,000 -3.4% $177 / Sq Ft
06/11/2025 06/11/25 Pending -- -- --
06/05/2025 06/05/25 For Sale $434,900 -- $183 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,958 $127,930 $28,317 $99,613
2023 $8,488 $115,575 $25,582 $89,993
2022 $8,184 $105,384 $23,326 $82,058
2021 $7,809 $98,526 $21,808 $76,718
2020 $7,575 $94,058 $20,819 $73,239
2019 $7,341 $89,596 $19,831 $69,765
2018 $7,257 $84,405 $18,682 $65,723
2017 $7,076 $79,793 $17,661 $62,132
2016 $6,722 $74,027 $16,385 $57,642
2015 -- $67,852 $15,018 $52,834
2014 -- $60,704 $14,833 $45,871
2013 -- $62,305 $15,224 $47,081
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12385885

Midwest Real Estate Data (MRED)

APN: 06-33-127-014