NOT LISTED FOR SALE

Estimated Value: $379,000 - $434,000

3 Beds
3 Baths
2,103 Sq Ft
$192/Sq Ft Est. Value

Last Sold January 16, 2024

Last sale price $370,500 $176 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,394/month

5 Days on Market

Highlights

  • 1 Dock Slip
  • Pier or Dock
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Gated Community

About This Home

As of January 2024

IMMACULATELY MAINTAINED CEDAR RANCHER with finished basement on a wooded level lot located in gated Lake Holiday! Come relax on the inviting front porch or expansive rear deck- both complimented with Trex decking. The open concept living/dining/kitchen space allows for flexibility for your furnishings. The well equipped eat in kitchen boasts stainless steel appliances along with Corian counters. French doors to rear deck allow for ample entertaining in rear. The spacious primary en suite and 2nd bedroom both have walk in closets. This well maintained cedar and stone custom home has been recently upgraded with a newer roof, HVAC, hardwood flooring and custom tiled bathrooms. The finished basement includes tons of custom built-in cabinetry and bar area along with a brick wood burning fireplace for those cozy cool nights. Lower level could function as a great in-law suite with full bath and laundry. Oversized 2 car garage offers custom modular flooring that conveys with sale. Lake living has never been better with all the amenities available in this peaceful community just 20 minutes from Winchester. Amenities include boating, swimming at 2 sandy beaches, fishing pier, clubhouse with fitness room, volleyball/tennis/pickleball/basketball courts, walking trails and playgrounds. Come bring your boat and enjoy vacationing where you live!

Last Agent to Sell the Property

Lisa Cox

(540) 560-5711 lcox.realtor@gmail.com Colony Realty Listed on: 11/10/2023

Last Buyer's Agent

Maria Fay

(540) 229-2582 mariafayrealtor@gmail.com RE/MAX Gateway License #0225057655

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,437

Year Built

  • Built in 1991

Lot Details

  • 0.38 Acre Lot
  • Home fronts navigable water
  • Rural Setting
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Basement Garage
  • Side Facing Garage
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Brick Fireplace
  • French Doors
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Views of Woods
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Garage Access
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Shed

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 47
  • Assessor Parcel Number 18A088A 3 47

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, security gate, management, pier/dock maintenance, reserve funds
  • $57 Other Monthly Fees
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 100 Community Slips
  • 80 Community Docks
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,437

Year Built

Built in 1991

Lot Details

0

HOA Fees

$142 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: Washer and dryer and ring doorbell, cameras
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
  • Flooring Type: Engineered Wood, Carpet, Laminated, Ceramic Tile
  • Interior Amenities: Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Table Space, Recessed Lighting, Tub Shower, Wood Floors, Carpet, Dining Area, Primary Bath(s), Walk-In Closet(s)
  • Fireplace Features: Brick, Fireplace - Glass Doors, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Connecting Stairway, Fully Finished, Garage Access, Interior Access, Outside Entrance, Side Entrance, Windows, Walkout Level
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2103
  • Living Area Sq Ft: 2103
  • Price Per Sq Ft: 263.84
  • Above Grade Finished Sq Ft: 1402
  • Below Grade Finished Sq Ft: 701
  • Total Below Grade Sq Ft: 701
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Cedar, Stone
  • Exterior Features: Exterior Lighting
  • Roof: Architectural Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Basement Garage, Inside Access, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Attached Garage, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 142.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Club House, Gated Community, Jog/Walk Path, Lake, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Dog Park, Meeting Room
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Security Gate, Management, Pier/Dock Maintenance, Reserve Funds
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Additional Parcels: No
  • Lot Features: Trees/Wooded
  • Lot Size Acres: 0.38
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16676.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1437.00
  • Assessor Parcel Number: 18A088A 3 47
  • Tax Lot: 47
  • County Tax Payment Frequency: Semi-Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 10, 2023
Closed on
Jan 11, 2024
Sold by
Bowen Jason M and Bowen Tammy L
Bought by
Wince Jordan D and Wince Abigail Cole
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Maria Fay
RE/MAX Gateway
List Price
$369,900
Sold Price
$370,500
Premium/Discount to List
$600
0.16%
Views
56
Current Estimated Value
$402,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,485
Avg. Annual Appreciation
4.36%
Original Mortgage
$12,967
Interest Rate
7.03%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 19, 2021
Closed on
May 6, 2021
Sold by
Cepanec Robert J and Cepanec Marilyn J
Bought by
Bowen Jason M and Bowen Tammy L
Seller's Agent
Marilyn Cepanec
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Sue Fincham
Samson Properties
List Price
$284,900
Sold Price
$305,000
Premium/Discount to List
$20,100
7.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$315,980
Interest Rate
3.1%
Mortgage Type
VA

Purchase Details

Closed on
Nov 14, 2014
Sold by
Cepanec Robert J
Bought by
Cepanec Robert J and Cepanec Marilyn J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wince Jordan D $370,500 None Listed On Document
Bowen Jason M $305,000 Attorney
Cepanec Robert J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Wince Jordan D $12,967
Open Wince Jordan D $363,788
Previous Owner Bowen Jason M $315,980
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2024 01/16/24 Sold $370,500 +0.2% $176 / Sq Ft
11/15/2023 11/15/23 Pending -- -- --
11/10/2023 11/10/23 For Sale $369,900 +21.3% $176 / Sq Ft
05/06/2021 05/06/21 Sold $305,000 +7.1% $145 / Sq Ft View Prior Sale
03/19/2021 03/19/21 For Sale $284,900 -- $135 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,759 $366,400 $58,000 $308,400
2024 $1,052 $305,700 $42,000 $263,700
2023 $1,559 $305,700 $42,000 $263,700
2022 $1,437 $235,500 $37,000 $198,500
2021 $2,115 $235,500 $37,000 $198,500
2020 $1,898 $200,000 $37,000 $163,000
2019 $1,898 $200,000 $37,000 $163,000
2018 $1,827 $188,400 $37,000 $151,400
2017 $1,808 $188,400 $37,000 $151,400
2016 $1,706 $171,400 $25,100 $146,300
2015 $956 $170,800 $24,500 $146,300
2014 $809 $159,100 $24,500 $134,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VAFV2015538

Bright MLS

APN: 18A088A-3-47