20 Windwhisper Ln Annapolis, MD 21403
Victor Haven Neighborhood
3
Beds
3.5
Baths
1,935
Sq Ft
6,449
Sq Ft Lot
Highlights
- Water Oriented
- Deck
- Wood Flooring
- Cape Cod Architecture
- Vaulted Ceiling
- Main Floor Bedroom
About This Home
As of February 2021Perfection inside and out! Impeccable home loaded with upgrades and unique features throughout. New scraped hardwood hickory flooring throughout the main level, 3 gas fireplaces, vaulted ceilings, skylights, multiple suites, the list goes on! Main level primary bedroom suite with vaulted ceiling, fireplace, ceiling fan, huge walk-in closet and quality bathroom renovation with extra cabinetry and designer tiled shower. Living room with vaulted ceiling, skylights, ceiling fan, new flooring and neutral paint leads to the kitchen with extra built-in white wood cabinetry, Dekton countertops and brick style tiled backsplash and access to the updated powder room, laundry area and garage. Rear sunroom/dining room/family room opens to the kitchen and accesses the rear yard. Sunroom with custom shiplap wall, vaulted ceiling, skylights and gas fireplace. Upper level with 2 ample sized bedrooms featuring large windows overlooking the rear yard and an additional full bathroom. Completely finished lower level with spacious recreation room which walks out to the rear yard, amazing guest suite/home office with remodeled bathroom and huge walk-in closet. Extensive decking and exterior stone patio including dining area, firepit, driveway and extensive brick walkways. Full cedar privacy fence surrounds the rear yard with a huge extra storage shed. Garage door replaced in 2016, New concrete driveway-2016, Cedar fence- 2016, Cambridge architectural shingle roof - 2012. Check out the virtual tour and floor plan!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,280
Year Built
- Built in 1989
Lot Details
- 6,449 Sq Ft Lot
- Creek or Stream
- Privacy Fence
- Back Yard Fenced
- Landscaped
- Extensive Hardscape
- Level Lot
- Property is in excellent condition
Parking
- 1 Car Direct Access Garage
- 1 Driveway Space
- Side Facing Garage
Home Design
- Cape Cod Architecture
- Architectural Shingle Roof
Interior Spaces
- Property has 3 Levels
- Vaulted Ceiling
- Ceiling Fan
- 3 Fireplaces
- Gas Fireplace
- Family Room Off Kitchen
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- Walk-In Closet
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Finished Basement
- Walk-Up Access
- Interior and Side Basement Entry
- Basement Windows
Outdoor Features
- Water Oriented
- Deck
- Patio
Schools
- Georgetown East Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
Community Details
- No Home Owners Association
- Georgetown Grove Subdivision
Listing and Financial Details
- Tax Lot 58
- Assessor Parcel Number 020626890036206
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 1, 2021
Closed on
Feb 2, 2021
Sold by
Kienstra Faith C and Faith Christina Kienstra
Bought by
Harrison John Daniel and Fiery Kristen Elisabeth
Seller's Agent
Missy Raffa
RE/MAX Realty Group
Buyer's Agent
Claire Davis
Engel & Völkers Annapolis
List Price
$459,000
Sold Price
$479,000
Premium/Discount to List
$20,000
4.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.80%
Original Mortgage
$407,150
Outstanding Balance
$365,198
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$176,769
Purchase Details
Listed on
Oct 20, 2017
Closed on
Feb 26, 2018
Sold by
Fox Michael W and Fox Lisa A
Bought by
Kienstra Faith Christina and Kienstra Revocable Trust
Seller's Agent
Denise Smith
Long & Foster Real Estate, Inc.
Buyer's Agent
Missy Raffa
RE/MAX Realty Group
List Price
$525,000
Sold Price
$470,000
Premium/Discount to List
-$55,000
-10.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.65%
Original Mortgage
$360,000
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 14, 1990
Sold by
Dunn Development Co Inc
Bought by
Fox Michael W and Fox Lisa A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
10.54%
Similar Homes in Annapolis, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $479,000 | Bay Title Company | |
| Deed | $470,000 | United Title & Escrow Icn | |
| Deed | $158,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $407,150 | New Conventional | |
| Previous Owner | $345,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $304,000 | Stand Alone Second | |
| Previous Owner | $57,000 | Stand Alone Second | |
| Previous Owner | $483,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $359,650 | New Conventional | |
| Previous Owner | $115,000 | Credit Line Revolving | |
| Previous Owner | $142,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | For Sale | $649,000 | +35.5% | $335 / Sq Ft |
| 02/02/2021 02/02/21 | Sold | $479,000 | +4.4% | $248 / Sq Ft |
| 01/01/2021 01/01/21 | For Sale | $459,000 | -2.3% | $237 / Sq Ft |
| 02/26/2018 02/26/18 | Sold | $470,000 | -7.8% | $226 / Sq Ft |
| 01/09/2018 01/09/18 | Pending | -- | -- | -- |
| 01/02/2018 01/02/18 | Price Changed | $509,950 | -1.0% | $245 / Sq Ft |
| 11/09/2017 11/09/17 | Price Changed | $515,000 | -1.9% | $247 / Sq Ft |
| 10/20/2017 10/20/17 | For Sale | $525,000 | -- | $252 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,277 | $443,967 | $0 | $0 |
| 2023 | $6,085 | $427,600 | $195,500 | $232,100 |
| 2022 | $5,775 | $409,900 | $0 | $0 |
| 2021 | $11,052 | $392,200 | $0 | $0 |
| 2020 | $5,280 | $374,500 | $185,500 | $189,000 |
| 2019 | $10,300 | $369,433 | $0 | $0 |
| 2018 | $5,068 | $364,367 | $0 | $0 |
| 2017 | $3,816 | $359,300 | $0 | $0 |
| 2016 | -- | $345,900 | $0 | $0 |
| 2015 | -- | $332,500 | $0 | $0 |
| 2014 | -- | $319,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Claire Davis
Seller's Agent in 2025
Claire Davis
Engel & Völkers Annapolis
(443) 292-6767
2 in this area
49 Total Sales
-
Missy Raffa
Seller's Agent in 2021
Missy Raffa
Remax Realty Group
(301) 526-3745
1 in this area
119 Total Sales
-
Denise Smith
Seller's Agent in 2018
Denise Smith
Long & Foster
(410) 991-6851
19 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA455618
APN: 06-268-90036206
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