Seller's Agent in 2026
Sunshine Callahan
EXP REALTY LLC
(352) 720-9177
4 in this area
71 Total Sales
21 Cayman Cir Umatilla, FL 32784
2
Beds
1
Bath
1,250
Sq Ft
6,000
Sq Ft Lot Lot
Highlights
- Access To Lake
- Bonus Room
- Family Room Off Kitchen
- Open Floorplan
- No HOA
- Rear Porch
About This Home
As of March 2026One or more photo(s) has been virtually staged. Welcome home to this charming two-bedroom residence featuring an open floor plan that creates a natural flow throughout the main living spaces, complemented by a neutral color palette that provides the perfect backdrop for any design style. Natural light fills the interior, giving the home a bright and airy feel from the moment you step inside. The kitchen serves as the heart of the home with a convenient breakfast bar ideal for morning coffee, a dedicated eating area for casual meals, and stainless steel appliances that blend modern appeal with everyday functionality. The two generously sized bedrooms offer comfortable private retreats, while the additional bonus room provides valuable flexibility for a home office, playroom, or extra living space. Step outside to enjoy a large screened patio, perfect for relaxing or entertaining year-round, overlooking a fully fenced backyard that offers endless possibilities for gardening, play, or creating your own outdoor oasis. Whether you are a first-time buyer looking for an affordable opportunity to build equity or an investor seeking strong rental potential, this property delivers solid value, flexibility, and opportunity in a desirable location. Schedule your private showing today and start imagining the possibilities this home has to offer.
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3314053 Listed on: 01/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,025
Year Built
- Built in 1996
Lot Details
- 6,000 Sq Ft Lot
- Lot Dimensions are 50x120
- West Facing Home
- Fenced
- Landscaped with Trees
- Property is zoned MHS
Parking
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
Interior Spaces
- 1,250 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Blinds
- French Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Bonus Room
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Linoleum
- Laminate
- Concrete
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Outdoor Features
- Access To Lake
- Screened Patio
- Shed
- Rear Porch
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Air
- Heating Available
- Thermostat
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Umatilla Lake Mary Estates Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 03900
- Assessor Parcel Number 14-18-26-0015-000-03900
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 15, 2026
Closed on
Mar 30, 2026
Sold by
Carlson Rowan
Bought by
Ellison Robert
Seller's Agent
Sunshine Callahan
EXP REALTY LLC
Buyer's Agent
Danielle Wiles
BHHS FLORIDA REALTY
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Views
70
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.25%
Original Mortgage
$211,105
Outstanding Balance
$211,105
Interest Rate
6.01%
Mortgage Type
FHA
Estimated Equity
$11,810
Purchase Details
Listed on
Jun 11, 2021
Closed on
Jul 28, 2021
Sold by
Gray Samantha A
Bought by
Rowan Adam Carlson
Seller's Agent
Jennifer Wemert
WEMERT GROUP REALTY LLC
Buyer's Agent
Sunshine Callahan
List Price
$175,000
Sold Price
$175,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.51%
Original Mortgage
$171,830
Interest Rate
3%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 20, 2015
Sold by
Branch Banking & Trust Company
Bought by
Gray Samantha A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,928
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 4, 2015
Sold by
Fox Timothy W and Scheller Candice Nichole
Bought by
Branch Banking & Trust Company
Purchase Details
Closed on
Aug 31, 2011
Sold by
Baldree Daniel D and Baldree Victoria D
Bought by
Fox Timothy W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,290
Interest Rate
4.53%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 15, 2005
Sold by
Deutsche Bank National Trust Co
Bought by
Baldree Daniel D and Baldree Victoria D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,950
Interest Rate
5.6%
Mortgage Type
VA
Purchase Details
Closed on
Jan 31, 2005
Sold by
The Provident Bank Inc
Bought by
Deutsche Bank National Trust Co
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,950
Interest Rate
5.6%
Mortgage Type
VA
Purchase Details
Closed on
Dec 9, 2004
Sold by
Pedersen Robert T and Pedersen Christine A
Bought by
The Provident Bank Inc
Purchase Details
Closed on
Aug 20, 1996
Sold by
Angelier Const Inc
Bought by
Pedersen Robert T and Pedersen Christine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,943
Interest Rate
8.2%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | First American Title Insurance | |
| Warranty Deed | $175,000 | Stewart Title Company | |
| Warranty Deed | $70,200 | Princeton Title & Escrow Llc | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $65,900 | Attorney | |
| Special Warranty Deed | $92,000 | Fairview Title | |
| Special Warranty Deed | -- | -- | |
| Trustee Deed | -- | -- | |
| Trustee Deed | -- | -- | |
| Warranty Deed | $52,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $211,105 | FHA | |
| Previous Owner | $171,830 | FHA | |
| Previous Owner | $68,928 | FHA | |
| Previous Owner | $68,290 | New Conventional | |
| Previous Owner | $93,950 | VA | |
| Previous Owner | $51,943 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/30/2026 03/30/26 | Sold | $215,000 | -4.4% | $172 / Sq Ft | |
| 02/18/2026 02/18/26 | Pending | -- | -- | -- | |
| 02/14/2026 02/14/26 | Price Changed | $224,950 | 0.0% | $180 / Sq Ft | |
| 01/15/2026 01/15/26 | For Sale | $225,000 | +28.6% | $180 / Sq Ft | |
| 07/29/2021 07/29/21 | Sold | $175,000 | 0.0% | $140 / Sq Ft | View Prior Sale |
| 06/19/2021 06/19/21 | Pending | -- | -- | -- | |
| 06/18/2021 06/18/21 | For Sale | $175,000 | 0.0% | $140 / Sq Ft | |
| 06/15/2021 06/15/21 | Pending | -- | -- | -- | |
| 06/08/2021 06/08/21 | For Sale | $175,000 | -- | $140 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,904 | $170,888 | $48,400 | $122,488 |
| 2025 | $2,366 | $169,876 | $48,400 | $121,476 |
| 2024 | $2,366 | $169,876 | $48,400 | $121,476 |
| 2023 | $2,366 | $109,472 | $27,500 | $81,972 |
| 2022 | $2,343 | $109,472 | $27,500 | $81,972 |
| 2021 | $669 | $54,653 | $0 | $0 |
| 2020 | $690 | $53,899 | $0 | $0 |
| 2019 | $690 | $52,688 | $0 | $0 |
| 2018 | $675 | $51,706 | $0 | $0 |
| 2017 | $529 | $50,643 | $0 | $0 |
| 2016 | $536 | $50,643 | $0 | $0 |
| 2015 | $1,095 | $49,832 | $0 | $0 |
| 2014 | $1,086 | $49,094 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sunshine Callahan
-
Danielle Wiles
D
Buyer's Agent in 2026
Danielle Wiles
BHHS FLORIDA REALTY
(352) 250-7850
10 in this area
59 Total Sales
-
Jennifer Wemert
Seller's Agent in 2021
Jennifer Wemert
WEMERT GROUP REALTY LLC
(321) 567-1293
7 in this area
3,269 Total Sales
-
Corey Welch
Seller Co-Listing Agent in 2021
Corey Welch
WEMERT GROUP REALTY LLC
(407) 462-9915
3 in this area
242 Total Sales
Map
Source: Stellar MLS
MLS Number: G5106229
APN: 14-18-26-0015-000-03900
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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