$405,000

Estimated payment $2,465/month

Total Views 2,973
3 Beds
3 Baths
2,103 Sq Ft
$193 Price per Sq Ft

Highlights

  • Pier or Dock
  • Water Oriented
  • View of Trees or Woods
  • Private Beach Club
  • Gated Community
  • Open Floorplan

About This Home

“Seller is offering a $2,000 credit with acceptable offer for basement flooring—giving buyers the opportunity to refresh the space to their own style.” A true show-stopper from the road, this immaculately maintained cedar rancher offers stunning curb appeal and exceptional living inside and out! Nestled on a level wooded lot in the gated community of Lake Holiday, this beautiful cedar and stone home combines comfort, style, and thoughtful updates throughout.
Relax on the inviting front porch or entertain guests on the expansive rear deck—both finished with low-maintenance Trex decking. Inside, the open-concept living, dining, and kitchen area offers flexibility for today’s lifestyle and is filled with natural light. The well-equipped eat-in kitchen features stainless steel appliances, Corian countertops, and French doors leading to the rear deck—perfect for indoor-outdoor entertaining.
The spacious primary suite and second bedroom both include walk-in closets, while the home has been meticulously updated with a newer roof, HVAC system, hardwood flooring, and beautifully custom-tiled bathrooms.
The finished lower level is designed for both comfort and function, offering extensive custom built-in cabinetry, a bar area, and a cozy brick wood-burning fireplace—ideal for relaxing on cool evenings. With a full bath and laundry area, the lower level also provides excellent potential for an in-law suite or extended guest space.
An oversized two-car garage features custom modular flooring that conveys with the sale.
Enjoy the best of lake living with all the amenities Lake Holiday has to offer—boating, fishing, swimming at two sandy beaches, a fishing pier, clubhouse with fitness room, volleyball, tennis, pickleball and basketball courts, walking trails, and playgrounds—all within a peaceful community just 20 minutes from Winchester.
Bring your boat and start enjoying life where every day feels like a vacation!

Listing Agent

Maria Fay

(540) 341-1000 mariafayrealtor@gmail.com RE/MAX Gateway Brokerage Phone: 5403411000 License #0225057655 Listed on: 03/19/2026

Co-Listing Agent

Stephanie Yowell

(540) 341-1000 stephaniesellinghomes@gmail.com RE/MAX Gateway Brokerage Phone: 5403411000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,759

Year Built

  • Built in 1991

Lot Details

  • 16,553 Sq Ft Lot
  • Rural Setting
  • Wooded Lot
  • Property is zoned R5

HOA Fees

  • $156 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Basement Garage
  • Side Facing Garage

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Stone Siding
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Brick Fireplace
  • French Doors
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Views of Woods
  • Security Gate
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Garage Access
  • Laundry in Basement

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 47
  • Assessor Parcel Number 18-A08-8A-3-47

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • Private Beach Club
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,759

Year Built

Built in 1991

Lot Details

0.38 Acres

HOA Fees

$156 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 3/19/2026 12:00:00 AM
  • Year Built: 1991
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater
  • Flooring Type: Ceramic Tile, Carpet, Hardwood, Vinyl
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Wood Floors, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Upgraded Countertops
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Garage Access, Full, Fully Finished, Interior Access, Outside Entrance
  • Laundry Type: Basement
  • Total Sq Ft: 2804
  • Living Area Sq Ft: 2103
  • Price Per Sq Ft: 288.87
  • Above Grade Finished Sq Ft: 1402
  • Below Grade Finished Sq Ft: 701
  • Below Grade Sq Ft: 701
  • Total Below Grade Sq Ft: 1402
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar, Stone
  • Exterior Features: Exterior Lighting, Outbuilding(s)
  • Roof: Shingle
  • View: Trees/Woods
  • Water Access: No
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Basement Garage, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 156.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach Club, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Trees/Wooded
  • Lot Size Acres: 0.38
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16552.80
  • Outdoor Living Structures: Deck(s), Porch(es), Roof
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 1759.00
  • Assessor Parcel Number: 18-A08-8A-3-47
  • Tax Lot: 47
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,759 $366,400 $58,000 $308,400
2024 $1,052 $305,700 $42,000 $263,700
2023 $1,559 $305,700 $42,000 $263,700
2022 $1,437 $235,500 $37,000 $198,500
2021 $2,115 $235,500 $37,000 $198,500
2020 $1,898 $200,000 $37,000 $163,000
2019 $1,898 $200,000 $37,000 $163,000
2018 $1,827 $188,400 $37,000 $151,400
2017 $1,808 $188,400 $37,000 $151,400
2016 $1,706 $171,400 $25,100 $146,300
2015 $956 $170,800 $24,500 $146,300
2014 $809 $159,100 $24,500 $134,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/19/2026 03/19/26 For Sale $405,000 +9.3% $193 / Sq Ft
01/16/2024 01/16/24 Sold $370,500 +0.2% $176 / Sq Ft View Prior Sale
11/15/2023 11/15/23 Pending -- -- --
11/10/2023 11/10/23 For Sale $369,900 +21.3% $176 / Sq Ft
05/06/2021 05/06/21 Sold $305,000 +7.1% $145 / Sq Ft View Prior Sale
03/19/2021 03/19/21 For Sale $284,900 -- $135 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $370,500 None Listed On Document
Warranty Deed $305,000 Attorney
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $12,967 New Conventional
Open $363,788 FHA
Previous Owner $315,980 VA
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2040190

Bright MLS

APN: 18A088A-3-47

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