NOT LISTED FOR SALE

1439 Umbdenstock Rd Elgin, IL 60123

Estimated Value: $419,594 - $456,000

5 Beds
3 Baths
2,200 Sq Ft
$198/Sq Ft Est. Value

Last Sold June 12, 2015

Last sale price $250,000 $114 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $3,197/month

3 Days on Market

Highlights

  • Contemporary Architecture
  • Walk-In Pantry
  • Breakfast Bar
  • South Elgin High School Rated A-
  • Attached Garage
  • Brick Porch or Patio

About This Home

As of June 2015

VERY SPACIOUS, TRUE 5 BEDROOMS, 2 STORY FAMILY ROOM, NEUTRAL DECOR. HARDWOOD FLOORS AND NEWER CARPETING. NEWER DISHWASHER, FRIDGE, WASHER AND DRYER. HOT WATER HEATER 3 YEARS OLD.LARGE MASTER BEDROOM, PLENTY OF ROOM THROUGHOUT. GREAT FLOOR PLAN. OAK RAILINGS, PAVER PATIO. THIS HOME HAS A LOT TO OFFER

Last Listed By

Michael Loiacono

Royce Group Real Estate Co. License #471005414 Listed on: 04/13/2015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,158

Year Built

  • 1996

Lot Details

  • 10,019

HOA Fees

  • $8 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Garage Is Owned

Home Design

  • Contemporary Architecture
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Dining Area
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Disposal

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Brick Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,158

Year Built

1996

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Contemporary
  • Type Detached: 2 Stories
  • Estimated Year Built: 1996
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Number Of Rooms: 10
  • Living Room: Dimensions: 18X13, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: Humidifier, TV-Cable, CO Detectors, Ceiling Fan, Sump Pump
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 5
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 5
  • Laundry: Dimensions: 7X6, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: 5th Bedroom, Eating Area
  • Master Bedroom: Dimensions: 18X12, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 2 Name: Eating Area, Dimensions: 10X9, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Wood Laminate, Windows: All
  • Bedroom 4: Dimensions: 11X10, On Level: 2nd Level, Flooring: Wood Laminate, Windows: All
  • Estimated Sq Ft: 2200
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X14, On Level: Main Level, Flooring: Carpet, Windows: All

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Exterior Property Features: Brick Paver Patio
  • Acreage: 0.23

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 100

Schools

  • School District: 46
  • Elementary School: FOX MEADOW ELEMENTARY SCHOOL
  • Middle School: KENYON WOODS MIDDLE SCHOOL
  • High School: SOUTH ELGIN HIGH SCHOOL
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 70X144
  • Parcel Identification Number: 0633183003

Tax Info

  • Taxes: 5729.60

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 16, 2023
Sold by
Kowalewski Phillip P and Kowalewski Nicole J
Bought by
Kowalewski Nicole J
Total Days on Market
3
Current Estimated Value
$435,649

Purchase Details

Listed on
Apr 13, 2015
Closed on
Jun 12, 2015
Sold by
Pottow Bryan A and Valdivia Fernando
Bought by
Kowalewski Phillip P and Kowalewski Nicole J
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Ralph Binetti
RE/MAX Suburban
List Price
$249,900
Sold Price
$250,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.50%
Original Mortgage
$225,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 2, 2011
Sold by
Hebeisen Daniel and Hebeisen Tamara
Bought by
Pottow Bryan A and Valdivia Fernando

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,950
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 1996
Sold by
American National Bk & Tr Co Of Chicago
Bought by
Hebeisen Daniel and Hebeisen Tamara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,000
Interest Rate
7.91%
Mortgage Type
Balloon

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kowalewski Nicole J -- Stewart Title
Kowalewski Phillip P $250,000 First American Title Ins Co
Pottow Bryan A $201,000 Republic Title Co
Hebeisen Daniel $185,000 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kowalewski Phillip P $209,000
Previous Owner Kowalewski Phillip P $225,000
Previous Owner Pottow Bryan A $190,950
Previous Owner Hebeisen Daniel $34,134
Previous Owner Hebeisen Daniel $192,000
Previous Owner Hebeisen Daniel $180,000
Previous Owner Hebeisen Daniel $176,000
Previous Owner Hebeisen Daniel $157,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2015 06/12/15 Sold $250,000 0.0% $114 / Sq Ft
04/16/2015 04/16/15 Pending -- -- --
04/13/2015 04/13/15 For Sale $249,900 -- $114 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,158 $115,435 $25,582 $89,853
2022 $8,607 $105,256 $23,326 $81,930
2021 $8,244 $98,407 $21,808 $76,599
2020 $8,021 $93,945 $20,819 $73,126
2019 $7,798 $89,488 $19,831 $69,657
2018 $7,742 $84,303 $18,682 $65,621
2017 $7,580 $79,696 $17,661 $62,035
2016 $7,246 $73,937 $16,385 $57,552
2015 -- $67,770 $15,018 $52,752
2014 -- $60,650 $14,833 $45,817
2013 -- $62,250 $15,224 $47,026
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08888843

Midwest Real Estate Data (MRED)

APN: 06-33-183-003