$354,900

20 Colonial Rd Palmyra, VA 22963

Estimated payment $2,245/month

Total Views 4,672
3 Beds
2 Baths
1,566 Sq Ft
$227 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Front Porch
  • Walk-In Closet
  • Skylights
  • Eat-In Kitchen
  • Central Air

About This Home

The stunning floor-to-ceiling walnut fireplace surround draws your eye to the vaulted ceiling, making the already large living room appear even more spacious. Skylights flood the space with natural light and the wide-plank white oak floors add to the modern feel. The large dining area adjacent to the living room is perfect for both living and entertaining. The kitchen boasts a casual dining area, along with stainless steel appliances including a brand new dishwasher and oven; a large pantry; and a convenient laundry area with newer washer and dryer tucked behind a charming sliding barn door. The split design features a generous primary bedroom on the right side of the house with a walk-in closet and en suite bath, while two ample-sized bedrooms share a bathroom on the opposite side. Completing this exceptional home is an attached two-car garage, a paved driveway, and a large deck overlooking a level, fully fenced backyard with firepit. Beach #2 is just a short distance away and the Riverside gate provides nearby access in and out of the community, making this property an unbeatable blend of style and location. Lake Monticello offers a variety of recreational options, including swimming, boating, golf, tennis, pickleball & more.

Listing Agent

KATHLEEN LONG

SAMSON PROPERTIES License #0255246105 Listed on: 06/12/2025

SAMSON PROPERTIES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,956

Year Built

  • Built in 1998

Lot Details

  • 0.34 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 1,566 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 3 194

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,956

Year Built

Built in 1998

Lot Details

0

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 3 194
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Co List Office Mls Id: 6339
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1566.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Microwave, Refrigerator, Dryer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Interior Amenities: Primary Downstairs, Skylights, Walk-In Closet(s), Eat-in Kitchen, Vaulted Ceiling(s)
  • Living Area: 1566.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Skylight(s)

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Faces Front, Garage

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
  • Sewer: Community/Coop Sewer, Shared Septic
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1998

Tax Info

  • Year: 2023
  • Tax Annual Amount: 1956.39
  • Tax Other Annual Assessment Amount: 231800.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,119 $282,500 $30,000 $252,500
2024 $20 $231,800 $30,000 $201,800
2023 $1,956 $231,800 $30,000 $201,800
2022 $1,706 $196,100 $27,500 $168,600
2021 $1,706 $196,100 $27,500 $168,600
2020 $1,599 $172,900 $27,500 $145,400
2019 $1,599 $172,900 $27,500 $145,400
2018 $1,499 $165,300 $27,500 $137,800
2017 $1,499 $165,300 $27,500 $137,800
2016 $1,492 $162,700 $27,500 $135,200
2015 $1,392 $162,700 $27,500 $135,200
2014 $1,392 $158,200 $27,500 $130,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 For Sale $354,900 0.0% $227 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $354,900 0.0% $227 / Sq Ft
07/01/2025 07/01/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $354,900 +31.4% $227 / Sq Ft
10/07/2021 10/07/21 Sold $270,000 +0.4% $172 / Sq Ft
08/29/2021 08/29/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $269,000 +17.0% $172 / Sq Ft
09/04/2020 09/04/20 Sold $229,900 0.0% $147 / Sq Ft
07/20/2020 07/20/20 Pending -- -- --
07/18/2020 07/18/20 For Sale $229,900 +21.3% $147 / Sq Ft
09/13/2019 09/13/19 Sold $189,500 0.0% $121 / Sq Ft
08/01/2019 08/01/19 Pending -- -- --
07/30/2019 07/30/19 For Sale $189,500 -- $121 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $270,000 Old Republic National Title
Deed $229,900 Old Republic National Title
Bargain Sale Deed $189,500 Chicago Title
Deed $168,500 Chicago Title
Gift Deed -- Chicago Title Insurance Co
Warranty Deed $242,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,252 New Conventional
Previous Owner $183,920 New Conventional
Previous Owner $169,541 New Conventional
Previous Owner $134,800 New Conventional
Previous Owner $182,175 Assumption
Previous Owner $145,900 New Conventional
Previous Owner $47,000 Stand Alone Second
Source: Public Records

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Source: Charlottesville area Association of Realtors®

MLS Number: 665732

Charlottesville area Association of Realtors®

APN: 18A 3 194