$324,900
NEW CONSTRUCTION

18 OR 20 Cove Dr Bay City, MI 48706

Estimated payment $2,058/month

-- Bed
-- Bath
-- Sq Ft
-- Price per Sq Ft

Highlights

  • New Construction
  • Traditional Architecture
  • Porch
  • Deck
  • 2.5 Car Direct Access Garage
  • 1-minute walk to Defoe Park

About This Home

18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

Listing Agent

Jean Ann DeShano

RE/MAX Results License #BCRA-6501297032 Listed on: 11/03/2025

RE/MAX Results

Property Details

Home Type

  • Condominium

Est. Annual Taxes

HOA Fees

  • $300 Monthly HOA Fees

Home Design

  • New Construction
  • Traditional Architecture
  • Stone Siding
  • Vinyl Siding
  • Vinyl Trim

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Parking

  • 2.5 Car Direct Access Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Additional Features

  • Bay Window
  • Sprinkler System

Listing and Financial Details

  • Assessor Parcel Number #18 160-021-125-018-00

Community Details

Overview

  • Association fees include hoa, ground maintenance, snow removal
  • Iron Bridge At Wheelers Landing Subdivision
  • Maintained Community

Pet Policy

  • Limit on the number of pets
  • Pet Size Limit
  • Dogs and Cats Allowed
  • Breed Restrictions

Property Details

Home Type

Condominium

Est. Annual Taxes

$584

Lot Details

0

HOA Fees

$300 per month

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type: Duplex, Residential
  • Type Of Property: Condominium
  • Architecture Style: Traditional
  • New Construction: Yes
  • Total Tax Amount: 584
  • Total Tax Year: 2025
  • Mail City: Bay City
  • Special Features: NewHome
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Bay Window, Cable/Internet Avail., Accessibility Features
  • Appliances: Dishwasher, Microwave, Range/Oven, Refrigerator

Exterior Features

  • Exterior: Stone, Vinyl Siding, Vinyl Trim
  • Exterior Features: Deck, Lawn Sprinkler, Patio, Porch, Storms/Screens
  • Construction: Build Job Only, Model For Sale, Proposed, Will Build, Quick Delivery Home, Permit Ready
  • Road: City/County, Curbed, Paved Street
  • Water Features: Water View

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener, Direct Access
  • Garage Spaces: 2.5
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fee Includes: Hoa, Maintenance Grounds, Snow Removal
  • HOA Fees: 300
  • HOA Fee Frequency: Monthly
  • Community Features: Grounds Maintenance, Dogs Allowed, Cats Allowed
  • Pets: Yes
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: #18 160-021-125-018-00
  • Zoning: Residential
  • Site Condo: Yes
  • Geo Subdivision: MI
  • Site/Lot Features: Subdivision, City Limits

Rental Info

  • Pets Allowed: Yes
  • Pet Restriction: Breed Restrictions, Cats Allowed, Dogs Allowed, Number Limit, Size Limit

Tax Info

  • Summer Tax: Year: 2025, Amount: $509.00
  • Winter Tax: Year: 2025, Amount: $75.00
  • Total Tax: Year: 2025, Amount: $584.00

MLS Schools

  • School District: Bay City School District

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2025 11/03/25 For Sale $324,900 -- --
Source: Bay County Realtor® Association MLS

Source: Bay County Realtor® Association MLS

MLS Number: 50193659

Bay County Realtor® Association MLS