D
Seller's Agent in 2019
Deanna Walls
Real Broker
(760) 522-2804
16 Total Sales
1324 Loretta St Oceanside, CA 92058
East Side Capistrano NeighborhoodEstimated Value: $881,000 - $1,010,953
4
Beds
2
Baths
1,334
Sq Ft
$717/Sq Ft
Est. Value
Highlights
- Ocean View
- 15,600 Sq Ft lot
- Bonus Room
- Rooftop Deck
- Outdoor Fireplace
- Formal Dining Room
About This Home
As of September 2019Old School Beach Vibe!! Great Location with OCEAN VIEWS!!!!! Rare 15,600 sq. foot lot. 3bd/2bath with large permitted addition that has a separate entrance and has so many possibilities. Tile plank flooring throughout, Low maintenance turf front yard that is fully fenced. Large fenced backyard!!!. Recent bathroom upgrades. HUGE AMAZING upper deck with full ocean views. Covered Carport is enclosed and shows like a one car garage. Less than a mile from Oceanside Harbor. Cute as a button and a must see! Enjoy OCEAN VIEWS from the bay windows in the family room. Back yard has so much potential with stairs down to a large open area that has a plethora of fruit trees including: sapota, plum, white peach, orange, nectarine, macadamia nut, avocado, pluerry and pear. Use the extra backyard space for possible gardening, play space or maximizing storage. Front and back yard are fully fenced. This home has an open floor plan that gets a plethora of natural sunlight!! Kitchen features pull out cabinets and new counter tops. Full laundry room is located off bonus room addition and slider opens to back patio with fire pit. But enjoy the AMAZING upper deck and ambiance with full ocean views and major potential entertainment space. Just minutes from Oceanside Harbor, Oceanside pier, shopping, dining, parks, golf courses, and conveniently located right by Interstate 5 and Highway 76. Don't miss this opportunity to own this ocean view home at such an affordable price.. Neighborhoods: Oceanside Terrace Equipment: Dryer, Range/Oven, Washer Other Fees: 0 Sewer: Sewer Connected Topography: GSL
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,405
Year Built
- Built in 1959
Lot Details
- 0.36 Acre Lot
- Glass Fence
- Wood Fence
- Block Wall Fence
- Chain Link Fence
- Fence is in good condition
- Property is zoned R1
Property Views
- Ocean
- Panoramic
- Peek-A-Boo
- Mountain
- Neighborhood
Interior Spaces
- 1,334 Sq Ft Home
- 1-Story Property
- Fireplace
- Separate Family Room
- Formal Dining Room
- Bonus Room
- Tile Flooring
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
- Gas Cooktop
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Parking
- 2 Open Parking Spaces
- 2 Parking Spaces
- Attached Carport
- Parking Available
- Driveway
- Paved Parking
Outdoor Features
- Rooftop Deck
- Concrete Porch or Patio
- Outdoor Fireplace
- Fire Pit
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 1441702500
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2019
Closed on
Aug 9, 2019
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Ramirez Anthony J and Figueroa Carlos M
Seller's Agent
Deanna Walls
Real Broker
Buyer's Agent
Deanna Walls
Real Broker
List Price
$475,000
Sold Price
$530,000
Premium/Discount to List
$55,000
11.58%
Total Days on Market
4
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$385,184
Avg. Annual Appreciation
9.22%
Original Mortgage
$424,000
Outstanding Balance
$372,951
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$522,871
Purchase Details
Closed on
Dec 4, 2014
Sold by
Payne Ronald D and Payne Patricia A
Bought by
The Payne Family Trust and Payne Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
3.95%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Dec 1, 2014
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Payne Ronald D and Payne Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
3.95%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 20, 2008
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Payne Ronald D and Payne Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,500
Interest Rate
5.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 7, 2005
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Payne Ronald D and Payne Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
5.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 17, 2003
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Payne Ronald D and Payne Patricia A
Purchase Details
Closed on
Jul 23, 1993
Sold by
Payne Ronald D and Payne Patricia A
Bought by
Payne Ronald D and Payne Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,800
Interest Rate
7.13%
Mortgage Type
VA
Purchase Details
Closed on
Mar 31, 1988
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ramirez Anthony J | $530,000 | Fidelity National Title | |
| The Payne Family Trust | -- | Stewart Title | |
| Payne Ronald D | -- | Stewart Title Of Ca Inc | |
| Payne Ronald D | -- | Ticor Title Of California | |
| Payne Ronald D | -- | Ticor Title Of California | |
| Payne Ronald D | -- | Ticor Title Company | |
| Payne Ronald D | -- | Ticor Title Company | |
| Payne Ronald D | -- | -- | |
| Payne Ronald D | -- | United Title Company | |
| -- | $84,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ramirez Anthony J | $424,000 | |
| Previous Owner | Payne Ronald D | $45,000 | |
| Previous Owner | Payne Ronald D | $280,000 | |
| Previous Owner | Payne Ronald D | $207,500 | |
| Previous Owner | Payne Ronald D | $241,500 | |
| Previous Owner | Payne Ronald D | $210,000 | |
| Previous Owner | Payne Ronald D | $35,000 | |
| Previous Owner | Payne Ronald D | $70,000 | |
| Previous Owner | Payne Ronald D | $84,800 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2019 09/04/19 | Sold | $530,000 | +11.6% | $397 / Sq Ft |
| 08/04/2019 08/04/19 | Pending | -- | -- | -- |
| 07/31/2019 07/31/19 | For Sale | $475,000 | -- | $356 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,405 | $579,627 | $459,329 | $120,298 |
| 2024 | $6,405 | $568,263 | $450,323 | $117,940 |
| 2023 | $6,208 | $557,122 | $441,494 | $115,628 |
| 2022 | $6,114 | $546,199 | $432,838 | $113,361 |
| 2021 | $6,138 | $535,490 | $424,351 | $111,139 |
| 2020 | $5,949 | $530,000 | $420,000 | $110,000 |
| 2019 | $1,832 | $168,794 | $81,836 | $86,958 |
| 2018 | $1,811 | $165,485 | $80,232 | $85,253 |
| 2017 | $1,777 | $162,241 | $78,659 | $83,582 |
| 2016 | $1,717 | $159,061 | $77,117 | $81,944 |
| 2015 | $1,667 | $156,673 | $75,959 | $80,714 |
| 2014 | $1,603 | $153,605 | $74,472 | $79,133 |
Source: Public Records
Agents Affiliated with this Home
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: 190042177
APN: 144-170-25
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