$930,000
SOLD SEP 26, 2025

14 Germantown Rd Derry, NH 03038

2 Beds
2 Baths
2,255 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$412 Per Sq Ft

28% Below List Price

48 Days on Market

Highlights

  • Lake Front
  • Access To Lake
  • Colonial Architecture
  • Private Dock
  • Boat Slip
  • Lake, Pond or Stream

About This Home

As of September 2025

OPEN HOUSE CANCELED

Big Island Pond Waterfront Gem – Year-Round Living with Stunning Lake Views

Experience lakefront living at its finest in this beautifully updated, year-round home on the coveted shores of Big Island Pond. With 50 feet of direct waterfront, a private dock, and a sandy-bottom shoreline, this property offers the perfect retreat for boating, swimming, and year-round recreation.
Set on a level, manicured lot, this home boasts panoramic views of the lake from multiple rooms. The remodeled kitchen features granite countertops, double ovens, a tile backsplash, and radiant heat flooring. An expansive dining room is perfect for hosting gatherings, while the oversized living room features a custom-built pine fireplace with granite surround and built-in bookshelves—ideal for cozy evenings by the fire. Enjoy the beauty of every season from the three-season sunroom and appreciate the convenience of solid surface flooring throughout the first level. With three heating and air conditioning zones, comfort is easily managed in every part of the home. Additional features include a laundry chute, heat lamps in the bathroom, and a whole-house water filtration system. Nature lovers will enjoy nearby walking and snowmobile trails, and commuters will appreciate being just 50 minutes from Boston and close to Manchester Airport. Don’t miss your chance to own this exceptional waterfront property where comfort, convenience, and natural beauty come together.

Last Agent to Sell the Property

Nancy Antell

Coldwell Banker Realty Bedford NH Brokerage Phone: 978-771-1949 License #072409 Listed on: 06/13/2025

Coldwell Banker Realty Bedford NH

Last Buyer's Agent

Connie Mullen

The Mullen Realty Group, LLC License #066670

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,750

Year Built

  • Built in 1965

Lot Details

  • 6,098 Sq Ft Lot
  • Lake Front
  • Level Lot

Parking

  • 2 Car Garage

Home Design

  • Colonial Architecture
  • Garrison Architecture
  • Vinyl Siding

Interior Spaces

  • 2,255 Sq Ft Home
  • Property has 2 Levels
  • Woodwork
  • Whole House Fan
  • Fireplace
  • Natural Light
  • Blinds
  • Window Screens
  • Mud Room
  • Living Room
  • Dining Area
  • Den
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Double Oven
  • ENERGY STAR Qualified Refrigerator
  • ENERGY STAR Qualified Dishwasher

Flooring

  • Wood
  • Carpet
  • Radiant Floor
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Accessible Home Design

  • Accessible Full Bathroom
  • Hard or Low Nap Flooring

Outdoor Features

  • Access To Lake
  • Nearby Water Access
  • Deep Water Access
  • Boat Slip
  • Private Dock
  • Access to a Dock
  • Lake, Pond or Stream

Location

  • Flood Zone Lot

Schools

  • East Derry Memorial Elementary School
  • West Running Brook Middle Sch
  • Pinkerton Academy High School

Utilities

  • Mini Split Air Conditioners
  • Mini Split Heat Pump
  • Hot Water Heating System
  • Programmable Thermostat
  • Septic Tank

