$5,000,000
SOLD OCT 16, 2025

20 Elm Point Mirror Lake, NH 03853

6 Beds
5 Baths
4,605 Sq Ft
11.03 Acres

Recently Sold

$1,086 Per Sq Ft

15% Above List Price

14 Days on Market

Highlights

  • Lake Front
  • Water Access
  • 11.03 Acre Lot
  • Tuftonboro Central School Rated A-
  • Boat Slip
  • Deck

About This Home

As of October 2025

Expansive western-facing views and 213' of Lake Winnipesaukee waterfront set the stage for this rare 11-acre offering. Built by a highly regarded local builder and lovingly maintained by the original owner, this 6-bedroom, 5-bathroom home captures sweeping water and mountain vistas from nearly every room. Designed with comfort and flexibility in mind, the main level offers true single-level living. The spacious primary suite is conveniently located on this floor, along with 2 half baths, an eat-in kitchen, and a vaulted great room anchored by a wood-burning fireplace with stone surround. This main living area flows seamlessly into a screened porch and out to an expansive wraparound deck—perfect for unforgettable sunsets. Upstairs, you’ll find five additional bedrooms and two bathrooms, offering ample space for family and guests. A separate wing of the home adds further versatility, with its own kitchen, living, and sleeping quarters—ideal for private guest accommodations or extended stays. The walkout lower level, currently unfinished, presents excellent potential for future expansion, with plumbing already in place for an additional bath. Outside, the setting offers exceptional privacy at the end of a quiet road. Whether you’re envisioning a carriage house, detached garage, or simply enjoying the pristine acreage as-is, the scale and seclusion of this property are unmatched. All of this is located just 15 minutes from downtown Wolfeboro’s dining, shopping, and conveniences.

Last Agent to Sell the Property

Brie Stephens

Compass New England, LLC License #068923 Listed on: 09/02/2025

Compass New England, LLC

Last Buyer's Agent

Lisa Davy

Today Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $24,392

Year Built

  • Built in 1998

Lot Details

  • 11.03 Acre Lot
  • Lake Front
  • Property fronts a private road
  • Irrigation Equipment
  • Wooded Lot

Parking

  • 2 Car Garage

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Concrete Foundation

Interior Spaces

  • Property has 2 Levels
  • Vaulted Ceiling
  • Fireplace
  • Natural Light
  • Blinds
  • Living Room
  • Recreation Room
  • Bonus Room

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Basement

  • Walk-Out Basement
  • Interior Basement Entry

Outdoor Features

  • Water Access
  • Nearby Water Access
  • Boat Slip
  • Lake, Pond or Stream
  • Deck

Schools

  • Tuftonboro Central Elementary School
  • Kingswood Regional Middle School
  • Kingswood Regional High School

Utilities

  • Baseboard Heating
  • Hot Water Heating System
  • Private Water Source
  • Drilled Well

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 50

Home Details

Home Type

Single Family

Est. Annual Taxes

$24,392

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Directions: From 109, turn onto Tuftonboro Neck Rd, right on Cross Neck Rd, bear Right on Elm, stay right to #20.
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1998
  • Display On Internet: None
  • Architectural Style: Contemporary, Walkout Lower Level
  • ResoLotFeatures: Country Setting, Lake Frontage, Mountain View, Waterfront, Wooded
  • Road Frontage Type: Private Road
  • PropertySubType: Single Family Residence
  • MLS Status: (20) Closed - Closed
  • Above Grade Finished Sq Ft: 4605.0
  • Reso Interior Features: Blinds, Wood Fireplace, 1 Fireplace, Master BR w/ BA, Natural Light, Vaulted Ceiling(s)
  • Unit Levels: Two
  • ResoPropertyCondition: Existing
  • Flood_Zone: No
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • Room_1_Type: Living Room
  • Room_10_Type: Bathroom Three Quarter
  • Room_11_Type: Bedroom
  • Room_12_Type: Bathroom Full
  • Room_14_Type: Bedroom
  • Room_15_Type: Bonus Room
  • Room_2_Type: Kitchen
  • Room_4_Type: Bathroom Half
  • Room_5_Type: Primary BR Suite
  • Room_6_Type: Bathroom Half
  • Room_7_Type: Rec Room
  • Room_8_Type: Bedroom
  • Room_9_Type: Bedroom
  • Timeshare_Or_Fract_Ownrshp: No
  • Water_Body_Access: Yes
  • Water_Body_Type: Lake
  • Water_View: Yes
  • Water_Access_Details: Directly Adjoining
  • Basement_Access_Type: Walkout
  • Room_13_Type: Bedroom
  • Above_Grade_Unfinished_Area_Source: Public Records
  • Below_Grade_Unfinished_Area_Source: Public Records
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Total Bedrooms: 6
  • Flooring: Hardwood, Tile
  • Basement: Concrete, Interior Stairs, Stubbed In, Unfinished, Walkout, Interior Access, Exterior Access, Basement Stairs
  • Other Equipment: Irrigation Equipment
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Driveway: Paved
  • Exterior Features: Boat Slip, Deck, Natural Shade, Screened Porch
  • Roof: Asphalt Shingle
  • Water Body Name: Lake Winnipesaukee
  • Construction Type: Wood
  • Waterfront: Yes
  • Foundation Details: Concrete

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes

Utilities

  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Heating: Baseboard, Hot Water
  • Cooling: None
  • Utilities: Other
  • Water Source: Drilled Well, Private

Schools

  • Elementary School: Tuftonboro Central School
  • High School: Kingswood Regional High School
  • Middle Or Junior School: Kingswood Regional Middle

Lot Info

  • Surveyed: Unknown
  • Zoning: RES
  • Lot Size Acres: 11.03
  • Lot Size Sq Ft: 480467.0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 24392.0
  • Tax Block: 0
  • Tax Lot: 2
  • Tax Map Number: 50

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Oct 14, 2025
Sold by
Erskine Ft and Erskine
Bought by
Gold Spencer M and Gold Emily A
Seller's Agent
Brie Stephens
Compass New England, LLC
Buyer's Agent
Lisa Davy
Today Real Estate
List Price
$4,350,000
Sold Price
$5,000,000
Premium/Discount to List
$650,000
14.94%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.88%
Original Mortgage
$2,100,000
Outstanding Balance
$2,098,102
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$625,335
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $5,000,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,100,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2025 10/16/25 Sold $5,000,000 +14.9% $1,086 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $4,350,000 -- $945 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $24,328 $3,192,700 $1,936,600 $1,256,100
2023 $23,211 $3,192,700 $1,936,600 $1,256,100
2022 $20,561 $3,192,700 $1,936,600 $1,256,100
2021 $19,299 $1,914,600 $1,172,300 $742,300
2020 $18,304 $1,914,600 $1,172,300 $742,300
2019 $19,357 $1,914,600 $1,172,300 $742,300
2018 $18,335 $1,640,000 $1,056,300 $583,700
2017 $17,663 $1,640,000 $1,056,300 $583,700
2016 $17,077 $1,637,300 $1,056,300 $581,000
2015 $17,012 $1,637,300 $1,056,300 $581,000
2014 $16,357 $1,637,300 $1,056,300 $581,000
2012 $14,982 $1,639,200 $1,085,300 $553,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 5059277

PrimeMLS

APN: TUFT-000050-000002-000028