NOT LISTED FOR SALE

1440 Fern Flat Rd Aptos, CA 95003

Estimated Value: $1,216,000 - $1,460,775

4 Beds
2 Baths
2,067 Sq Ft
$666/Sq Ft Est. Value

Last Sold February 25, 2025

Last sale price $1,300,000 $629 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $7,935/month

11 Days on Market

Highlights

  • 3.62 Acre Lot
  • Wood Burning Stove
  • Solar owned by seller
  • Aptos High School Rated A-
  • 1 Car Detached Garage
  • Ceiling Fan

About This Home

As of February 2025

Located less than 10 minutes from the heart of the Aptos Village, 1440 Fern Flat is your very own oasis of sunshine and privacy. Built in 1981 by a local teacher, the design of this home blends beautifully with the incredible natural surroundings. You will fall in love with the stunning acreage that this very special home sits on.Incredibly lush, there are multiple garden areas, an abundance of mature fruit trees, and direct access to scenic hiking trails through the redwood forest. Some of the most notable features include soaring high open beam ceilings, stunning views from every window, and an ideal floor plan that includes 4 comfortable bedrooms, 2 full bathrooms, reading nooks, and space for a home office or gym. The luxurious primary bedroom suite opens onto a private deck where you can enjoy the expansive vistas over the gardens and into the forest. Imagine getting to wake up to this every day! Theres plenty of parking plus a 1 car garage offering additional room for vehicles and storage. Another very special bonus is the original building on the property (the artists cabin) which could serve as an office, hobby space, or you could explore converting it to an additional living unit. This is close in country at its finest!

Last Agent to Sell the Property

Daniel Oster

Coldwell Banker Realty License #01381869 Listed on: 01/15/2025

Coldwell Banker Realty

Last Buyer's Agent

Jerid K. Kiedrowski

Allen Property Group, Inc. License #01442064

Allen Property Group, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1981

Lot Details

  • 3.62 Acre Lot
  • Zoning described as SU

Parking

  • 1 Car Detached Garage
  • Uncovered Parking

Home Design

  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 2,067 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Stove
  • Living Room with Fireplace
  • Dining Area

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Space Heater
  • Propane
  • Water Filtration System
  • Well
  • Septic Tank

Additional Features

  • Solar owned by seller
  • Horses Potentially Allowed on Property

Listing and Financial Details

  • Assessor Parcel Number 105-391-22-000

Home Details

Home Type

Single Family

Year Built

Built in 1981

Lot Details

0

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2067
  • Year Built: 1981
  • Zoning Description: SU
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Living Room, Wood Stove
  • Dining Room: Dining Area
  • Living Sq Ft: 2067
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Composition
  • Horse Property: Possible

Garage/Parking

  • Garage Spaces: 1
  • Garage Parking Features: Detached Garage, Room for Oversized Vehicle, Uncovered Parking

Utilities

  • Cooling System: Ceiling Fan
  • Heating System: Electric, Space Heater, Stove - Wood
  • Sewer/Septic System: Septic Connected

Lot Info

  • Parcel Number: 105-391-22-000
  • Lot Acres: 3.6150
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 157469.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 157469.00

Multi Family

  • Utilities: Propane On Site, Public Utilities, Solar Panels - Owned

MLS Schools

  • High School District Text: Pajaro Valley Unified

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2025
Closed on
Feb 11, 2025
Sold by
Willis Leonard
Bought by
Church Marcia A and Ritchey Thad R
Seller's Agent
Daniel Oster
Coldwell Banker Realty
Buyer's Agent
Jerid K. Kiedrowski
Allen Property Group, Inc.
List Price
$1,375,000
Sold Price
$1,300,000
Premium/Discount to List
-$75,000
-5.45%
Views
37
Current Estimated Value
$1,377,444

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$77,444
Avg. Annual Appreciation
6.49%
Original Mortgage
$845,000
Outstanding Balance
$839,998
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$537,446

Purchase Details

Closed on
Sep 1, 2004
Sold by
Willis Catherine A
Bought by
Willis Leonard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$581,250
Interest Rate
5.46%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jul 21, 2003
Sold by
Willis Leonard
Bought by
Willis Leonard and Willis Catherine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,750
Interest Rate
8.24%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 18, 2003
Sold by
Willis Catherine A
Bought by
Willis Leonard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,750
Interest Rate
8.24%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 9, 2003
Sold by
Dodd Thomas C and Dodd Pamela Yarling
Bought by
Willis Leonard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,750
Interest Rate
8.24%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Church Marcia A $1,300,000 First American Title
Willis Leonard -- Santa Cruz Title Company
Willis Leonard -- First American Title Co
Willis Leonard $575,000 First American Title Co
Willis Leonard $575,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Church Marcia A $845,000
Previous Owner Willis Leonard $581,250
Previous Owner Willis Leonard $488,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/25/2025 02/25/25 Sold $1,300,000 -5.5% $629 / Sq Ft
01/26/2025 01/26/25 Pending -- -- --
01/15/2025 01/15/25 For Sale $1,375,000 -- $665 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,387 $817,533 $497,629 $319,904
2023 $9,233 $785,787 $478,305 $307,482
2022 $9,057 $770,380 $468,927 $301,453
2021 $8,779 $755,274 $459,732 $295,542
2020 $8,650 $747,529 $455,018 $292,511
2019 $8,337 $732,872 $446,096 $286,776
2018 $8,128 $718,502 $437,349 $281,153
2017 $8,067 $704,414 $428,774 $275,640
2016 $7,857 $690,602 $420,367 $270,235
2015 $7,789 $680,229 $414,053 $266,176
2014 $7,623 $666,904 $405,942 $260,962
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81988774

MLSListings

APN: 105-391-22-000