$670,000
SOLD AUG 26, 2025

2 Oak Grove Rd Palmyra, VA 22963

4 Beds
4 Baths
3,857 Sq Ft
0.52 Acres

Recently Sold

$174 Per Sq Ft

19 Days on Market

Highlights

  • Wood Burning Stove
  • Front Porch
  • Heat Pump System
  • Main Floor Primary Bedroom
  • Central Air
  • Gas Log Fireplace

About This Home

As of August 2025

Enjoy the best of both worlds—golf and waterfront living—stunning custom home privately nestled on the 4th fairway with 222 feet of lake and golf frontage on a .52-acre lot. The home offers 3 finished levels of thoughtfully designed space. The vaulted Great Room features a gas FP, skylights, open staircase to the loft, and a wall of windows framing panoramic views and opening to a brand-new expansive deck. The formal DR flows into an updated kitchen with granite counters, new tile backsplash, wood cabinetry, pantry, and breakfast bar. The main-level primary suite overlooks the lake and fairway, with a walk-in closet and luxurious tiled shower. A second full bath on the main level includes a stunning new shower room with a soaking tub. Upstairs offers two spacious bedrooms, a full bath, and an airy loft. The finished walk-out lower level includes a full bath, family room, and a private studio/hobby room with separate entrance. Additional highlights: New HW floors, solid wood doors, all-new double-hung windows, EV charger, and new designer lighting inside and out and much more. Pre-listing Inspection available for review

Last Agent to Sell the Property

PEGGY SHANKLIN

LONG & FOSTER - LAKE MONTICELLO License #0225247109 Listed on: 07/03/2025

Last Buyer's Agent

JAMIE WHITE

JAMIE WHITE REAL ESTATE License #0225202204

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,180

Year Built

  • Built in 1980

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • Wood Burning Stove
  • Wood Burning Fireplace
  • Gas Log Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • 4 Full Bathrooms

Schools

  • Carysbrook Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Additional Features

  • Front Porch
  • 0.52 Acre Lot

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number INST 220004626 FAIRWAY-4 LOT 242

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,180

Year Built

Built in 1980

Lot Details

0

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: INST 220004626 FAIRWAY-4 LOT 242
  • Property Sub Type: Detached
  • LotSizeAcres: 0.52
  • Co List Office Mls Id: 6379
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2577.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: None

Interior Features

  • Basement: Exterior Entry, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1280.0
  • Fireplace Features: Gas, Gas Log, Wood Burning, Wood BurningStove
  • Interior Amenities: Primary Downstairs
  • Living Area: 3857.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2

Exterior Features

  • Roof: Composition, Shingle
  • View: Water
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Basement, Electricity, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1464.0

Schools

  • Elementary School: Carysbrook
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Waterfront
  • Land Lease Amount Frequency: Monthly
  • Land Lease Expiration Date: 2025-12-30
  • Zoning Description: R Residential

Building Info

  • Year Built: 1980

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4180.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2022
Closed on
Dec 22, 2022
Sold by
Stephen R Koonin Revocable Trust
Bought by
Kathryn P Adams Trust
Seller's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
List Price
$519,000
Sold Price
$498,000
Premium/Discount to List
-$21,000
-4.05%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.14%

Purchase Details

Closed on
Aug 21, 2019
Sold by
Koonin Stephen R and Koonin Barbara L
Bought by
Koonin Stephne R and Barbara L Koonin

Purchase Details

Closed on
May 16, 2005
Sold by
Newcomb Sidney M and Newcomb Laurel H
Bought by
Koonin Stephen R and Koonin Barbara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
5.62%
Mortgage Type
Assumption
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $498,000 Title Resources
Deed -- None Available
Warranty Deed $340,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $20,000 New Conventional
Previous Owner $299,800 New Conventional
Previous Owner $316,000 New Conventional
Previous Owner $80,000 Credit Line Revolving
Previous Owner $77,000 Credit Line Revolving
Previous Owner $255,000 Assumption
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Sold $670,000 0.0% $174 / Sq Ft
07/22/2025 07/22/25 Pending -- -- --
07/03/2025 07/03/25 For Sale $670,000 +34.5% $174 / Sq Ft
12/29/2022 12/29/22 Sold $498,000 -4.0% $129 / Sq Ft
10/15/2022 10/15/22 Pending -- -- --
10/06/2022 10/06/22 For Sale $519,000 -- $135 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,181 $557,400 $55,000 $502,400
2024 $35 $411,500 $55,000 $356,500
2023 $3,473 $411,500 $55,000 $356,500
2022 $3,084 $354,500 $50,000 $304,500
2021 $3,084 $354,500 $50,000 $304,500
2020 $3,237 $349,900 $50,000 $299,900
2019 $3,237 $349,900 $50,000 $299,900
2018 $3,303 $364,200 $50,000 $314,200
2017 $3,303 $364,200 $50,000 $314,200
2016 $2,893 $315,500 $35,000 $280,500
2015 $2,725 $315,500 $35,000 $280,500
2014 $2,725 $309,700 $35,000 $274,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 666476

Charlottesville area Association of Realtors®

APN: 18A-4-242