Seller's Agent in 2025
Bernadeth Huertas
LPT Realty, Inc.
(619) 392-4672
45 in this area
114 Total Sales
1751 Whitmore Loop Chula Vista, CA 91913
Otay Ranch NeighborhoodEstimated Value: $885,190 - $906,000
4
Beds
3
Baths
2,012
Sq Ft
$447/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Clubhouse
- Modern Architecture
- Wolf Canyon Elementary School Rated A-
- Main Floor Primary Bedroom
- Loft
About This Home
As of August 2025VA ASSUMABLE 3.75% INTEREST RATES. Welcome to this stunning home located in the highly sought-after, master-planned community of Cota Vera. This spacious residence offers 4 bedrooms, 3 bathrooms, and 2,012 square feet of thoughtfully designed living space. As you enter, you're greeted by an open-concept layout that seamlessly connects the living room, dining area, and kitchen perfect for modern living and entertaining. A convenient downstairs bedroom offers flexible use as a guest room, home office, or bonus space. The kitchen opens to a charming patio, ideal for enjoying your morning coffee or a relaxing evening glass of wine. Upstairs, a generous loft provides a versatile area for movie nights, a playroom, or casual gatherings. The expansive primary suite features a spa-inspired bathroom, creating a peaceful retreat. Two additional upstairs bedrooms offer comfort and ample space for family or guests. Enjoy resort-style amenities at The Orchard Clubhouse, which features a state-of-the-art fitness center and a sparkling pool. Nearby schools are within walking distance, adding ease for families with children. Outdoor enthusiasts will love the close proximity to Otay River Valley and Otay Lakes, offering open green spaces, picnic areas, hiking and biking trails, and year-round outdoor adventures. Centrally located with convenient access to freeways, beaches, grocery stores, weekend markets, and downtown San Diego, this home truly has it all. Additional features included stainless steel appliances, PAID SOLAR PANELS, and an EV charging -perfect for electric vehicle blending style, comfort, and sustainability.
Last Agent to Sell the Property
LPT Realty, Inc. Brokerage Email: bch.huertas@gmail.com License #01975625 Listed on: 06/16/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2023
Lot Details
- 2,012 Sq Ft Lot
- Vinyl Fence
- Fence is in excellent condition
- Density is 11-15 Units/Acre
- Property is zoned 91913
HOA Fees
- $256 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Two Garage Doors
Home Design
- Modern Architecture
- Turnkey
Interior Spaces
- 2,012 Sq Ft Home
- 2-Story Property
- Double Pane Windows
- Family Room Off Kitchen
- Living Room
- Dining Room
- Loft
- Vinyl Flooring
- Neighborhood Views
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Gas Oven or Range
- Self-Cleaning Oven
- Gas Range
- Microwave
- Water Line To Refrigerator
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
- 3 Full Bathrooms
- Bidet
- Dual Vanity Sinks in Primary Bathroom
- Bathtub
- Walk-in Shower
- Exhaust Fan In Bathroom
Laundry
- Laundry Room
- Laundry on upper level
- Washer
Eco-Friendly Details
- Solar Heating System
Outdoor Features
- In Ground Pool
- Exterior Lighting
- Rain Gutters
Schools
- Rancho Del Rey Middle School
- Olympian High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Tankless Water Heater
- Gas Water Heater
- Central Water Heater
- Water Softener
- Cable TV Available
Listing and Financial Details
- Tax Tract Number 16248
- Assessor Parcel Number 6440723019
- $4,959 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Front Yard Maintenance
- Cota Vera Whitmore Association, Phone Number (949) 716-3998
- Maintained Community
- Mountainous Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Clubhouse
- Recreation Room
Recreation
- Community Playground
- Community Pool
- Dog Park
- Hiking Trails
- Bike Trail
Security
- Resident Manager or Management On Site
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2025
Closed on
Jul 7, 2025
Sold by
Tatad Rommel Enrico Chan and Juzah Lyn
Bought by
Love Christopher
Seller's Agent
Bernadeth Huertas
LPT Realty, Inc.
Buyer's Agent
Francia Castro
eXp Realty of California, Inc.
List Price
$899,000
Sold Price
$900,000
Premium/Discount to List
$1,000
0.11%
Views
261
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$329
Avg. Annual Appreciation
-0.33%
Original Mortgage
$900,000
Outstanding Balance
$898,452
Interest Rate
6.77%
Mortgage Type
VA
Estimated Equity
$346
Purchase Details
Closed on
Apr 6, 2022
Sold by
Lennar Homes Of California Inc
Bought by
Tatad Rommel Enrico Chan and Tatad Juzah Lyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$747,931
Interest Rate
4.67%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Love Christopher | $900,000 | Corinthian Title Company | |
| Tatad Rommel Enrico Chan | $748,000 | New Title Company Name |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Love Christopher | $900,000 | |
| Previous Owner | Tatad Rommel Enrico Chan | $747,931 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/11/2025 08/11/25 | Sold | $900,000 | +0.1% | $447 / Sq Ft |
| 06/27/2025 06/27/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | For Sale | $899,000 | -- | $447 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,111 | $793,708 | $307,750 | $485,958 |
| 2024 | $12,111 | $778,146 | $301,716 | $476,430 |
| 2023 | $13,875 | $762,889 | $295,800 | $467,089 |
| 2022 | $6,881 | $179,018 | $179,018 | $0 |
| 2021 | -- | -- | -- | -- |
Source: Public Records
Agents Affiliated with this Home
-
Bernadeth Huertas
-
Gigi Prieto
Seller Co-Listing Agent in 2025
Gigi Prieto
LPT Realty, Inc.
(619) 852-0980
4 in this area
8 Total Sales
-
Francia Castro
Buyer's Agent in 2025
Francia Castro
eXp Realty of California, Inc.
(619) 520-9054
1 in this area
15 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2504491
APN: 644-072-30-19
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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