Michael Thomas
California Lending & Realty
(858) 302-4363
53 Total Sales
1 in Otay Ranch
$660,000 Price
1745 Whitmore Loop Chula Vista, CA 91913
Otay Ranch NeighborhoodEstimated Value: $925,278
4
Beds
3
Baths
2,166
Sq Ft
$427/Sq Ft
Est. Value
Highlights
- Retreat
- Loft
- Formal Dining Room
- Wolf Canyon Elementary School Rated A-
- Community Pool
- 2 Car Direct Access Garage
About This Home
As of January 2025Discover your dream home in Chula Vista's vibrant Cota Vera community! This 2022 modern construction offers four bedrooms and three baths, including a convenient downstairs suite. Enjoy the airy open loft upstairs, custom board and batten accents, and a stunning kitchen island. The electric fireplace with built-in shelves adds a cozy touch, while roller shades and a fully landscaped backyard enhance comfort and style. Energy-efficient features like solar panels ensure sustainability.
Last Agent to Sell the Property
Finest City Homes & Loans License #01934131 Listed on: 11/19/2024
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Home Details
Home Type
- Single Family
Year Built
- Built in 2022
HOA Fees
- $246 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Shingle Roof
- Wood Siding
Interior Spaces
- 2,166 Sq Ft Home
- 2-Story Property
- Family Room Off Kitchen
- Formal Dining Room
- Loft
- Fire Sprinkler System
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- Main Floor Bedroom
- 3 Full Bathrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Lot Details
- Partially Fenced Property
- Level Lot
- Property is zoned R-1:SINGLE
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 644-072-30-22
- $677 Monthly special tax assessment
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping)
- Cota Vera Whitmore Association, Phone Number (949) 716-3998
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2024
Closed on
Dec 5, 2024
Sold by
Gomez Denise Alma
Bought by
Seller's Agent
Denise Gomez
Finest City Homes & Loans
Buyer's Agent
Bernadeth Huertas
LPT Realty, Inc.
List Price
$935,000
Sold Price
$960,000
Premium/Discount to List
$25,000
2.67%
Views
118
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$34,722
Avg. Annual Appreciation
-2.13%
Original Mortgage
$991,680
Outstanding Balance
$973,862
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$48,584
Purchase Details
Closed on
Apr 6, 2022
Sold by
Lennar Homes Of California Inc
Bought by
Cabrera Roberto and Cabrera Hilaria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$766,867
Interest Rate
4.72%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Otay Ranch, CA
-
Michael Thomas
-
Brian Bazinet
Brian Bazinet
Compass
(619) 745-6791
25 Total Sales
1 in Otay Ranch
$620,000 Price
-
Daniel Rios
Daniel Rios
Coldwell Banker West
(619) 639-9497
16 Total Sales
2 in Otay Ranch
$760K - $780K Price Range
-
Lynette Andrea
Lynette Andrea
EPIQUE INC
(844) 427-4054
12 Total Sales
1 in Otay Ranch
$630,000 Price
-
Francis Deguzman
Francis Deguzman
Fiv Realty Co
(888) 622-1803
24 Total Sales
1 in Otay Ranch
$645,000 Price
-
Carol Stanford
Carol Stanford
EXp Realty of California, Inc
(619) 329-8273
14 Total Sales
1 in Otay Ranch
$895,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Ticor Title | ||
| Canoy Alfred Altares | $960,000 | Ticor Title | |
| Cabrera Roberto | $807,500 | New Title Company Name |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $991,680 | ||
| Previous Owner | Cabrera Roberto | $766,867 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/08/2025 01/08/25 | Sold | $960,000 | +2.7% | $443 / Sq Ft |
| 11/29/2024 11/29/24 | Pending | -- | -- | -- |
| 11/19/2024 11/19/24 | For Sale | $935,000 | -- | $432 / Sq Ft |
Source: San Diego MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $15,315 | $979,199 | $388,173 | $591,026 |
| 2025 | $15,378 | $856,635 | $339,586 | $517,049 |
| 2024 | $15,378 | $839,839 | $332,928 | $506,911 |
| 2023 | $15,019 | $823,372 | $326,400 | $496,972 |
| 2022 | $6,919 | $179,018 | $179,018 | $0 |
| 2021 | -- | -- |
Source: Public Records
Agents Affiliated with this Home
-
Denise Gomez
Seller's Agent in 2025
Denise Gomez
Finest City Homes & Loans
(619) 494-9768
10 in this area
65 Total Sales
-
Bernadeth Huertas
Buyer's Agent in 2025
Bernadeth Huertas
LPT Realty, Inc.
(619) 392-4672
37 in this area
99 Total Sales
-
LY
Buyer's Agent in 2025
Laurie Yam
A-1 Properties
Map
Source: San Diego MLS
MLS Number: 240027149
APN: 644-072-30-22
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