20 Huminski Rd Elkton, MD 21921
3
Beds
2
Baths
1,370
Sq Ft
1.88
Acres
Highlights
- Rambler Architecture
- No HOA
- Eat-In Kitchen
- 2 Fireplaces
- 2 Car Attached Garage
- Living Room
About This Home
As of June 2025Endless Potential Awaits in the Heart of Cecil County! Imagine one-level living surrounded by 1.88 acres of peaceful wooded land, this home offers an incredible canvas for someone ready to transform it into their dream retreat! Featuring 3 bedrooms, 2 baths, and a basement, this property provides the perfect foundation for a personalized makeover. While it needs TLC, the possibilities are endless for those ready to put in the work. Enjoy the freedom of no HOA, along with the charm of country living at its best. Plus, with easy access to major routes, you'll be just a short drive away from Baltimore, DC, Philadelphia, and even New York City! This property is also conveniently close to tax-free shopping in Delaware, local marinas, public parks, state parks, boutique shops, waterfront restaurants, and close to world renowned hospitals. Whether you're looking to invest in a cozy getaway or seeking the perfect project for your dream home, this home has the space and location to make it something truly special. Don't miss out on the opportunity to breathe new life into this gem. The potential is there, transform it today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,645
Year Built
- Built in 1974
Lot Details
- 1.88 Acre Lot
- Property is zoned ST
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Off-Street Parking
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Block Foundation
Interior Spaces
- Property has 1 Level
- 2 Fireplaces
- Living Room
- Dining Room
- Eat-In Kitchen
- Basement
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
Utilities
- Electric Baseboard Heater
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 0803035557
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Jun 27, 2025
Sold by
Stanley Properties Llc
Bought by
John Susan
Seller's Agent
William Heath
Remax Vision
Buyer's Agent
Rachel Papaleo
Patterson-Schwartz-Hockessin
List Price
$442,000
Sold Price
$448,000
Premium/Discount to List
$6,000
1.36%
Views
84
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.12%
Original Mortgage
$439,885
Outstanding Balance
$439,885
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
-$102,599
Purchase Details
Listed on
Feb 7, 2025
Closed on
Mar 14, 2025
Sold by
Crawford Timothy A
Bought by
Stanley Properties Limited Liability Company
Seller's Agent
Nicole Strahorn
Gregg Team Realty
Buyer's Agent
William Heath
Remax Vision
List Price
$306,000
Sold Price
$286,000
Premium/Discount to List
-$20,000
-6.54%
Views
166
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
325.35%
Purchase Details
Closed on
Jul 10, 2017
Sold by
Crawford Timothy A and Crawford Michele D
Bought by
Crawford Timothy A
Purchase Details
Closed on
Sep 5, 2007
Sold by
Whittaker Cathleen I
Bought by
Crawford Timothy A and Crawford Michele
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,650
Interest Rate
6.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 2, 1999
Sold by
Whittaker John H and Whittaker Cathleen I
Bought by
Whittaker Cathleen I
Purchase Details
Closed on
Oct 15, 1992
Sold by
Yauchuczek Bernard F and Yauchuczek Joan E
Bought by
Whittaker John H and Whittaker Cathleen I
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,200
Interest Rate
8.01%
Similar Homes in Elkton, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $448,000 | Liberty Title | |
| Deed | $448,000 | Liberty Title | |
| Deed | $286,000 | Kirsh Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $228,500 | -- | |
| Deed | -- | -- | |
| Deed | $136,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $439,885 | FHA | |
| Closed | $439,885 | FHA | |
| Previous Owner | $225,600 | Stand Alone Second | |
| Previous Owner | $205,650 | Purchase Money Mortgage | |
| Previous Owner | $47,367 | Unknown | |
| Previous Owner | $138,200 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $448,000 | +1.4% | $327 / Sq Ft |
| 05/12/2025 05/12/25 | Off Market | $442,000 | -- | -- |
| 05/03/2025 05/03/25 | For Sale | $442,000 | +54.5% | $323 / Sq Ft |
| 03/07/2025 03/07/25 | Sold | $286,000 | -6.5% | $209 / Sq Ft |
| 02/10/2025 02/10/25 | Pending | -- | -- | -- |
| 02/07/2025 02/07/25 | For Sale | $306,000 | -- | $223 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,295 | $236,200 | $90,500 | $145,700 |
| 2023 | $1,895 | $229,500 | $0 | $0 |
| 2022 | $2,569 | $222,800 | $0 | $0 |
| 2021 | $2,518 | $216,100 | $90,500 | $125,600 |
| 2020 | $2,521 | $213,367 | $0 | $0 |
| 2019 | $2,489 | $210,633 | $0 | $0 |
| 2018 | $2,458 | $207,900 | $105,500 | $102,400 |
| 2017 | $2,458 | $207,900 | $0 | $0 |
| 2016 | $2,376 | $207,900 | $0 | $0 |
| 2015 | $2,376 | $210,000 | $0 | $0 |
| 2014 | $2,489 | $210,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
William Heath
Seller's Agent in 2025
William Heath
RE/MAX
(443) 553-3646
132 Total Sales
-
Nicole Strahorn
Seller's Agent in 2025
Nicole Strahorn
Gregg Team Realty
(410) 920-1180
122 Total Sales
-
Rachel Papaleo
Buyer's Agent in 2025
Rachel Papaleo
Patterson Schwartz
(443) 371-1761
77 Total Sales
Map
Source: Bright MLS
MLS Number: MDCC2015762
APN: 03-035557
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