NOT LISTED FOR SALE

1475 Spencer Hamilton Rd Loretto, KY 40037

Estimated Value: $303,000 - $362,438

3 Beds
2.5 Baths
2,204 Sq Ft
$157/Sq Ft Est. Value

Last Sold July 28, 2023

Last sale price $316,900 $144 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,016/month

10 Days on Market

Highlights

  • No HOA
  • Central Air
  • Heating Available
  • Patio

About This Home

As of July 2023

Welcome to peaceful county living at its best!. This beautiful ranch style home offers just that plus you will be getting gorgeous views with 4.23 acres, a pond, barn, shed, and a pergola for morning coffee or nighttime dinners. The sunsets are spectacular and you will want to spend as much time outdoors as possible. But, if you must go inside then you will enjoy cozying up to your choice of 2 fireplaces. The huge family room offers amazing space for family gatherings. This homes offers 3 bedrooms, 2 1⁄2 bathrooms, eat-in kitchen, formal dining/living room, and of course that large family room. The location of this home couldn't get any better. If its nature you want, country living, or to be close to the bourbon trail, then this home has everything you are looking for. For more information or to schedule your viewing reach out to me or your realtor today.

Last Agent to Sell the Property

Gale Neagle

Semonin REALTORS License #206175 Listed on: 06/08/2023

Semonin REALTORS

Last Buyer's Agent

Tracy French

RE/MAX Premier Properties License #218217

RE/MAX Premier Properties

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • 4.24

Parking

  • Driveway

Home Design

  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 2,204 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating Available
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 021-128
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

4.24 Acres

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: No
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 2204.0
  • Architectural Style: Ranch
  • Reso Other Structures: Outbuilding
  • ResoBuildingAreaSource: Other
  • Dining Room Level: First
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Ranch: Yes
  • Lot Description:Pond: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Bedroom Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • Basement:None6: Yes

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 4.24
  • Construction Type: Brick
  • Foundation Details: Crawl Space, Concrete Blk
  • Patio And Porch Features: Patio
  • Construction:Brick3: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Garageparkingdriveway: Yes

Utilities

  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 184694.4
  • ResoLotSizeUnits: Acres
  • Parcel #: 021-128
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1978

Tax Info

  • Tax Block: 00
  • Tax Lot: 00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2023
Closed on
Jul 28, 2023
Sold by
Smith Sara Deane and Rella Justine A
Bought by
Cosson Crystal Dawn and Duddy Matthew William
Seller's Agent
Gale Neagle
Semonin REALTORS
Buyer's Agent
Tracy French
RE/MAX Premier Properties
List Price
$329,900
Sold Price
$316,900
Premium/Discount to List
-$13,000
-3.94%
Views
42
Current Estimated Value
$346,110

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,210
Avg. Annual Appreciation
3.50%
Original Mortgage
$231,400
Outstanding Balance
$225,522
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$120,588

Purchase Details

Listed on
Sep 3, 2021
Closed on
Oct 25, 2021
Sold by
Spalding James Frederick and Spalding Mary Gayle
Bought by
Smith Sara Deane and Rella Justine A
Seller's Agent
Harold Wimsett
Coldwell Banker McMahan
Buyer's Agent
Gale Neagle
Semonin REALTORS
List Price
$299,950
Sold Price
$298,000
Premium/Discount to List
-$1,950
-0.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.56%
Original Mortgage
$238,400
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Cosson Crystal Dawn $316,900 Limestone Title& Escrow Llc
Smith Sara Deane $298,000 None Available
Smith Sara Deane $298,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cosson Crystal Dawn $231,400
Previous Owner Smith Sara Deane $238,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/28/2023 07/28/23 Sold $316,900 -3.9% $144 / Sq Ft
06/18/2023 06/18/23 Pending -- -- --
06/08/2023 06/08/23 For Sale $329,900 +10.7% $150 / Sq Ft
10/25/2021 10/25/21 Sold $298,000 -0.7% $136 / Sq Ft View Prior Sale
09/07/2021 09/07/21 Pending -- -- --
09/03/2021 09/03/21 For Sale $299,950 -- $137 / Sq Ft
Source: Metro Search, Inc.

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,790 $316,900 $316,900 $0
2024 $2,814 $316,900 $316,900 $0
2023 $2,673 $298,000 $298,000 $0
2022 $2,694 $298,000 $298,000 $0
2021 $2,116 $230,000 $230,000 $0
2020 $2,132 $230,000 $230,000 $0
2019 $702 $115,000 $115,000 $0
2018 $724 $115,000 $115,000 $0
2017 $724 $115,000 $115,000 $0
2015 $690 $115,000 $115,000 $0
2012 $984 $115,000 $115,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1638276

Metro Search, Inc.

APN: 021-128

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