NOT LISTED FOR SALE

1505 Circle Dr Annapolis, MD 21409

Estimated Value: $1,702,000 - $1,992,000

4 Beds
3.5 Baths
3,260 Sq Ft
$568/Sq Ft Est. Value

Last Sold November 08, 2023

Last sale price $1,925,000 $590 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $10,694/month

Highlights

  • 125 Feet of Waterfront
  • 3 Dock Slips
  • Pier
  • Arnold Elementary School Rated 10
  • Beach
  • Pier or Dock

About This Home

As of November 2023

Charming deep water home on Chase Creek in Winchester-on-the-Severn. Over 3,200 sqft of living space spread across 3 levels with walls of glass to capture the serene water views. Open bright interior, totally renovated kitchen and 4 ultra luxe baths. Deep water pier with 50' slip, 20,000 boat lift, PWC lift & 50 amp shore power. To many upgrades to list including: Architectural shingle roof, Paver drwy, 20KW Generator, Outdoor shower, Sauna, (2) waterside composite decks, custom landscaping, lighting and terracing. Just minutes to Rt. 50 and downtown Annapolis. Winchester-on-the-Severn is a fabulous community with public water, natural gas and THE best private beach on the Severn River. The community amenities are second to none, including a boat ramp, (4) piers, marina, beach pavilion, playground, and dog beach, plus the Chase Creek swim club and the B&A Trail is right up the street. Located in the Blue-Ribbon Broadneck School district and just 5 miles to downtown Annapolis and Severna Park. Convenient to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., the location provides the very best this region has to offer in a 30-mile radius. If you are looking for a truly unique property with stunning water views and a great neighborhood setting, this is one opportunity you don't want to miss!

Last Agent to Sell the Property

Brad Kappel

(410) 279-9476 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 09/20/2023

TTR Sotheby's International Realty

Last Buyer's Agent

Georgie Berkinshaw

(443) 994-4456 gabopf@aol.com Coldwell Banker Realty License #89112

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,266

Year Built

  • Built in 1966 | Remodeled in 2014

Lot Details

  • 0.47 Acre Lot
  • 125 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Cul-De-Sac
  • Northwest Facing Home
  • Property has an invisible fence for dogs
  • Split Rail Fence
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Premium Lot
  • Wooded Lot
  • Property is in excellent condition
  • Property is zoned R2

Property Views

  • Water
  • Scenic Vista

Home Design

  • Coastal Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Paneling
  • Wainscoting
  • Whole House Fan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Screen For Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • French Doors
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Utility Room
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Heated Floors
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Dual Flush Toilets

Laundry

  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Laundry in Basement
  • Natural lighting in basement

Home Security

  • Monitored
  • Motion Detectors
  • Fire and Smoke Detector
  • Flood Lights

Parking

  • 3 Parking Spaces
  • Stone Driveway

Outdoor Features

  • Outdoor Shower
  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Sun Deck
  • Sail
  • Electric Hoist or Boat Lift
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Lake Privileges
  • Balcony
  • Deck
  • Patio
  • Playground

Schools

  • Arnold Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Hot Water Baseboard Heater
  • Power Generator
  • Tankless Water Heater
  • Natural Gas Water Heater
  • Septic Tank

Additional Features

  • Energy-Efficient Appliances
  • Property is near creek

Listing and Financial Details

  • Tax Lot 107
  • Assessor Parcel Number 020390932421755

Community Details

Overview

  • No Home Owners Association
  • Winchester On The Severn HOA
  • Winchester On The Severn Subdivision, Chase Creek Waterfront Floorplan

Recreation

  • Pier or Dock
  • Mooring Area
  • Beach
  • Community Playground
  • Pool Membership Available
  • Fishing Allowed

