NOT LISTED FOR SALE

Estimated Value: $913,000 - $993,636

4 Beds
3.5 Baths
2,594 Sq Ft
$367/Sq Ft Est. Value

Sale Details

Date Sold: October 28, 2025

Last sale price $920,000 $355 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $6,381 / mo

70 Days on Market

Highlights

  • Primary Bedroom Suite
  • Clubhouse
  • Great Room
  • City Lights View
  • Loft
  • Community Pool

About This Home

As of October 2025

Priced in a range of $949,000 - $1,010,000. A Quality Lifestyle... In the fabulous master planned community of Montecito, this 4 bedroom / 3.5 bath home (Model 1 of Monte Villa) will provide respite from the every day with it's thoughtful planning. Over 2500+ sq ft of living space, this home provides opportunity for everyone in the family to have their own haven. On the main level you’ll love the dedicated entry to set down keys and leave your shoes at the door. The open concept living space will “wow” you! Everyone likes to gather near the kitchen and, in this home, that's easy. There’s room for all and the expansive island, ample counterspace and functional layout will delight. The large fenced and turf outdoor space allows for the indoor / outdoor living that San Diegans prize. The oversize sliding glass doors bring the outdoors in and tactfully placed windows provide abundant natural light throughout. On the second floor you’ll find the primary suite, two bedrooms with a shared bath that offers double vanity sinks, and the dedicated laundry room. The icing on the cake is the 3rd floor loft area. Views of the surrounding mountains and a perfect TV, play, or game room. The fourth bedroom offers a huge walk-in closet with natural light as well as a full bath with double vanity sinks. There is a solar energy lease provided by Sunova to ensure energy efficiency and storage options galore. All window coverings and appliances convey. The Village of Montecito offers both popular and upscale amenities that will surely please the most discerning families. Central to schools, shopping, dining, entertainment, walking trails and parks. You’ll be in the heart of the resources that make Otay Ranch a family-first choice. Take advantage of this fabulous opportunity. Come see 1362 Ortega St. for yourself today!

Last Agent to Sell the Property

Leah McIvor

Coldwell Banker Realty License #01912055 Listed on: 07/26/2025

Coldwell Banker Realty

Last Buyer's Agent

Carol Christie

Compass License #00770126

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2018

Lot Details

  • 3,049 Sq Ft Lot
  • Density is up to 1 Unit/Acre

HOA Fees

  • $61 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • City Lights
  • Hills

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 2,594 Sq Ft Home
  • 3-Story Property
  • Great Room
  • Living Room
  • Den
  • Loft

Bedrooms and Bathrooms

  • 4 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Jack-and-Jill Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Rain Gutters

Location

  • Suburban Location

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

  • Tax Tract Number 16290
  • Assessor Parcel Number 6443461200
  • $4,240 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • Walters Management Association, Phone Number (858) 576-5595

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Pool
  • Community Spa

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 2018

Lot Details

3,049 Sq Ft Lot

HOA Fees

$61 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • Subdivision Name Other: MonteVilla
  • View: Yes
  • Zoning: R-1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 6443461200
  • Year Built: 2018
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 2594.00
  • Stories: 3
  • Common Walls: No Common Walls
  • Appliances: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Level: 1
  • Levels: Three Or More
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 389.36
  • Room Type: All Bedrooms Up, Den, Great Room, Jack & Jill, Kitchen, Laundry, Living Room, Loft, Primary Suite

Exterior Features

  • View: City Lights, Hills
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Laundry Features: Dryer Included, Individual Room, Upper Level, Washer Included
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Clubhouse, Management, Pool, Spa/Hot Tub
  • Association Fee: 61.00
  • Association Fee Frequency: Monthly
  • Association Name: Walters Management
  • Phone: 858-576-5595
  • Senior Community: No
  • Community Features: Curbs, Gutters, Sidewalks, Street Lights, Suburban

Lot Info

  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre
  • Lot Size Sq Ft: 3049.20
  • Lot Size Acres: 0.0700

Multi Family

  • Lease Considered: No
  • Lot Size Area: 0.0700 Acres
  • Number Of Units In Community: 104

Tax Info

  • Tax Tract Number: 16290
  • TaxOtherAnnualAssessmentAmount: 4240.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2025
Closed on
Oct 10, 2025
Sold by
Bought by
Seller's Agent
Leah McIvor
Coldwell Banker Realty
Buyer's Agent
Carol Christie
Compass
List Price
$1,040,000
Sold Price
$920,000
Premium/Discount to List
-$120,000
-11.54%
Views
118
Current Estimated Value
$952,409

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,409
Avg. Annual Appreciation
4.48%
Original Mortgage
$653,062
Outstanding Balance
$648,109
Interest Rate
6.35%
Mortgage Type
VA
Estimated Equity
$304,300

Purchase Details

Listed on
Apr 9, 2020
Closed on
Jul 3, 2020
Sold by
Bought by
Seller's Agent
Carol Mundell
Century 21 Affiliated
Buyer's Agent
Leah McIvor
Coldwell Banker Realty
List Price
$635,100
Sold Price
$634,500
Premium/Discount to List
-$600
-0.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.35%
Original Mortgage
$657,342
Interest Rate
3.1%
Mortgage Type
VA

Purchase Details

Closed on
Dec 3, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$598,003
Interest Rate
4.8%
Mortgage Type
VA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Otay Ranch, CA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$920,000 Equity Title
$634,500 First American Title Company
$579,000 Fidelity National Title Grou
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $653,062
Closed $657,342
Previous Owner $598,003
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2025 10/28/25 Sold $920,000 -8.9% $355 / Sq Ft
10/04/2025 10/04/25 Pending -- -- --
08/29/2025 08/29/25 Price Changed $1,010,000 -2.4% $389 / Sq Ft
08/13/2025 08/13/25 Price Changed $1,035,000 -0.5% $399 / Sq Ft
07/26/2025 07/26/25 For Sale $1,040,000 +63.9% $401 / Sq Ft
08/04/2020 08/04/20 Sold $634,500 +0.6% $245 / Sq Ft View Prior Sale
07/02/2020 07/02/20 Pending -- -- --
05/16/2020 05/16/20 Price Changed $631,000 -0.6% $243 / Sq Ft
04/20/2020 04/20/20 Price Changed $635,000 0.0% $245 / Sq Ft
04/09/2020 04/09/20 For Sale $635,100 -- $245 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $13,034 $920,000 $373,465 $546,535
2025 $12,316 $686,800 $278,800 $408,000
2024 $12,316 $673,334 $273,334 $400,000
2023 $11,851 $660,132 $267,975 $392,157
2022 $11,371 $647,189 $262,721 $384,468
2021 $10,982 $634,500 $257,570 $376,930
2020 $10,227 $590,478 $239,700 $350,778
2019 $9,970 $578,900 $235,000 $343,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2505699

California Regional Multiple Listing Service (CRMLS)

APN: 644-346-12

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