$245,000
SOLD APR 4, 2025

20560 State Highway 18 Finlayson, MN 55735

2 Beds
1 Bath
480 Sq Ft
0.26 Acres

Recently Sold

$510 Per Sq Ft

2% Below List Price

42 Days on Market

Highlights

  • 60 Feet of Waterfront
  • RV Access or Parking
  • Deck
  • Beach Access
  • Lake View
  • No HOA

About This Home

As of April 2025

Your Slice of Heaven on Big Pine Lake! Completely remodeled and move-in ready, this seasonal cabin offers a serene lakefront setting on a beautiful, level lot with direct access to the water. Thoughtfully updated with modern conveniences and designed for relaxation, this property is perfect for those seeking a tranquil retreat. This one-level cabin features 2 bedrooms, a custom barnwood-finished bathroom with a roll-in shower, and 184 sq ft of new maintenance-free composite decking overlooking the backyard and lake. The interior boasts an 8’ sliding patio door off both the kitchen and living rooms, flooding the space with natural light and offering breathtaking lake views. Additional upgrades include all-new electric, plumbing, a mini-split for heat and AC, a new water heater, new maintenance-free windows, and new steel siding with maintenance free soffit and fascia. This property has made accessibility a priority, with features such as wide doorways and a roll-in shower. Outdoor amenities include a cedar privacy fence along both property lines, an outdoor shower for cleaning off after a day in the lake, and a dock that stays with the property. The yard has been drain-tiled to keep water away from the cabin and outdoor areas. Additional storage is provided by a large garden shed, and the property also includes a 30amp camper/RV hookup. Extras include bunk beds, a security system with cameras (requires internet and app), a mower, and a winch for easy dock removal. In addition to Big Pine Lake, you also have access to Pine Lake, which is connected and perfect for even more water adventures. You can conveniently launch your boats just around the corner on the north side of the cabin.

Last Agent to Sell the Property

Chuck Zwilling

RE/MAX Results Listed on: 01/12/2025

RE/MAX Results

Co-Listed By

Becca Reugemer

RE/MAX Results

Last Buyer's Agent

James Farrington

Stadick Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,518

Year Built

  • Built in 1950

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 60x255x38x98x10x177
  • 60 Feet of Waterfront
  • Lake Front
  • Privacy Fence
  • Wood Fence
  • Irregular Lot

Interior Spaces

  • 480 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Bathroom

Parking

  • Guest Parking
  • RV Access or Parking

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Private Water Source
  • Sand Point Well

Community Details

  • No Home Owners Association
  • Shady Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0275045000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,518

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Accessibility Features: Doors 36"+, Fully Wheelchair, Grab Bars In Bathroom, No Stairs External, No Stairs Internal, Roll-In Shower
  • Water Source: Private, Sand Point
  • Year Built: 1950
  • Above Grade Finished Sq Ft: 480
  • Water Body Name: Big Pine
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Cooktop, Microwave, Refrigerator
  • Living Area: 480
  • Fireplace: No
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Deck

Beds/Baths

  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • Fencing: Privacy, Wood
  • View: South
  • Other Structures: Storage Shed
  • PatioPorchType: Composite Decking,Deck
  • Lake Acres: 398
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 60

Garage/Parking

  • Parking Features: Guest Parking, RV Access/Parking, Open
  • ParkingOpen: 5

Utilities

  • Heating: Ductless Mini-Split
  • Sewer: Holding Tank, Private Sewer
  • Electric: Circuit Breakers
  • Fuel: Electric
  • Power Company: East Central Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Main Floor Primary Bedroom,Security System,Tile Floors

Schools

  • Junior High Dist: Hinckley-Finlayson
  • SchoolDistrictNumber: 2165
  • SchoolDistrictPhone: 320-384-6277

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 60x255x38x98x10x177
  • Lot Size Sq Ft: 11194.92
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Seasonal

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 0275045000
  • Tax Annual Amount: 1518
  • TaxWithAssessments: 1518.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $183,750 New Conventional
Closed $106,700 New Conventional
Closed $103,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/04/2025 04/04/25 Sold $245,000 -2.0% $510 / Sq Ft
02/28/2025 02/28/25 Pending -- -- --
01/17/2025 01/17/25 For Sale $250,000 -- $521 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,432 $176,800 $112,000 $64,800
2023 $1,540 $182,800 $117,100 $65,700
2022 $1,434 $168,700 $116,100 $52,600
2021 $1,290 $133,200 $101,600 $31,600
2020 $1,270 $114,000 $94,700 $19,300
2019 $1,324 $109,400 $92,100 $17,300
2018 $1,362 $109,900 $88,300 $21,600
2017 $1,336 $112,600 $90,000 $22,600
2016 $1,396 $111,500 $90,000 $21,500
2014 $1,322 $112,700 $96,300 $16,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6649182

NorthstarMLS

APN: 027.5045.000