$320,000
SOLD MAR 26, 2025

178 Jefferson Dr Palmyra, VA 22963

3 Beds
2 Baths
1,344 Sq Ft
0.37 Acres

Recently Sold

$238 Per Sq Ft

9% Below List Price

67 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Community Lake
  • Golf Course Community
  • Bar or Lounge
  • Clubhouse

About This Home

As of March 2025

Adorable golf front cottage, with breathtaking pond views overlooking the 7th fairway. Take it all in, while you sip your morning coffee from the screened porch or the expansive rear deck. On those brisk mornings, you might prefer to fire up the wood burning fireplace, in the spacious living room, complete with vaulted ceilings and laminate wood flooring. The generously sized dining area will be wonderful for entertaining. Recent improvements include a remodeled primary bath, painting, a new stove, and HVAC replacement in 2017. All this on a nearly level lot, perfectly positioned within walking distance to the Slice Gate, where you'll find multiple dining options and shopping. Also enjoy the close proximity to both Beach 2 and Beach 3, and the fire and rescue squad a stone throw away. This exceptional golf front value won't last long! Come view today.

Last Agent to Sell the Property

DANIEL BARBER

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225068603 Listed on: 12/21/2024

Last Buyer's Agent

Kelly C. Lindauer

NEST REALTY GROUP License #0225078688

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,864

Year Built

  • Built in 2001

Lot Details

  • 0.37 Acre Lot
  • Property is zoned R-4 Residential, 4 Dwellings/Acre

HOA Fees

  • $106 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof

Interior Spaces

  • 1,344 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Laundry Room

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Outdoor Features

  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A-4-24

Community Details

Overview

  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,864

Year Built

Built in 2001

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1344
  • L V T Date: 12/21/2024
  • Parcel Number: 18A-4-24
  • Price Per Sq Ft: 238.1
  • Property Included: Washer and dryer
  • Total Sq Ft: 1344
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential, 4 Dwellings/Acre
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Living Roo1|Dining Roo1|Kitchen1|Pri Bed1|Pri Bath1|Bedroom1|Bedroom1|Full Bath1|Laundry1|
  • Structures Deck Porch: Deck, Porch - Front, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: One, Wood Burning
  • Room 1: Living Room,On Level: 1
  • Room 2: Dining Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Primary Bedroom,On Level: 1
  • Room 5: Primary Bath,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Full Bath,On Level: 1
  • Room 9: Laundry,On Level: 1
  • Total Finished Sq Ft: 1344
  • Above Grade Finished Sq Ft: 1344
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.37
  • Roof: Composition Shingle
  • Structure Floors: Carpet, Laminate, Vinyl
  • Structure Window Ceiling: Double-hung Windows, Insulated Windows, Vaulted/Cathedral Ceiling

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Electric, Forced Air, Heat Pump
  • Cable Available: Cable, DSL, Fiber-Optic
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Contact: LMOA
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Fee: 1267

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 2001

Tax Info

  • Year: 2024
  • Taxes: 1864

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 21, 2024
Closed on
Feb 28, 2025
Sold by
Blue Jeri-Jo and Baxter Lucinda F
Bought by
Bagley Earl and Bagley Doris
Seller's Agent
DANIEL BARBER
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Kelly C. Lindauer
NEST REALTY GROUP
List Price
$349,900
Sold Price
$320,000
Premium/Discount to List
-$29,900
-8.55%
Views
122
Current Estimated Value
$323,480

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,480
Avg. Annual Appreciation
15.15%
Original Mortgage
$130,000
Outstanding Balance
$129,559
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$211,900

Purchase Details

Closed on
Sep 19, 2017
Sold by
Wafle Vicki L
Bought by
Brown Nancy Elizabeth

Purchase Details

Closed on
Aug 21, 2009
Sold by
Cooper Timothy S and Cooper Melanie H
Bought by
Wafle Charles T and Wafle Vicki L

Purchase Details

Closed on
Nov 3, 2006
Sold by
Mitchell John M
Bought by
Cooper Timothy S and Cooper Melanie H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,400
Interest Rate
6.39%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $320,000 Stewart Title
Deed $185,000 Stewart Title
Deed $190,000 Old Republic National Title
Warranty Deed $190,000 Old Republic National Title
Warranty Deed $202,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $130,000 New Conventional
Previous Owner $40,400 Credit Line Revolving
Previous Owner $161,600 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/26/2025 03/26/25 Sold $320,000 -3.0% $238 / Sq Ft
02/26/2025 02/26/25 Pending -- -- --
02/15/2025 02/15/25 Price Changed $329,900 -2.9% $245 / Sq Ft
01/22/2025 01/22/25 Price Changed $339,900 -2.9% $253 / Sq Ft
12/21/2024 12/21/24 For Sale $349,900 -- $260 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,144 $285,800 $55,000 $230,800
2024 $19 $220,900 $55,000 $165,900
2023 $1,864 $220,900 $55,000 $165,900
2022 $1,638 $188,300 $50,000 $138,300
2021 $1,638 $188,300 $50,000 $138,300
2020 $1,698 $183,600 $50,000 $133,600
2019 $1,698 $183,600 $50,000 $133,600
2018 $1,836 $202,400 $50,000 $152,400
2017 $1,836 $202,400 $50,000 $152,400
2016 $1,449 $169,100 $35,000 $134,100
2015 $1,449 $169,100 $35,000 $134,100
2014 $1,449 $164,700 $35,000 $129,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 659600

Charlottesville area Association of Realtors®

APN: 18A 4 24