Seller's Agent in 2025
Matt Gover
Coldwell Banker West
(619) 405-9256
4 in this area
31 Total Sales
1332 Santa Olivia Rd Chula Vista, CA 91913
Otay Ranch Neighborhood
5
Beds
3
Baths
2,736
Sq Ft
0.51
Acres
Highlights
- Heated Pool
- 0.51 Acre Lot
- Great Room
- Rancho Del Rey Middle School Rated A-
- Contemporary Architecture
- Neighborhood Views
About This Home
As of July 2025Incredible opportunity to purchase a 5BR house with an oversized 1/2 acre plus lot, with an assumable VA loan at 2.25%- A portion of the Mello Roos will expire within 2 years, which will decrease the monthly bill to roughly $150 per month. Full bedroom and bath in addition to an office on first floor- Formal dining room accompanied by a wine bar and soaring cathedral ceilings with ample natural light- Updated flooring throughout- Central A/C- Elegant yet functional kitchen with updated stainless steel appliances, counters with breakfast bar, offering abundant storage with newer cabinets and walk-in pantry- Kitchen opens up into the spacious great room with a dinette table area and family room with a gas fireplace- Great room flows outside via dual sliding glass doors- Back patio has stamped concrete and a lattice cover, built in Barbecue and a lava rock fire pit- Take advantage of one of Otay Ranch's largest backyards, Great potential for a pool or ADU, of course with approval from City of Chula Vista. Second floor boasts floor to ceiling library shelving, large laundry room and 4 bedrooms- Spacious Primary bedroom includes a huge walk-in closet, bathroom with large soaking tub, and separate shower with dual vanities- Oversized 2 car garage includes an air conditioned room perfect for a workshop, gym or office- Prime location, close to grocery store and community pool, schools, shopping and restaurants. Beaches and all of the amenities of downtown San Diego a 20-30 min drive away.
Last Agent to Sell the Property
Coldwell Banker West Brokerage Email: mattgover@gmail.com License #01786955 Listed on: 04/30/2025
Co-Listed By
Coldwell Banker West Brokerage Email: mattgover@gmail.com License #01152227
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,219
Year Built
- Built in 2003
Lot Details
- 0.51 Acre Lot
- Density is up to 1 Unit/Acre
- Property is zoned R-1:Single Fam-Res
HOA Fees
- $137 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Entry on the 1st floor
Interior Spaces
- 2,736 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Formal Entry
- Great Room
- Family Room
- Home Gym
- Neighborhood Views
Kitchen
- Walk-In Pantry
- Gas Oven
- Six Burner Stove
- Gas Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Heated Pool
- Exterior Lighting
- Outdoor Grill
Utilities
- Central Air
- No Heating
- Gas Water Heater
Listing and Financial Details
- Tax Tract Number 1421
- Assessor Parcel Number 6412201300
- $3,876 per year additional tax assessments
Community Details
Overview
- Otay Ranch III Association, Phone Number (619) 656-3220
- Walers Management HOA
Recreation
- Community Playground
- Community Pool
- Community Spa
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jul 8, 2025
Sold by
Smith Trevor Eugene and Smith Delphine Ngoc-L
Bought by
Garcia Ayram L Garcia and Arellano Allan Ivan
Seller's Agent
Matt Gover
Coldwell Banker West
Buyer's Agent
Edgar Garcia
Silverstone
List Price
$1,279,000
Sold Price
$1,240,000
Premium/Discount to List
-$39,000
-3.05%
Views
354
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.68%
Original Mortgage
$1,054,000
Outstanding Balance
$1,054,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$215,236
Purchase Details
Listed on
Jul 3, 2020
Closed on
Jul 29, 2020
Sold by
Maldonado Antonio
Bought by
Smith Trevor Eugene and Smith Delphine Ngoc
Seller's Agent
Antonio Maldonado
