$137,000
SOLD JUN 11, 2025

21 W 11th St Spencer, IA 51301

3 Beds
1 Bath
936 Sq Ft
6,600 Sq Ft Lot

Recently Sold

$146 Per Sq Ft

8% Below List Price

34 Days on Market

Highlights

  • 1 Car Detached Garage
  • Porch
  • Bathroom on Main Level
  • Spencer Middle School Rated 9+
  • Forced Air Heating and Cooling System
  • Property has an invisible fence for dogs

About This Home

As of June 2025

Check out this two-bedroom, one bathroom home with a nice open floor plan and great porch area. Windows are updated and the location is on a corner lot close to Spencer's downtown! The basement has a non-conforming bedroom and hangout area. All materials in the basement to finish the room are staying with the home as well!

Last Agent to Sell the Property

Katie Muhlbauer

Integrity Real Estate License #S65172 Listed on: 03/27/2025

Last Buyer's Agent

Kari Stave

EXIT Realty Midwest- Spencer/Emmetsburg License #S63312

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,960

Year Built

  • Built in 1920

Lot Details

  • 6,600 Sq Ft Lot
  • Lot Dimensions are 75 x 88
  • Property has an invisible fence for dogs

Parking

  • 1 Car Detached Garage

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 936 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963607182005

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,960

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1920
  • Levels: One
  • Stories: 1
  • Architectural Style: Other
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Main Floor Bedrooms
  • Total Bedrooms: 3
  • Total Bathrooms: 1
  • Bathroom Description: Main Floor Full Bath
  • Full Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 146.37
  • Total Sq Ft: 1261
  • Above Grade Finished: 936
  • Below Grade Finished: 325
  • Finished Sq Ft: 936
  • Basement Features: Unfinished

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Invisible Fencing, Porch
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963607182005
  • Estimated Acres: 0.15
  • Estimated Lot Dimensions: 75 x 88
  • Lot Sq Ft: 6600
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1960
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jun 10, 2025
Sold by
Phelan Megan E
Bought by
Steele Allison K
Seller's Agent
Katie Muhlbauer
Integrity Real Estate
Buyer's Agent
Kari Stave
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$149,500
Sold Price
$137,000
Premium/Discount to List
-$12,500
-8.36%
Views
107
Current Estimated Value
$143,131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,131
Avg. Annual Appreciation
13.74%
Original Mortgage
$102,000
Outstanding Balance
$101,736
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$41,395

Purchase Details

Closed on
Jun 20, 2013
Sold by
Grant David J and Grant Jamie
Bought by
Phelan Megan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,035
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2006
Sold by
Oviatt Patrick S and Oviatt Cindy L
Bought by
Grant David J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,000
Interest Rate
6.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,000 None Listed On Document
Warranty Deed $137,000 None Listed On Document
Warranty Deed $100,000 None Available
Warranty Deed $81,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $102,000 New Conventional
Closed $102,000 New Conventional
Previous Owner $102,035 New Conventional
Previous Owner $81,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/11/2025 06/11/25 Sold $137,000 -3.8% $146 / Sq Ft
04/30/2025 04/30/25 Pending -- -- --
04/26/2025 04/26/25 Price Changed $142,400 -4.7% $152 / Sq Ft
03/27/2025 03/27/25 For Sale $149,500 -- $160 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,332 $148,100 $24,600 $123,500
2024 $2,332 $137,160 $19,680 $117,480
2023 $2,101 $137,160 $19,680 $117,480
2022 $1,788 $113,970 $19,680 $94,290
2021 $1,975 $108,970 $19,680 $89,290
2020 $1,985 $105,640 $17,220 $88,420
2019 $1,657 $90,240 $0 $0
2018 $162 $90,240 $0 $0
2017 $1,629 $85,670 $0 $0
2016 $1,444 $85,670 $0 $0
2015 $1,288 $77,340 $0 $0
2014 $1,288 $77,340 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250309

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-182-005