$699,900

Estimated payment $3,908/month

Total Views 4,451
4 Beds
2 Baths
1,899 Sq Ft
$369 Price per Sq Ft

Highlights

  • Greenhouse
  • Oak Trees
  • 2.27 Acre Lot
  • Harmony Community School Rated 9+
  • View of Trees or Woods
  • Open Floorplan

About This Home

BAY LAKE RANCH HOME ON 2.27 ACRE LOT at the END OF CUL-DE-SAC. Nestled under a canopy of lush landscaping and mature oak trees, this custom 4-bedroom, 2-bath home sits on a 2.27-acre lot with NO HOA in the highly sought-after Bay Lake Ranch community. Located in a cul-de-sac and bordered by the 1,100-acre Lake Lizzie Conservation Area, the property offers exceptional privacy and natural beauty. This well-maintained home features an open floor plan, split bedrooms, and a 32x10 covered, screened lanai ideal for entertaining. Skylights fill the home with natural light. Major system upgrades include a metal roof (2012), A/C (2017), Rheem Performance Tankless Water Heater (2023), Rheem WiFi-Enabled Smart Water Softener (2023), Briggs & Stratton 20KW Whole-Home Generator (2022) with a 500-gallon propane tank, and LG range, refrigerator, washer, and dryer (2021). Additional highlights include Lexan hurricane shutters and irrigation to maintain the lush landscaping. Step inside to a spacious living room with a bay window, flowing into the dining room with views of the backyard. The kitchen offers a vaulted ceiling, breakfast bar with stools, large sliding pass-through window to the lanai, granite countertops, wood cabinets with wine glass holders, magnetic utensil rack, and an LG refrigerator with French doors, double drawers, and Kraft ice maker. A closet pantry provides ample storage. The family room features tile floors and large sliders that open to the backyard. The split floor plan places the primary suite on one side of the home. The primary bedroom includes double sliders that fully open for abundant natural light and excellent cross ventilation. The ensuite bathroom offers a garden tub, separate shower, double vanity, and a spacious walk-in closet. The opposite side of the home features three additional bedrooms and a hall bath. Bedroom 2 includes both a walk-in and standard closet. Bedroom 3 overlooks the backyard. Bedroom 4 includes a Murphy bed, which is included with the purchase. This property also offers exceptional storage and workspace with multiple outbuildings, including a 24x24 free-standing garage with workbenches and attic fan, a 20x18 enclosed steel barn with covered porch, a 450 sq ft double carport, and an additional steel pole barn. All outbuildings are equipped with water and power, and the property is secured by a 16' solar-powered farm gate. The home is equipped with in-wall pest control tubes (Pest Tubes), an interior treatment system installed during construction that can be serviced by most local pest control companies. With plenty of room to expand, garden, or even keep a horse or two, this property offers acreage, privacy, and versatility in one of St. Cloud’s most desirable communities. Residents of Bay Lake Ranch enjoy annual community activities including a Halloween Hayride, Holiday Tour of Lights, and Community Yard Sales. Call today to schedule your private showing! Video: Matterport:

Listing Agent

Janet McQuagge

REMAX PREMIER PROPERTIES Brokerage Phone: 407-343-4245 License #3081509 Listed on: 11/26/2025

REMAX PREMIER PROPERTIES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,292

Year Built

  • Built in 1996

Lot Details

  • 2.27 Acre Lot
  • Cul-De-Sac
  • North Facing Home
  • Vinyl Fence
  • Wire Fence
  • Mature Landscaping
  • Oversized Lot
  • Irrigation Equipment
  • Oak Trees
  • Bamboo Trees
  • Fruit Trees
  • Garden
  • Property is zoned OA1A

Parking

  • 4 Car Attached Garage
  • 4 Carport Spaces
  • Finished RV Port

Home Design

  • Patio Home
  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,899 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Workshop
  • Inside Utility
  • Views of Woods
  • In Wall Pest System

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Greenhouse
  • Separate Outdoor Workshop
  • Shed
  • Rain Gutters

Schools

  • Harmony Community Elementary School
  • Harmony Middle School

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • 1 Water Well
  • Electric Water Heater
  • Water Softener
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bay Lake Ranch Unit 3 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,292

Year Built

Built in 1996

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Patio Home
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1899
  • Lot Size Acres: 2.27
  • New Construction: No
  • Year Built: 1996
  • Building Area Total: 3323
  • Lot Size Sq Ft: 98838
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 308.72
  • Escrow City: St. Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 368.56
  • Total Acreage: 2 to less than 5
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-343-4245
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment, Fuel Tank(s), Generator
  • Stories: 1
  • Window Features: Skylight(s), Blinds
  • Additional Rooms: Family Room,Inside Utility
  • Living Area Meters: 176.42

Exterior Features

  • Direction Faces: North
  • Other Structures: Finished RV Port, Greenhouse, Shed(s), Storage, Workshop
  • Exterior Features: Garden, Rain Gutters, Sliding Doors
  • Roof: Metal
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0285G

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 4
  • Carport Y N: Yes
  • Garage Spaces: 4
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Harmony Community School (K-5)
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: OA1A
  • Parcel Number: 18-26-32-2599-0001-2980
  • Additional Parcels: No
  • Fencing: Vinyl, Wire
  • Lot Features: Cul-De-Sac, In County, Landscaped, Oversized Lot, Paved
  • Flood Zone Code: X, AE

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Osceola County for lease restrictions

Tax Info

  • Tax Annual Amount: 3292.18
  • Tax Block: 1
  • Tax Book Number: 4-59
  • Tax Lot: 298

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,292 $239,855 -- --
2024 $3,221 $233,096 -- --
2023 $3,221 $226,307 $0 $0
2022 $3,086 $219,716 $0 $0
2021 $3,061 $213,317 $0 $0
2020 $2,728 $190,941 $0 $0
2019 $2,684 $186,649 $0 $0
2018 $2,584 $183,169 $0 $0
2017 $2,579 $179,402 $0 $0
2016 $2,543 $175,713 $0 $0
2015 $2,574 $174,492 $0 $0
2014 $2,530 $173,108 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 For Sale $699,900 +62.8% $369 / Sq Ft
10/30/2020 10/30/20 Sold $430,000 -7.5% $226 / Sq Ft View Prior Sale
10/01/2020 10/01/20 Pending -- -- --
09/17/2020 09/17/20 For Sale $465,000 -- $245 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Lewis And Massey Pa
Warranty Deed $430,000 Clear Choice Title Inc
Interfamily Deed Transfer -- Attorney
Warranty Deed $40,500 Attorney
Warranty Deed $21,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $240,000 New Conventional
Previous Owner $109,700 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: S5139144

Stellar MLS

APN: 18-26-32-2599-0001-2980