1850 Surf Side Dr Fernandina Beach, FL 32034
3
Beds
3.5
Baths
2,404
Sq Ft
2010
Built
Highlights
- Waterfront
- Wood Flooring
- No HOA
- Fernandina Beach Middle School Rated A-
- 1 Fireplace
- Central Heating and Cooling System
About This Home
As of July 2022Walk to the beach, shopping and dining, centrally located on Amelia Island, this is a meticulously maintained town home in the gated Cape Sound community. With 3 bedrooms and 3.5 baths it is a lake front end unit with two balconies overlooking the serene water views. Beautiful wood floors greet you in the living room and library and there are tile floors in the dining room and kitchen. The open floor plan offers spacious living and entertaining. The kitchen has gorgeous cabinetry and high end appliances, with the garage just off the kitchen. Take the elevator or stairs to the next level to the two guest rooms with a media room in the middle. Both bedrooms have private full baths and the front guest room enjoys a balcony overlooking the lake. The laundry area is in the media room.
Last Agent to Sell the Property
AMELIA ISLAND REAL ESTATE SERVICES License #3180025 Listed on: 09/28/2017
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $11,583
Year Built
- Built in 2010
Lot Details
- Waterfront
Parking
- 2 Car Garage
Home Design
- Metal Roof
Interior Spaces
- 2,404 Sq Ft Home
- 1 Fireplace
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Utilities
- Central Heating and Cooling System
- Heat Pump System
Community Details
- No Home Owners Association
- Cape Sound Subdivision
Listing and Financial Details
- Assessor Parcel Number 000031117C13040000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 12, 2024
Sold by
Darius Property Ltd
Bought by
Childers W Durand
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$495,000
Outstanding Balance
$489,913
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$232,932
Purchase Details
Listed on
Jun 3, 2022
Closed on
Jul 27, 2022
Sold by
Christy Kelly
Bought by
Darius Property Ltd
Seller's Agent
Garrett Sharpe
FLORIDA HOMES REALTY & MORTGAGE
Buyer's Agent
Sherri Rinker
CABANA LANE, INC.
List Price
$815,000
Sold Price
$800,000
Premium/Discount to List
-$15,000
-1.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.31%
Original Mortgage
$800,000
Interest Rate
5.78%
Mortgage Type
Construction
Purchase Details
Listed on
Mar 19, 2020
Closed on
May 7, 2020
Sold by
Cathey Russell S and Cathey Debra J
Bought by
Kelly Christy
Seller's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.65%
Original Mortgage
$260,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 28, 2017
Closed on
Dec 13, 2017
Sold by
Buchanan Michael W and Werner Sandra Nadine
Bought by
Cathey Russell S and Cathey Debra J
Seller's Agent
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$379,000
Sold Price
$365,000
Premium/Discount to List
-$14,000
-3.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.89%
Purchase Details
Listed on
Apr 13, 2015
Closed on
Jul 15, 2015
Sold by
Johnston Donald and Johnston Marylou
Bought by
Buchanan Michael W
Seller's Agent
ANTJE WORTMAN
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Buyer's Agent
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
List Price
$339,000
Sold Price
$312,000
Premium/Discount to List
-$27,000
-7.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$162,000
Interest Rate
4.08%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 8, 2011
Sold by
Cape Sound Condominiums Llc
Bought by
Johnston Donald and Johnston Marylou
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $800,000 | None Listed On Document | |
| Warranty Deed | $800,000 | Andrea F Lennon Pa | |
| Warranty Deed | $400,000 | Attorney | |
| Warranty Deed | $365,000 | Attorney | |
| Warranty Deed | $312,000 | Watson Title Svcs North Fl I | |
| Special Warranty Deed | $269,900 | Equity Land Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $495,000 | New Conventional | |
| Previous Owner | $800,000 | Construction | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $162,000 | New Conventional | |
| Previous Owner | $100,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Price Changed | $725,000 | -0.5% | $302 / Sq Ft |
| 03/26/2025 03/26/25 | For Sale | $729,000 | +82.3% | $303 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $400,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $365,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $312,000 | -- | -- |
| 07/27/2022 07/27/22 | Sold | $800,000 | -1.8% | $333 / Sq Ft |
| 06/27/2022 06/27/22 | Pending | -- | -- | -- |
| 06/03/2022 06/03/22 | For Sale | $815,000 | +103.8% | $339 / Sq Ft |
| 05/07/2020 05/07/20 | Sold | $400,000 | -5.9% | $166 / Sq Ft |
| 03/30/2020 03/30/20 | Pending | -- | -- | -- |
| 03/19/2020 03/19/20 | For Sale | $425,000 | +16.4% | $177 / Sq Ft |
| 12/13/2017 12/13/17 | Sold | $365,000 | -3.7% | $152 / Sq Ft |
| 11/12/2017 11/12/17 | Pending | -- | -- | -- |
| 09/28/2017 09/28/17 | For Sale | $379,000 | +21.5% | $158 / Sq Ft |
| 07/15/2015 07/15/15 | Sold | $312,000 | -8.0% | $130 / Sq Ft |
| 06/09/2015 06/09/15 | Pending | -- | -- | -- |
| 04/13/2015 04/13/15 | For Sale | $339,000 | -- | $141 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,583 | $560,700 | -- | $560,700 |
| 2023 | $11,583 | $616,350 | $0 | $616,350 |
| 2022 | $4,283 | $275,552 | $0 | $0 |
| 2021 | $4,282 | $332,850 | $0 | $0 |
| 2020 | $6,288 | $322,350 | $0 | $322,350 |
| 2019 | $6,317 | $306,600 | $0 | $306,600 |
| 2018 | $5,933 | $291,900 | $0 | $0 |
| 2017 | $4,463 | $265,650 | $0 | $0 |
| 2016 | $4,890 | $241,500 | $0 | $0 |
| 2015 | $3,192 | $196,951 | $0 | $0 |
| 2014 | $3,183 | $195,388 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Reams
Seller's Agent in 2025
Nicole Reams
SUMMER HOUSE REALTY
(904) 557-3020
34 in this area
102 Total Sales
-
Garrett Sharpe
Seller's Agent in 2022
Garrett Sharpe
FLORIDA HOMES REALTY & MORTGAGE
(904) 753-1178
49 in this area
52 Total Sales
-
Sherri Rinker
Buyer's Agent in 2022
Sherri Rinker
CABANA LANE, INC.
(904) 310-3837
34 in this area
37 Total Sales
-
Jenny Schaffer
Seller's Agent in 2020
Jenny Schaffer
SUMMER HOUSE REALTY
(904) 557-4739
337 in this area
371 Total Sales
-
NON MLS
N
Buyer's Agent in 2020
NON MLS
NON MLS (realMLS)
-
LEIGH ANDERSON
L
Seller's Agent in 2017
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
11 in this area
11 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 869913
APN: 00-00-31-117C-1304-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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