$829,000

14540 Stirrup Ln Galena, MD 21635

Estimated payment $5,100/month

Total Views 19,270
4 Beds
3 Baths
3,388 Sq Ft
$245 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Pier or Dock
  • Access to Tidal Water
  • 5 Dock Slips
  • Parking available for a boat
  • Spa

About This Home

Tucked away in the exclusive waterfront enclave of Fox Hole Estates, this serene retreat offers an exceptional blend of luxury, privacy, and natural beauty. Overlooking the beautiful Sassafras River, this beautifully renovated residence is designed to impress the discerning buyer seeking peace without compromise.

The home’s inviting interior features rich hardwood floors, vaulted ceilings, and expansive windows that frame sweeping views of woodlands and water. The open-concept layout flows from the dramatic entryway into multiple refined living and dining spaces—perfect for both quiet relaxation and elegant entertaining.

A chef’s kitchen, beautifully updated with generous prep space and an eat-in layout, anchors the heart of the home. It opens to a gracious living area with a wood-burning fireplace and panoramic views that bring the outside in.

Step outdoors to discover a private oasis: a spacious deck ideal for summer gatherings, a screened-in porch perfect for cool evenings, and a hot tub for year-round enjoyment—all surrounded by a rolling lawn and mature landscaping that bursts with color each spring and fall.

The adjacent, lightly used community dock offers approximately 4+ MLW and direct access to the Chesapeake Bay, ideal for boating enthusiasts. Though the property is separated from the riverbank by a 100-foot HOA-owned greenbelt, your waterfront experience is seamless thanks to the dock being located next to the property.

Fox Hole Estates enhances the lifestyle with community amenities including a shared dock, picnic area, and outdoor boat storage. Optional turnkey furnishings are available to make your transition seamless.

This is more than a home—it’s a destination. Discover your Eastern Shore legacy, tour this home while it's available!

Listing Agent

Benuel Esh

Keller Williams Elite License #RS329980 Listed on: 05/23/2025

Keller Williams Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,847

Year Built

  • Built in 1989 | Remodeled in 2022

Lot Details

  • 1.87 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • East Facing Home
  • Landscaped
  • No Through Street
  • Level Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned CAR

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Driveway
  • Parking available for a boat

Property Views

  • River
  • Woods

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Wood Frame Window
  • Insulated Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Den
  • Sun or Florida Room
  • Fire and Smoke Detector

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • <<bathWithWhirlpoolToken>>

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Basement with some natural light

Accessible Home Design

  • More Than Two Accessible Exits

Pool

  • Spa
  • Outdoor Shower

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • River Nearby
  • Physical Dock Slip Conveys
  • 5 Dock Slips
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • 6 Powered Boats Permitted
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Shed
  • Playground
  • Rain Gutters
  • Porch

Schools

  • Galena Elementary School
  • Kent County Middle School
  • Kent County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Underground Utilities
  • 200+ Amp Service
  • Well
  • Propane Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 1501022784

Community Details

Overview

  • $250 Capital Contribution Fee
  • Association fees include pier/dock maintenance, common area maintenance
  • Fox Hole Estates HOA
  • Foxhole Estates Subdivision

