1850 Surf Side Dr Fernandina Beach, FL 32034
3
Beds
3
Baths
2,404
Sq Ft
$511/mo
HOA Fee
Highlights
- Marina
- Lake Front
- Gated Community
- Fernandina Beach Middle School Rated A-
- Home fronts a pond
- Clubhouse
About This Home
As of July 2022Cape Sound end unit overlooking the pond! Gated community LESS THAN A MILE TO THE BEACH! This is THE UNIT TO BE IN for Cape Sound on Amelia Island; complete with a community pool, fitness center, clubhouse and walking trail. Oversized main suite with water views from the 3rd floor, jacuzzi tub, double vanity, walk-in closet and the included infrared SAUNA. The 2nd floor has a den separating two additional bedrooms, one with its own private balcony and each with en suite bathrooms. Main level has both an office with glass french doors and a half bathroom for guests! Your PRIVATE ELEVATOR provides easy access to all three floors. Plantation shutters throughout the entire home! GE Stainless Steel appliances. Washer & Dryer included! Upstairs HVAC replaced in January, Hot water heater 1 year old. BRAND NEW Pergo Waterproof LVP flooring lines the entire 1st floor. 2 Car Garage perfect for all your beach toys and island rides.
Last Agent to Sell the Property
FLORIDA HOMES REALTY & MORTGAGE License #3353793 Listed on: 06/03/2022
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $11,583
Year Built
- Built in 2010
Lot Details
- Home fronts a pond
- Lake Front
HOA Fees
- $511 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- 2,404 Sq Ft Home
- Insulated Concrete Forms
- Metal Roof
Kitchen
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Full Bathrooms
Outdoor Features
- Balcony
- Front Porch
Utilities
- Cooling Available
- Central Heating
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 00-00-31-117C-1304-0000
Community Details
Overview
- Association fees include insurance, trash
- Cape Sound On Amelia Island Condo Subdivision
Amenities
- Sauna
- Clubhouse
Recreation
- Marina
- Community Pool
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 12, 2024
Sold by
Darius Property Ltd
Bought by
Childers W Durand
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$495,000
Outstanding Balance
$489,913
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$232,932
Purchase Details
Listed on
Jun 3, 2022
Closed on
Jul 27, 2022
Sold by
Christy Kelly
Bought by
Darius Property Ltd
Seller's Agent
Garrett Sharpe
FLORIDA HOMES REALTY & MORTGAGE
Buyer's Agent
Sherri Rinker
CABANA LANE, INC.
List Price
$815,000
Sold Price
$800,000
Premium/Discount to List
-$15,000
-1.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.31%
Original Mortgage
$800,000
Interest Rate
5.78%
Mortgage Type
Construction
Purchase Details
Listed on
Mar 19, 2020
Closed on
May 7, 2020
Sold by
Cathey Russell S and Cathey Debra J
Bought by
Kelly Christy
Seller's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.65%
Original Mortgage
$260,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 28, 2017
Closed on
Dec 13, 2017
Sold by
Buchanan Michael W and Werner Sandra Nadine
Bought by
Cathey Russell S and Cathey Debra J
Seller's Agent
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$379,000
Sold Price
$365,000
Premium/Discount to List
-$14,000
-3.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.89%
Purchase Details
Listed on
Apr 13, 2015
Closed on
Jul 15, 2015
Sold by
Johnston Donald and Johnston Marylou
Bought by
Buchanan Michael W
Seller's Agent
ANTJE WORTMAN
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Buyer's Agent
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
List Price
$339,000
Sold Price
$312,000
Premium/Discount to List
-$27,000
-7.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$162,000
Interest Rate
4.08%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 8, 2011
Sold by
Cape Sound Condominiums Llc
Bought by
Johnston Donald and Johnston Marylou
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $800,000 | None Listed On Document | |
| Warranty Deed | $800,000 | Andrea F Lennon Pa | |
| Warranty Deed | $400,000 | Attorney | |
| Warranty Deed | $365,000 | Attorney | |
| Warranty Deed | $312,000 | Watson Title Svcs North Fl I | |
| Special Warranty Deed | $269,900 | Equity Land Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $495,000 | New Conventional | |
| Previous Owner | $800,000 | Construction | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $162,000 | New Conventional | |
| Previous Owner | $100,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Price Changed | $725,000 | -0.5% | $302 / Sq Ft |
| 03/26/2025 03/26/25 | For Sale | $729,000 | +82.3% | $303 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $400,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $365,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $312,000 | -- | -- |
| 07/27/2022 07/27/22 | Sold | $800,000 | -1.8% | $333 / Sq Ft |
| 06/27/2022 06/27/22 | Pending | -- | -- | -- |
| 06/03/2022 06/03/22 | For Sale | $815,000 | +103.8% | $339 / Sq Ft |
| 05/07/2020 05/07/20 | Sold | $400,000 | -5.9% | $166 / Sq Ft |
| 03/30/2020 03/30/20 | Pending | -- | -- | -- |
| 03/19/2020 03/19/20 | For Sale | $425,000 | +16.4% | $177 / Sq Ft |
| 12/13/2017 12/13/17 | Sold | $365,000 | -3.7% | $152 / Sq Ft |
| 11/12/2017 11/12/17 | Pending | -- | -- | -- |
| 09/28/2017 09/28/17 | For Sale | $379,000 | +21.5% | $158 / Sq Ft |
| 07/15/2015 07/15/15 | Sold | $312,000 | -8.0% | $130 / Sq Ft |
| 06/09/2015 06/09/15 | Pending | -- | -- | -- |
| 04/13/2015 04/13/15 | For Sale | $339,000 | -- | $141 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,583 | $560,700 | -- | $560,700 |
| 2023 | $11,583 | $616,350 | $0 | $616,350 |
| 2022 | $4,283 | $275,552 | $0 | $0 |
| 2021 | $4,282 | $332,850 | $0 | $0 |
| 2020 | $6,288 | $322,350 | $0 | $322,350 |
| 2019 | $6,317 | $306,600 | $0 | $306,600 |
| 2018 | $5,933 | $291,900 | $0 | $0 |
| 2017 | $4,463 | $265,650 | $0 | $0 |
| 2016 | $4,890 | $241,500 | $0 | $0 |
| 2015 | $3,192 | $196,951 | $0 | $0 |
| 2014 | $3,183 | $195,388 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Reams
Seller's Agent in 2025
Nicole Reams
SUMMER HOUSE REALTY
(904) 557-3020
34 in this area
102 Total Sales
-
Garrett Sharpe
Seller's Agent in 2022
Garrett Sharpe
FLORIDA HOMES REALTY & MORTGAGE
(904) 753-1178
49 in this area
52 Total Sales
-
Sherri Rinker
Buyer's Agent in 2022
Sherri Rinker
CABANA LANE, INC.
(904) 310-3837
34 in this area
37 Total Sales
-
Jenny Schaffer
Seller's Agent in 2020
Jenny Schaffer
SUMMER HOUSE REALTY
(904) 557-4739
337 in this area
371 Total Sales
-
NON MLS
N
Buyer's Agent in 2020
NON MLS
NON MLS (realMLS)
-
LEIGH ANDERSON
L
Seller's Agent in 2017
LEIGH ANDERSON
AMELIA ISLAND REAL ESTATE SERVICES
11 in this area
11 Total Sales
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 100813
APN: 00-00-31-117C-1304-0000
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