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,266

Year Built

Built in 1966 | Remodeled in 2014

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1966
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Washer, Dryer - Front Loading, Energy Efficient Appliances, Dual Flush Toilets, Microwave, Washer - Front Loading
  • Flooring Type: Ceramic Tile, Hardwood, Heated
  • Interior Amenities: Attic, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Table Space, Dining Area, Breakfast Area, Built-Ins, Crown Moldings, Primary Bath(s), Window Treatments, Wood Floors, Upgraded Countertops, Wainscotting, Wet/Dry Bar, Recessed Lighting, Floor Plan - Open
  • Window Features: Screens, Skylights
  • Fireplace Features: Mantel(s), Screen, Gas/Propane, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French, Sliding Glass
  • Wall Ceiling Types: Paneled Walls
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Utility Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Daylight, Full, Improved, Walkout Level, Fully Finished, Heated
  • Laundry Type: Upper Floor, Basement
  • Total Sq Ft: 3260
  • Living Area Sq Ft: 3260
  • Price Per Sq Ft: 820.35
  • Above Grade Finished Sq Ft: 2310
  • Below Grade Finished Sq Ft: 950
  • Total Below Grade Sq Ft: 950
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Outside Shower, Flood Lights, Play Area
  • Roof: Asphalt
  • View: Water, Scenic Vista
  • Water Access Features: Private Access, Boat - Powered, Canoe/Kayak, Fishing Allowed, Sail
  • Water Access: Yes
  • Water Body Name: CHASE CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 125

Garage/Parking

  • Garage: No
  • Parking Features: Stone Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 3

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Whole House Fan
  • Electric Service: Generator
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Heat Pump(s), Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Tankless, Natural Gas
  • Security: 24 Hour Security, Monitored, Motion Detectors, Security System, Smoke Detector, Surveillance Sys
  • Sewer/Septic System: Septic Exists
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges, Mooring Area, Pool Mem Avail
  • HOA Name: WINCHESTER-ON-THE-SEVERN
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ARNOLD
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Fencing: Rear, Invisible, Split Rail
  • Lot Features: Cul-De-Sac, Premium, Trees/Wooded, Landscaping, Private
  • Lot Size Acres: 0.47
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20296.00
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Green Features

  • Green Water Conservation: Low-Flow Fixtures

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 12266.00
  • Assessor Parcel Number: 020390932421755
  • Tax Lot: 107
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2023
Closed on
Nov 8, 2023
Sold by
Kappel Bradley R and Kappel Barbara C
Bought by
Cowles Matthew David and Cowles Jessica Cheryl
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Georgie Berkinshaw
Coldwell Banker Realty
List Price
$1,895,000
Sold Price
$1,925,000
Premium/Discount to List
$30,000
1.58%
Views
26
Current Estimated Value
$1,851,581

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$73,419
Avg. Annual Appreciation
-1.76%
Original Mortgage
$1,343,000
Outstanding Balance
$1,316,333
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$535,248

Purchase Details

Closed on
Mar 8, 2010
Sold by
Buto David A
Bought by
Kappel Bradley R and Kappel Barbara C

Purchase Details

Closed on
Jul 19, 1996
Sold by
Walters Harvey E
Bought by
Buto David A and Buto Helen S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cowles Matthew David $1,925,000 Eagle Title
Cowles Matthew David $1,925,000 Eagle Title
Kappel Bradley R $710,000 --
Buto David A $335,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cowles Matthew David $1,343,000
Closed Cowles Matthew David $1,343,000
Closed Buto David A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/08/2023 11/08/23 Sold $1,925,000 +1.6% $590 / Sq Ft
09/20/2023 09/20/23 Pending -- -- --
09/20/2023 09/20/23 For Sale $1,895,000 -- $581 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,294 $1,221,967 -- --
2024 $13,294 $1,168,200 $918,100 $250,100
2023 $10,625 $1,154,667 $0 $0
2022 $9,977 $1,141,133 $0 $0
2020 $9,594 $1,116,767 $0 $0
2019 $9,434 $1,105,933 $0 $0
2018 $11,104 $1,095,100 $924,100 $171,000
2017 $8,890 $1,095,100 $0 $0
2016 -- $1,095,100 $0 $0
2015 -- $1,209,000 $0 $0
2014 -- $1,048,333 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2069094

Bright MLS

APN: 03-909-32421755