1745 Whitmore Loop Chula Vista, CA 91913
Otay Ranch NeighborhoodEstimated payment $6,583/month
Highlights
- Primary Bedroom Suite
- 11.09 Acre Lot
- Main Floor Bedroom
- Wolf Canyon Elementary School Rated A-
- Deck
- Loft
About This Home
Welcome to Modern Living in Cota Vera, Otay Ranch! This stunning 2022-built, 4-bedroom, 3-bathroom home offers 2,166 sq ft of contemporary elegance in one of Chula Vista's most desirable master-planned communities. The open-concept layout features a gourmet kitchen with a statement island, custom board and batten accents, an electric fireplace, and a versatile upstairs loft. A downstairs bedroom with full bath is perfect for guests or multigenerational living. The property has paid off solar, EV Tesla Charger, and Govee exterior lighting installed around the home (customizable for any occasion), with a 2-car garage for everyday practicality. Enjoy a fully landscaped backyard and world-class Cota Vera amenities — parks, trails, and top-rated schools just steps away. All minutes from Otay Ranch Town Center and downtown San Diego.
Listing Agent
SimpliHOM Brokerage Phone: 909-647-8287 License #02083601 Listed on: 04/22/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2023
Lot Details
- 11.09 Acre Lot
- Wood Fence
- Private Yard
HOA Fees
- $283 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Parking Available
- Brick Driveway
Home Design
- Entry on the 1st floor
- Shingle Roof
Interior Spaces
- 2,166 Sq Ft Home
- 2-Story Property
- Electric Fireplace
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- Family Room Off Kitchen
- Living Room
- Loft
- Laminate Flooring
Kitchen
- Open to Family Room
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Gas Oven
- Microwave
- Dishwasher
- Kitchen Island
- Quartz Countertops
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Primary Bedroom Suite
- Multi-Level Bedroom
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Gas And Electric Dryer Hookup
Outdoor Features
- Deck
- Concrete Porch or Patio
- Exterior Lighting
Schools
- Olympian High School
Utilities
- High Efficiency Air Conditioning
- Central Heating and Cooling System
- High Efficiency Heating System
- Natural Gas Connected
Additional Features
- Solar Heating System
- Suburban Location
Listing and Financial Details
- Tax Lot 18
- Tax Tract Number 133
- Assessor Parcel Number 6440723022
- $5,142 per year additional tax assessments
Community Details
Overview
- Cota Vera Association, Phone Number (949) 716-3998
- Maintained Community
Recreation
- Community Pool
- Park
- Dog Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $15,378 | $856,635 | $339,586 | $517,049 |
| 2024 | $15,378 | $839,839 | $332,928 | $506,911 |
| 2023 | $15,019 | $823,372 | $326,400 | $496,972 |
| 2022 | $6,919 | $179,018 | $179,018 | $0 |
| 2021 | -- | -- | -- | -- |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/22/2026 04/22/26 | For Sale | $940,000 | 0.0% | $434 / Sq Ft | |
| 04/13/2026 04/13/26 | Price Changed | $940,000 | -2.1% | $434 / Sq Ft | |
| 01/08/2025 01/08/25 | Sold | $960,000 | +2.7% | $443 / Sq Ft | View Prior Sale |
| 11/29/2024 11/29/24 | Pending | -- | -- | -- | |
| 11/19/2024 11/19/24 | For Sale | $935,000 | -- | $432 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $960,000 | Ticor Title | |
| Grant Deed | $960,000 | Ticor Title | |
| Grant Deed | -- | Ticor Title | |
| Grant Deed | $807,500 | New Title Company Name |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $991,680 | VA | |
| Closed | $991,680 | VA | |
| Previous Owner | $766,867 | New Conventional |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SW26075445
APN: 644-072-30-22
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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