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,847

Year Built

Built in 1989 | Remodeled in 2022

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Furniture and decor is not included in the advertised price, but can be purchased seperately
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/23/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1989
  • Year Renovated: 2022
  • Remarks Public: Tucked away in the exclusive waterfront enclave of Fox Hole Estates, this serene retreat offers an exceptional blend of luxury, privacy, and natural beauty. Overlooking the beautiful Sassafras River, this beautifully renovated residence is designed to impress the discerning buyer seeking peace without compromise. The home’s inviting interior features rich hardwood floors, vaulted ceilings, and expansive windows that frame sweeping views of woodlands and water. The open-concept layout flows from the dramatic entryway into multiple refined living and dining spaces—perfect for both quiet relaxation and elegant entertaining. A chef’s kitchen, beautifully updated with generous prep space and an eat-in layout, anchors the heart of the home. It opens to a gracious living area with a wood-burning fireplace and panoramic views that bring the outside in. Step outdoors to discover a private oasis: a spacious deck ideal for summer gatherings, a screened-in porch perfect for cool evenings, and a hot tub for year-round enjoyment—all surrounded by a rolling lawn and mature landscaping that bursts with color each spring and fall. The adjacent, lightly used community dock offers approximately 4+ MLW and direct access to the Chesapeake Bay, ideal for boating enthusiasts. Though the property is separated from the riverbank by a 100-foot HOA-owned greenbelt, your waterfront experience is seamless thanks to the dock being located next to the property. Fox Hole Estates enhances the lifestyle with community amenities including a shared dock, picnic area, and outdoor boat storage. Optional turnkey furnishings are available to make your transition seamless. This is more than a home—it’s a destination. Discover your Eastern Shore legacy, tour this home while it's available!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Gas, Dishwasher, Refrigerator, Stainless Steel Appliances, Dryer, Washer
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Wood Floors, Combination Kitchen/Dining, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Upgraded Countertops, Whirlpool/Hottub
  • Window Features: Double Pane, Wood Frame
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Sun/Florida Room, Great Room, Laundry, Office
  • Basement: Yes
  • Basement Type: Walkout Level, Daylight, Partial, Outside Entrance
  • Basement Finished Percent: 50.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor, Has Laundry
  • Total Sq Ft: 3696
  • Living Area Sq Ft: 3388
  • Price Per Sq Ft: 336.44
  • Above Grade Finished Sq Ft: 2464
  • Below Grade Finished Sq Ft: 924
  • Below Grade Sq Ft: 308
  • Total Below Grade Sq Ft: 1232
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14540

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Brick
  • Exterior Features: Boat Storage, Exterior Lighting, Gutter System, Hot Tub, Outside Shower, Play Area, Sidewalks
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle, Asphalt
  • Spa: No
  • View: River, Water, Trees/Woods
  • Water Access Features: Boat - Powered, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: SASSAFRAS River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Security: Fire Detection System
  • Sewer/Septic System: On Site Septic
  • Utilities: Electric Available, Propane, Under Ground
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pier/Dock
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Common Area Maintenance
  • HOA Name: FOX HOLE ESTATES
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 250.00

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • Elementary School: GALENA
  • Middle School: KENT COUNTY
  • High School: KENT COUNTY
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139164602
  • School District Source: Listing Agent
  • Elementary School: GALENA
  • High School: KENT COUNTY
  • Middle Or Junior School: KENT COUNTY

Lot Info

  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Front Yard, Landscaping, No Thru Street, Rear Yard, Sloping, Level
  • Lot Size Acres: 1.87
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 81457.00
  • Outdoor Living Structures: Porch(es), Deck(s), Screened
  • Property Condition: Excellent, Very Good
  • Year Assessed: 2025
  • Zoning: CAR
  • Zoning Description: Residential
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: Yes
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5847.00
  • Assessor Parcel Number: 1501022784
  • Tax Lot: 21
  • Tax Total Finished Sq Ft: 3388
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,907 $515,600 $0 $0
2023 $5,211 $463,100 $204,200 $258,900
2022 $5,211 $458,300 $0 $0
2021 $10,316 $453,500 $0 $0
2020 $5,148 $448,700 $204,200 $244,500
2019 $10,158 $444,600 $0 $0
2018 $5,115 $440,500 $0 $0
2017 $5,003 $436,400 $0 $0
2016 -- $436,400 $0 $0
2015 $4,026 $436,400 $0 $0
2014 $4,026 $439,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Price Changed $829,000 -1.2% $245 / Sq Ft
06/28/2025 06/28/25 Price Changed $839,000 -1.2% $248 / Sq Ft
06/20/2025 06/20/25 Price Changed $849,000 -1.2% $251 / Sq Ft
06/12/2025 06/12/25 Price Changed $859,000 -1.2% $254 / Sq Ft
06/03/2025 06/03/25 Price Changed $869,000 -1.1% $256 / Sq Ft
05/23/2025 05/23/25 For Sale $879,000 +36.3% $259 / Sq Ft
07/27/2022 07/27/22 Sold $645,000 -4.4% $190 / Sq Ft
06/16/2022 06/16/22 Pending -- -- --
05/11/2022 05/11/22 For Sale $675,000 -- $199 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $645,000 Kirsh Title
Deed $418,000 --
Deed $238,000 --
Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $508,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $240,000 New Conventional
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDKE2005226

Bright MLS

APN: 01-022784