1321 Cody Dr Waterloo, IL 62298
5
Beds
2.5
Baths
2,964
Sq Ft
0.36
Acres
Highlights
- Traditional Architecture
- 1 Fireplace
- 2 Car Attached Garage
- Rogers Elementary School Rated A-
- Breakfast Room
- Patio
About This Home
As of June 2025Welcome home to this 5 bed, 2.5 bath gem in the heart of Waterloo! The main floor offers endless possibilities—think cozy living room, fun playroom, home office, or even a formal dining space for those holiday feasts. Upstairs, you’ll find 4 comfy bedrooms and laundry right where you need it. The primary suite is your private retreat with two closets and its own ensuite. Need more space? The 5th bedroom is tucked away in the unfinished basement, ready for guests or a creative space. Outside, enjoy a big fenced yard and a friendly subdivision full of sidewalks and open space to explore. Come see the potential and make it yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,627
Year Built
- Built in 2002
Lot Details
- 0.36 Acre Lot
- Lot Dimensions are 60x56x152x62x21x168
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Family Room
- Living Room
- Breakfast Room
- Dining Room
- Laundry Room
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- 9 Foot Basement Ceiling Height
- Basement Window Egress
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- Patio
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 10-01-133-033-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Jun 3, 2025
Sold by
Rheinecker Chelsea and Boyer Michael
Bought by
Skoworn Michael and Skoworn Courtney
Seller's Agent
Lauren Luke
eXp Realty
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$330,000
Sold Price
$335,000
Premium/Discount to List
$5,000
1.52%
Views
10
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.43%
Original Mortgage
$290,000
Outstanding Balance
$290,000
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$50,696
Purchase Details
Listed on
Oct 20, 2021
Closed on
Dec 15, 2021
Sold by
Williams Chalmas S
Bought by
Rheinecker Chelsea and Boyer Michael
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Stacey LaCroix
Strano & Associates
List Price
$249,900
Sold Price
$235,000
Premium/Discount to List
-$14,900
-5.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.76%
Original Mortgage
$230,743
Interest Rate
2.99%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 15, 2021
Sold by
Judicial Sales Corporation
Bought by
Williams Chalmas S
Purchase Details
Closed on
Jun 8, 2021
Sold by
Judicial Sales Corporation
Bought by
Williams Chalmas S
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $335,000 | None Listed On Document | |
| Warranty Deed | $235,000 | Accent Title | |
| Foreclosure Deed | $160,000 | -- | |
| Foreclosure Deed | -- | -- | |
| Foreclosure Deed | $160,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $290,000 | New Conventional | |
| Previous Owner | $230,743 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/05/2025 06/05/25 | Sold | $335,000 | +1.5% | $113 / Sq Ft |
| 05/03/2025 05/03/25 | For Sale | $330,000 | -1.5% | $111 / Sq Ft |
| 04/27/2025 04/27/25 | Off Market | $335,000 | -- | -- |
| 12/15/2021 12/15/21 | Sold | $235,000 | -6.0% | $119 / Sq Ft |
| 10/20/2021 10/20/21 | For Sale | $249,900 | -- | $126 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $79,640 | $15,580 | $64,060 |
| 2022 | $4,525 | $77,000 | $15,730 | $61,270 |
| 2021 | $4,782 | $73,930 | $13,330 | $60,600 |
| 2020 | $4,254 | $69,630 | $13,330 | $56,300 |
| 2019 | $4,161 | $67,490 | $13,330 | $54,160 |
| 2018 | $3,905 | $61,980 | $10,820 | $51,160 |
| 2017 | $3,788 | $63,106 | $11,015 | $52,091 |
| 2016 | $0 | $61,940 | $10,250 | $51,690 |
| 2015 | $3,662 | $61,190 | $11,760 | $49,430 |
| 2014 | $3,651 | $63,180 | $11,760 | $51,420 |
| 2012 | -- | $58,040 | $13,560 | $44,480 |
Source: Public Records
Agents Affiliated with this Home
-
L
Seller's Agent in 2025
Lauren Luke
eXp Realty
(618) 593-7358
19 Total Sales
-
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
319 Total Sales
-
Seller's Agent in 2021
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
748 Total Sales
-
Buyer's Agent in 2021
Stacey LaCroix
Strano & Associates
(618) 407-4156
483 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25027411
APN: 10-01-133-033-000
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