NOT LISTED FOR SALE

18 Zephyr Rd Palmyra, VA 22963

Estimated Value: $331,000 - $372,000

3 Beds
2 Baths
1,560 Sq Ft
$223/Sq Ft Est. Value

Last Sold August 10, 2023

Last sale price $320,000 $205 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,037/month

29 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Gated Community
  • Golf Course Community
  • Bar or Lounge
  • Community Lake

About This Home

As of August 2023

Spacious open concept ranch home in a quiet area of Lake Monticello. This home offers a HUGE light filled main living area with cathedral ceilings, wood burning fireplace and skylights. Additionally, there is an oversized master bedroom with large walk in closet and en suite with double sinks, shower and tub, 2 other generous bedrooms and an unfinished basement with rough in. Home boasts hardwood flooring and new carpet. A large grilling deck and 3 season porch finish out the living areas. The enormous 2 car garage with 2 new garage doors offers plenty of space for any sized vehicles plus toys or a workshop. The open back yard is fenced for 4 legged friends or the little ones. The roof is new along with new gutters, gutter guards and chimney cap. Located a few blocks from beach 4, and access to all other amenities the Lake has to offer.

Last Agent to Sell the Property

Iris Helfrich

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 06/11/2023

Last Buyer's Agent

Denise Ramey

LONG & FOSTER - CHARLOTTESVILLE WEST License #0225102217

LONG & FOSTER - CHARLOTTESVILLE WEST

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,050

Year Built

  • Built in 1994

Lot Details

  • 0.34 Acre Lot
  • Native Plants
  • Property is zoned R-4 Residential

HOA Fees

  • $103 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Unfinished Basement
  • Walk-Out Basement
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Automatic Garage Door Opener
  • Gravel Driveway

Outdoor Features

  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 18A 8 372

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, prof. mgmt., reserve fund, security force, snow removal, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,050

Year Built

Built in 1994

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1560
  • Below Grade Total Sq Ft: 884
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 06/16/2023
  • Parcel Number: 18A 8 372
  • Price Per Sq Ft: 205.13
  • Property Included: Kitchen appliances
  • Total Sq Ft: 3120
  • Total Unfinished Sq Ft: 1560
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Great Room1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Sun Room1|
  • Structures Deck Porch: Deck, Porch - Glassed
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 884
  • Fireplace: Gas Logs
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Inside Access, Outside Entrance, Rough Bath Plumb, Unfinished, Walk Out
  • Room 1: Great Room,On Level: 1
  • Room 2: Master Bedroom,On Level: 1
  • Room 3: Master Bath,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Full Bath,On Level: 1
  • Room 7: Sun Room,On Level: 1
  • Total Finished Sq Ft: 1560
  • Above Grade Finished Sq Ft: 1560
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Fireplace Location: Great Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Electric Range, Microwave, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Oak Cabinets
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Full Bath, Great Room, Master Bedroom, Sun Room
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Great Room (L1), Master Bedroom (L1), Sun Room (L1)
  • Source of Sq Ft: Owner

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Roof: Architectural Style
  • Structure Floors: Carpet, Carpet Over Wood, Hardwood
  • Structure Security: Gated Community
  • Structure Window Ceiling: 8' Ceilings, Vaulted/Cathedral Ceiling
  • View: Residential View
  • Yard: Native Species

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 676
  • Garage Features: Attached, Auto Door, Faces Side, In Basement, Large Vehicle
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 676
  • Driveway Parking: Gravel

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Electric, Heat Pump
  • Gas: Liquid Propane
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1238

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 1994

Tax Info

  • Year: 2023
  • Taxes: 2050

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 27, 2019
Sold by
Heuermann Dolores R
Bought by
Decker Melissa A
Current Estimated Value
$348,020

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,600
Outstanding Balance
$175,151
Interest Rate
4.2%
Mortgage Type
New Conventional
Estimated Equity
$170,967

Purchase Details

Closed on
Jun 19, 2018
Sold by
Duffy Andrew P and Duffy Id Paul W
Bought by
Heuermann Dolores R
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Decker Melissa A $208,000 Chicago Title
Heuermann Dolores R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Decker Melissa A $197,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2023 08/10/23 Sold $320,000 0.0% $205 / Sq Ft
07/10/2023 07/10/23 Pending -- -- --
07/06/2023 07/06/23 For Sale $319,900 0.0% $205 / Sq Ft
06/20/2023 06/20/23 Pending -- -- --
06/11/2023 06/11/23 For Sale $319,900 -- $205 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $21 $243,100 $30,000 $213,100
2023 $2,052 $243,100 $30,000 $213,100
2022 $1,790 $205,700 $27,500 $178,200
2021 $1,790 $205,700 $27,500 $178,200
2020 $1,754 $189,600 $27,500 $162,100
2019 $1,754 $189,600 $27,500 $162,100
2018 $1,653 $182,300 $27,500 $154,800
2017 $1,653 $182,300 $27,500 $154,800
2016 $1,637 $178,500 $27,500 $151,000
2015 $1,546 $178,500 $27,500 $151,000
2014 $1,546 $175,700 $27,500 $148,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 642604

Charlottesville area Association of Realtors®

APN: 18A-8-372