NOT LISTED FOR SALE

20 Seminole Trail Palmyra, VA 22963

Estimated Value: $336,000 - $385,000

4 Beds
3 Baths
2,195 Sq Ft
$162/Sq Ft Est. Value

Last Sold November 22, 2021

Last sale price $268,000 $122 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,188/month

32 Days on Market

Highlights

  • Beach
  • Two Primary Bedrooms
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Vaulted Ceiling

About This Home

As of November 2021

Gorgeous 4 bedroom, 3 full bathroom home located at the entrance to the Cherokee section of Lake Monticello, outside the gates for convenience and easy access. Split bedroom design, 1-level home featuring 2 master bedroom suites, a spacious living room with vaulted ceiling and ceramic tile; formal dining room; kitchen has updated appliances. First master has his & hers walk-in closets, hardwood floors; the second has large walk-in closet Rear deck and gazebo. Ceramic tile in all bathrooms. Privacy fenced rear yard, 2 separate parking areas; storage shed. HVAC system is just over a year old.

Last Agent to Sell the Property

KEITH SCHULTZ

ASSIST2SELL - FIRST RATE REALTY, INC. License #0225174975 Listed on: 08/30/2021

Last Buyer's Agent

Roxanne Carter-Johnston

EXP REALTY LLC, - RICHMOND License #0225206352

EXP REALTY LLC, - RICHMOND

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,644

Year Built

  • Built in 1993

Lot Details

  • 0.4 Acre Lot
  • Landscaped
  • Property is zoned R-1 Residential

HOA Fees

  • $94 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,195 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Living Room
  • Dining Room
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Double Master Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Primary bathroom on main floor
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 10 209

Community Details

Overview

  • Association fees include club house, master ins. policy, pool, prof. mgmt., road maint, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Beach
  • Golf Course Community
  • Tennis Courts
  • Volleyball Courts
  • Community Playground
  • Exercise Course
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,644

Year Built

Built in 1993

Lot Details

0

HOA Fees

$94 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2195
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 08/30/2021
  • Parcel Number: 18A 10 209
  • Price Per Sq Ft: 122.1
  • Total Sq Ft: 2195
  • Type of Construction: On Site Built
  • Zoning: R-1 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Dining Roo1|Master Bed1|Master BTH1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Laundry1|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer, Dryer Hookup, Washer, Washer Hookup
  • Basement Type: Crawl
  • Room 1: Living Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Dining Room, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Master Bedroom, On Level: 1
  • Room 7: Master Bath, On Level: 1
  • Room 8: Bedroom, On Level: 1
  • Room 9: Bedroom, On Level: 1
  • Room 10: Full Bath, On Level: 1
  • Room 11: Laundry, On Level: 1
  • Total Finished Sq Ft: 2195
  • Above Grade Finished Sq Ft: 2195
  • Bathroom: Attach Mstr Bath, Ceramic Tile
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Kitchen Cabinets Counters: Tile Counter, White Cabinets
  • Land Description: Landscaped, Nearly Level
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Number of Main Level Bathrooms: 3
  • Number Beds: 4
  • Number Beds Main Level: 4
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Master Bedroom (L1)
  • Source of Sq Ft: Appraisal

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.4
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Porch - Front
  • Structure Features: Two Master Bedrooms, Walk-in Closet, Whirlpool/Jetted Tub
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Window Ceiling: 8' Ceilings, Vaulted/Cathedral Ceiling
  • View: Residential View

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, DSL
  • Security: Deadbolts
  • Sewer/Septic System: Public Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach, Clubhouse, Community Room, Exercise Room, Golf, Lake, Picnic Area, Play Area, Pool, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Club House, Master Ins. Policy, Pool, Prof. Mgmt., Road Maint, Trash Pickup
  • Association Fee: 1131

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 1993

Tax Info

  • Year: 2021
  • Taxes: 1644.24

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2021
Closed on
Oct 27, 2021
Sold by
Eugene Mallory
Bought by
Haught Joseph Andrew
Seller's Agent
KEITH SCHULTZ
ASSIST2SELL - FIRST RATE REALTY, INC.
Buyer's Agent
Roxanne Carter-Johnston
EXP REALTY LLC, - RICHMOND
List Price
$270,000
Sold Price
$268,000
Premium/Discount to List
-$2,000
-0.74%
Current Estimated Value
$355,121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,121
Avg. Annual Appreciation
7.27%
Original Mortgage
$274,164
Interest Rate
3.09%
Mortgage Type
VA

Purchase Details

Closed on
Sep 27, 2013
Sold by
Feliciano Eric E
Bought by
Mallory Eugene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,775
Interest Rate
4.53%
Mortgage Type
VA

Purchase Details

Closed on
Dec 6, 2012
Sold by
Feliciano Eric E and Feliciano Christina R
Bought by
Feliciano Eric E

Purchase Details

Closed on
Aug 4, 2010
Sold by
Denby Ty E and Denby Erin R
Bought by
Feliciano Eric E and Feliciano Christina R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,574
Interest Rate
4.37%
Mortgage Type
VA

Purchase Details

Closed on
Oct 19, 2006
Sold by
Bellomy Harry A
Bought by
Denby Ty E and Denby Erin R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,200
Interest Rate
6.37%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haught Joseph Andrew $268,000 Chicago Title
Mallory Eugene $175,000 Stewart Title Insurance Co
Feliciano Eric E -- None Available
Feliciano Eric E $189,500 Chicago Title Insurance Co
Denby Ty E $168,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Haught Joseph Andrew $305,000
Closed Haught Joseph Andrew $274,164
Closed Haught Joseph Andrew $274,164
Previous Owner Mallory Eugene $174,367
Previous Owner Mallory Eugene $180,775
Previous Owner Feliciano Eric E $203,492
Previous Owner Feliciano Eric E $193,574
Previous Owner Denby Ty E $151,200
Previous Owner Bellomy Harry A $21,840
Previous Owner Bellohy Harry A $105,170
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2021 11/22/21 Sold $268,000 -0.7% $122 / Sq Ft
10/01/2021 10/01/21 Pending -- -- --
08/30/2021 08/30/21 For Sale $270,000 -- $123 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,086 $278,100 $30,000 $248,100
2024 $19 $223,800 $30,000 $193,800
2023 $1,889 $223,800 $30,000 $193,800
2022 $1,618 $186,000 $25,000 $161,000
2021 $1,618 $186,000 $25,000 $161,000
2020 $1,644 $177,700 $25,000 $152,700
2019 $1,644 $177,700 $25,000 $152,700
2018 $1,509 $166,400 $25,000 $141,400
2017 $1,509 $166,400 $25,000 $141,400
2016 $1,522 $166,000 $25,000 $141,000
2015 $1,423 $166,000 $25,000 $141,000
2014 $1,423 $161,700 $25,000 $136,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 621653

Charlottesville area Association of Realtors®

APN: 18A-10-209