Maldonado Myers, LLP
Buyer's Agent
Matt Gover
Coldwell Banker West
List Price
$760,000
Sold Price
$771,000
Premium/Discount to List
$11,000
1.45%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.08%
Original Mortgage
$771,000
Interest Rate
3.1%
Mortgage Type
VA
Purchase Details
Closed on
Jul 19, 2006
Sold by
Maldonado Karla
Bought by
Maldonado Antonio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 18, 2006
Sold by
Cromer Family Llc
Bought by
Maldonado Antonio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 13, 2005
Sold by
Cromer Robert
Bought by
Cromer Family Llc
Purchase Details
Closed on
Mar 26, 2002
Sold by
Cromer Yvonne
Bought by
Cromer Robert
Purchase Details
Closed on
Nov 12, 2001
Sold by
Rwr Otay Investors 50 Llc
Bought by
Cromer Robert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
5.96%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,240,000 | Fidelity National Title Compan | |
| Grant Deed | $771,000 | Lawyers Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Grant Deed | $791,500 | Fidelity National Title | |
| Quit Claim Deed | -- | -- | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Grant Deed | $361,000 | Chicago Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,054,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $771,000 | VA | |
| Previous Owner | $771,000 | VA | |
| Previous Owner | $472,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $550,000 | Unknown | |
| Previous Owner | $500,000 | Purchase Money Mortgage | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $160,000 | Credit Line Revolving | |
| Previous Owner | $95,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $397,500 | Unknown | |
| Previous Owner | $58,000 | Credit Line Revolving | |
| Previous Owner | $324,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | Sold | $1,240,000 | -0.7% | $453 / Sq Ft |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | Price Changed | $1,249,000 | -2.3% | $457 / Sq Ft |
| 06/14/2025 06/14/25 | For Sale | $1,279,000 | +3.1% | $467 / Sq Ft |
| 05/30/2025 05/30/25 | Off Market | $1,240,000 | -- | -- |
| 05/30/2025 05/30/25 | Pending | -- | -- | -- |
| 05/24/2025 05/24/25 | For Sale | $1,279,000 | 0.0% | $467 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $1,279,000 | +65.9% | $467 / Sq Ft |
| 08/05/2020 08/05/20 | Sold | $771,000 | +1.4% | $282 / Sq Ft |
| 07/06/2020 07/06/20 | Pending | -- | -- | -- |
| 07/03/2020 07/03/20 | For Sale | $760,000 | -- | $278 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,219 | $834,553 | $333,821 | $500,732 |
| 2024 | $13,219 | $818,190 | $327,276 | $490,914 |
| 2023 | $13,029 | $802,148 | $320,859 | $481,289 |
| 2022 | $12,725 | $786,420 | $314,568 | $471,852 |
| 2021 | $12,484 | $771,000 | $308,400 | $462,600 |
| 2020 | $11,361 | $685,000 | $274,000 | $411,000 |
| 2019 | $11,083 | $670,000 | $268,000 | $402,000 |
| 2018 | $10,826 | $650,000 | $260,000 | $390,000 |
| 2017 | $13 | $610,000 | $244,000 | $366,000 |
| 2016 | $9,668 | $570,000 | $228,000 | $342,000 |
| 2015 | $9,327 | $550,000 | $220,000 | $330,000 |
| 2014 | $8,815 | $485,000 | $194,000 | $291,000 |
Source: Public Records
Agents Affiliated with this Home
-
Matt Gover
-
Pamela Ratcliffe
Seller Co-Listing Agent in 2025
Pamela Ratcliffe
Coldwell Banker West
(619) 981-5606
13 in this area
127 Total Sales
-
Edgar Garcia
Buyer's Agent in 2025
Edgar Garcia
Silverstone
(619) 646-3874
8 in this area
43 Total Sales
-
A
Seller's Agent in 2020
Antonio Maldonado
Maldonado Myers, LLP
-
J
Buyer's Agent in 2020
Jeff Collaso
Town & Company-Morgan Lane
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2503052
APN: 641-220-13
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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