NOT LISTED FOR SALE

20427 Harborgate Ct Unit 606 Cornelius, NC 28031

Estimated Value: $622,122 - $717,000

3 Beds
2 Baths
1,360 Sq Ft
$353/mo HOA Fee

Last Sold August 29, 2019

Last sale price $490,000 $360 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $4,164/month

9 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Traditional Architecture
  • Bailey Middle School Rated A-
  • Clubhouse
  • Wood Flooring

About This Home

As of August 2019

WOW is what you will say when you walk through the front door of this waterfront beauty!This updated 3 bdrm penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors.The updated kitchen has an opening into the family room & features beautiful cabinets complete w/ granite,tile backsplash,stainless steel appliances & even a wine fridge!The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the master bedroom.A large magnolia tree offers privacy & shade as well! The master bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Roof is 2 years old, new HVAC in '16, new water heater in '19, new sliders in '18...Hydro-Host boat lift included ('16). Plantation Shutters on windows ... Nice Blinds on sliders

Last Agent to Sell the Property

Wendy Choquette

Mattamy Carolina Corporation License #256008 Listed on: 07/14/2019

Last Buyer's Agent

Pat Smith

Choquette Properties Inc License #277456

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Waterfront
  • End Unit

HOA Fees

Home Design

  • Traditional Architecture

Interior Spaces

  • Fireplace
  • Window Treatments
  • Storage Room

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • 2 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 001-441-54

Community Details

Overview

  • Csi Association
  • Mid-Rise Condominium
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0

HOA Fees

$353 per month

Listing Details

  • Property Type: Condo/Townhouse
  • Property Sub Type: Mid-Rise
  • Architectural Style: Traditional
  • Ratio Close Price By List Price: 0.95703
  • Ratio Close Price By Original Li: 0.95703
  • Ratio Current Price By Sq Ft: 360.29
  • Unit Floor Level: 3
  • Year Built: 1985
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Entry Level: Upper
  • Equipment: Ceiling Fan(s), CO Detector, Cable Prewire, Disposal, Electric Dryer Hookup, Electric Range, Ice Maker Connection, Microwave, Refrigerator, Electric Oven
  • Fireplace Description: Living Room
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Pantry, Storage Unit, Vaulted Ceiling, Walk-In Closet(s), Window Treatments
  • Laundry Location: Main
  • Room Count: 1
  • Main Level Sq Ft: 1360
  • Total Sq Ft: 1360
  • Sq Ft Unheated Basement: 80
  • Sq Ft Unheated Main: 36
  • Sq Ft Unheated Total: 116

Exterior Features

  • Construction: Fiber Cement
  • Construction Type: Site Built

Garage/Parking

  • Driveway: Asphalt
  • Parking: Assigned Parking Space - 1

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Club House, Lake, Outdoor Pool, Walking Trails, Sidewalk
  • Association Fee: 327.64
  • Association Fee Frequency: Monthly
  • Complex Name: Harborgate
  • HOA Management Company: CSI
  • Hoa Subject To Dues: Mandatory
  • Association #2 Fee: 300.00
  • Association #2 Fee Frequency: Annually

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified

Lot Info

  • Lot Features: End Unit, Lake Access, Water view, Waterfront, Year Round View
  • Parcel Number: 001-441-54
  • Zoning Specification: GR

Tax Info

  • Tax Value: 371400.00
  • Tax Location: Mecklenburg

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2019
Closed on
Aug 29, 2019
Sold by
Freda Catharine Hoggard
Bought by
Harshman Jeffrey A and Harshman Sharon K
Seller's Agent
Wendy Choquette
Choquette Properties Inc
Buyer's Agent
Pat Smith
Choquette Properties Inc
List Price
$512,000
Sold Price
$490,000
Premium/Discount to List
-$22,000
-4.3%
Current Estimated Value
$662,031

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$172,031
Avg. Annual Appreciation
5.05%
Original Mortgage
$441,000
Outstanding Balance
$387,852
Interest Rate
3.8%
Mortgage Type
New Conventional
Estimated Equity
$274,179

Purchase Details

Closed on
Jun 6, 2014
Sold by
Bowling Christine A
Bought by
Freda Catharine Hoggard and Catharine Hoggard Freda Revocable Living

Purchase Details

Closed on
Jun 15, 2011
Sold by
Kisiah Donald and Kisiah Josephine
Bought by
Bowling Christine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
4.71%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harshman Jeffrey A $490,000 None Available
Freda Catharine Hoggard $400,000 None Available
Bowling Christine A $315,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harshman Jeffrey A $441,000
Previous Owner Bowling Christine A $315,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2019 08/29/19 Sold $490,000 -4.3% $360 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
07/14/2019 07/14/19 For Sale $512,000 -- $376 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,613 $543,124 -- $543,124
2024 $3,613 $543,124 -- $543,124
2023 $3,116 $543,124 $0 $543,124
2022 $3,116 $371,400 $0 $371,400
2021 $3,155 $371,400 $0 $371,400
2020 $3,116 $371,400 $0 $371,400
2019 $3,149 $371,400 $0 $371,400
2018 $2,967 $272,600 $100,000 $172,600
2017 $2,943 $272,600 $100,000 $172,600
2016 $2,939 $272,600 $100,000 $172,600
2015 $2,895 $272,600 $100,000 $172,600
2014 $2,893 $272,600 $100,000 $172,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3529148

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-54