Listing and Financial Details

  • Tax Block 87
  • Assessor Parcel Number 19

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,750

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Directions: Route 93 to Exit 3, Route 111 East, left onto Island Pond Road, right onto North Shore Road, right onto Germantown Road, follow to end on left.
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1965
  • Display On Internet: High Speed Intrnt Avail,Cable Internet
  • Architectural Style: Colonial, Garrison
  • ResoLotFeatures: Lake Access, Lake Frontage, Lake View, Landscaped, Level, Recreational, Views, Water View, Waterfront, Near Golf Course, Near Shopping, Near Snowmobile Trails, Neighborhood
  • Road Frontage Type: Dirt, Private Road, Shared, Privately Maintained
  • PropertySubType: Single Family Residence
  • Attribution Contact: Cell: 978-771-1949
  • MLS Status: (20) Closed - Closed
  • Above Grade Finished Sq Ft: 2255.0
  • Reso Accessibility Features: 1st Floor Full Bathroom, 1st Floor Hrd Surfce Flr, Bathroom w/Tub, Hard Surface Flooring, Paved Parking, 1st Floor Laundry
  • Reso Interior Features: Attic with Hatch/Skuttle, Blinds, Dining Area, Gas Fireplace, 1 Fireplace, Laundry Hook-ups, LED Lighting, Natural Light, Natural Woodwork, Programmable Thermostat, 1st Floor Laundry
  • Unit Levels: Two
  • ResoPropertyCondition: Existing
  • Flood_Zone: Yes
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • Room_1_Type: Living Room
  • Room_2_Type: Eat-in Kitchen
  • Room_4_Type: Bedroom
  • Room_5_Type: Bedroom
  • Room_6_Type: Office/Study
  • Room_7_Type: Sunroom
  • Room_8_Type: Mudroom
  • Water_Body_Access: Yes
  • Water_Body_Type: Lake
  • Water_View: Yes
  • Water_Access_Details: Deep Water Access, Directly Adjoining, Dock Access
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: ENERGY STAR Qualified Dishwasher, Other, Double Oven, Electric Range, ENERGY STAR Qualified Refrigerator, Electric Water Heater
  • Total Bedrooms: 2
  • Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Basement: Crawl Space
  • Other Equipment: Portable Generator
  • Basement YN: No
  • Full Bathrooms: 2

Exterior Features

  • Driveway: Paved
  • Exterior Features: Boat Slip, Invisible Pet Fence, Partial Fence, Natural Shade, Private Dock, Window Screens, Double Pane Window(s)
  • Roof: Architectural Shingle
  • Water Body Name: Big Island Pond
  • Construction Type: Vinyl Siding
  • Waterfront: Yes
  • Exclusions: Ring security system
  • Foundation Details: Poured Concrete

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Parking Spaces 4

Utilities

  • Electric: 100 Amp Service, Circuit Breakers
  • Sewer: 500 Gallon, Drywell, Private Sewer, Septic Tank
  • Heating: Propane, Hot Water, Zoned, Radiant Floor, Mini Split
  • Cooling: Zoned, Whole House Fan, Mini Split
  • Utilities: Cable Available, Propane
  • Water Source: Driven Point

Schools

  • Elementary School: East Derry Memorial Elem
  • High School: Pinkerton Academy
  • Middle Or Junior School: West Running Brook Middle Sch

Lot Info

  • Surveyed: Yes
  • Zoning: Residential
  • Lot Size Acres: 0.14
  • Lot Size Sq Ft: 6098.0

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 16750.0
  • Tax Block: 87
  • Tax Lot: 0
  • Tax Map Number: 19

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Sep 26, 2025
Sold by
Cote Gilles J and Cote Clemence F
Bought by
Clorite Christopher P and Clorite Sara T
Seller's Agent
Nancy Antell
Coldwell Banker Realty Bedford NH
Buyer's Agent
Connie Mullen
The Mullen Realty Group, LLC
List Price
$1,300,000
Sold Price
$930,000
Premium/Discount to List
-$370,000
-28.46%
Views
114

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
410.51%
Original Mortgage
$505,000
Outstanding Balance
$505,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$571,969

Purchase Details

Closed on
Mar 13, 2002
Sold by
Boyle Steven M
Bought by
Cote Gilles J and Cote Clemence F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,500
Interest Rate
7.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 1996
Sold by
Cunningham Teresa and Cunningham Arthur J
Bought by
Boyle Steven M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,400
Interest Rate
6.99%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $930,000 --
Warranty Deed $255,200 --
Warranty Deed $156,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $505,000 New Conventional
Previous Owner $112,500 Purchase Money Mortgage
Previous Owner $140,400 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $930,000 -19.1% $412 / Sq Ft
07/07/2025 07/07/25 Price Changed $1,150,000 -11.5% $510 / Sq Ft
06/13/2025 06/13/25 For Sale $1,300,000 -- $576 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,750 $896,200 $582,500 $313,700
2023 $16,211 $783,900 $510,100 $273,800
2022 $14,925 $783,900 $510,100 $273,800
2021 $12,239 $494,300 $301,400 $192,900
2020 $12,031 $494,300 $301,400 $192,900
2019 $1,471 $433,700 $257,700 $176,000
2018 $1,455 $433,700 $257,700 $176,000
2017 $11,359 $393,600 $231,400 $162,200
2016 $10,651 $393,600 $231,400 $162,200
2015 $11,002 $376,400 $231,400 $145,000
2014 $11,074 $376,400 $231,400 $145,000
2013 $11,853 $376,400 $230,100 $146,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 5046419

PrimeMLS

APN: DERY-000019-000000-000087