$675,000
SOLD JUL 15, 2025

2038 358th St Spencer, IA 51301

4 Beds
2.5 Baths
2,425 Sq Ft
3.44 Acres

Recently Sold

$278 Per Sq Ft

3% Below List Price

38 Days on Market

Highlights

  • Open-Concept Dining Room
  • Porch
  • Eat-In Kitchen
  • New Construction
  • 3 Car Attached Garage
  • Walk-In Closet

About This Home

As of July 2025

Take the hassle out of building and enjoy this new construction ranch in River Bend Estates. River Bend Estates is a first-class development along the Ocheyedan River offering country style living with covenants that allow you to build a storage building / workshop. Amenities you will appreciate include a hard surface road, SMU water, internet, cable tv & phone. Wonderfully designed, this 4 bed 3 bath home sprawls out over2,425 sq ft living space on one level. There are two spacious guest bedrooms on one side of the home with a large master bedroom, bath and closet on the opposite. These spaces are separated by open concept kitchen, dining, and living space. There is a bonus room near the front of the home great for a fourth bedroom, office, or additional dining space. The kitchen features a hidden pantry plus easy access to the rear yard covered patio. The covered patio, along with many rooms in the home, afford views of your large rear yard. River Bend Estates has been complemented with beautiful executive style acreages and this home includes the level of finish you would expect from such a property. Spend some time in River Bend Estates, you will fall in love!

Last Agent to Sell the Property

Seth Hellinga

Real Estate Unlimited License #B61299 Listed on: 04/24/2025

Real Estate Unlimited

Last Buyer's Agent

Mickey Harrington

Okoboji Realty License #B62022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,556

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 3.44 Acre Lot
  • Lot Dimensions are 250' x 500'
  • Property fronts a county road

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Poured Concrete
  • Frame Construction
  • Asphalt Roof
  • Stick Built Home
  • Hardboard

Interior Spaces

  • 2,425 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Open-Concept Dining Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 963714301007

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,556

Year Built

Built in 2022 | New Construction

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 2022
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: New Construction
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Garage Door Opener, Kitchen Center Island, Main Floor Bedrooms, Main Floor Laundry, Pantry, Smoke Alarms, Walk-in Closet, Washer/Dryer Hkups
  • Fireplace Features: Gas
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Bathroom Description: Full Master, Main Floor Full Bath
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement Material: Poured Concrete
  • Basement Style: Crawl Space
  • Dining Room: Open Floor Plan
  • Appliances: Dishwasher, Microwave, Range/Stove, Refrigerator
  • Price Per S Q F T: 278.35
  • Total Sq Ft: 2425
  • Above Grade Finished: 2425
  • Fireplace: Yes
  • Finished Sq Ft: 2425
  • Basement Features: None

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Hardboard
  • Exterior Features: Driveway-Concrete, Patio, Porch
  • Flood Zone: No
  • Road Frontage Type: County Road, Paved
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 38' x 35'
  • Garage Spaces: 3

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Private Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963714301007
  • Range Number: 37
  • Estimated Acres: 3.44
  • Estimated Lot Dimensions: 250' x 500'
  • Lot Sq Ft: 150000
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 3556
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
Jul 14, 2025
Sold by
Hjelm Jon M
Bought by
Veldman Harvey and Veldman Yvonne
Seller's Agent
Seth Hellinga
Real Estate Unlimited
Buyer's Agent
Mickey Harrington
Okoboji Realty
List Price
$697,500
Sold Price
$675,000
Premium/Discount to List
-$22,500
-3.23%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-18.85%
Original Mortgage
$641,250
Outstanding Balance
$640,709
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$16,212
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 None Listed On Document
Warranty Deed $675,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $641,250 New Conventional
Closed $641,250 New Conventional
Previous Owner $645,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Sold $675,000 -3.2% $278 / Sq Ft
04/24/2025 04/24/25 For Sale $697,500 -- $288 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,504 $569,590 $103,500 $466,090
2023 $982 $323,420 $103,500 $219,920
2022 $1,010 $77,630 $77,630 $0
2021 $1,096 $77,630 $77,630 $0
2020 $1,096 $77,630 $77,630 $0
2019 $1,072 $77,630 $0 $0
2018 $1,056 $77,630 $0 $0
2017 $1,116 $77,630 $0 $0
2016 $1,120 $77,630 $0 $0
2015 $562 $38,810 $0 $0
2014 $540 $38,810 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250443

Iowa Great Lakes Board of REALTORS®

APN: 9637-14-301-007